How much do you need to retire? John Conley discusses the importance of income in retirement and how to determine how much is needed, emphasizing that everyone's retirement needs are different and depend on individual circumstances, such as retirement date, income streams, and goals. John suggests working backwards from the desired lifestyle and expenses to determine the necessary income, highlighting the need to consider factors like taxes, inflation, and unexpected expenses.

To learn more about how John and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

John Conley discusses the process of determining the right age to take Social security.

The decision of when to start receiving Social Security benefits is complex and depends on various factors such as life expectancy, individual circumstances, and potential benefits for spouses.

Understanding the break-even comparison and considering factors like tax consequences and provisional income is crucial in making an informed decision about when to start receiving Social Security benefits.

To learn more about how John Conley and the team at Rubino Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

It is interesting that the IRS relies on YOU to figure out what you should be paying in taxes. Do you know that you aren’t overpaying every year? Do you have a tax strategy for retirement? Ryan Marston talks through the details.

To learn more about how Ryan and the team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

If you are looking at retiring in your early 60s and thinking that is early retirement, you might be shocked. Most people are out of the workforce by age 64, but that does bring up some financial challenges. Ryan Marston joins the podcast to discuss.

To learn more about how Sam Liang and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

It's often forgot about by people getting ready for retirement: Taxes. Sam Liang talks about why it's crucial to have a tax plan in retirement and why it may make sense to convert some of your pre-tax 401(k) money to a Roth IRA as you near retirement.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang discusses the 365 Retirement Plan process and how working with a skilled team of retirement planners can help navigate through the muddy waters of a volatile retirement landscape.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Overall, the market has had a run that has brought good returns for 401(k)s and IRAs over the last decade. But what happens when that stops? Can your retirement handle a large market decline? Sam Liang discusses the importance of protecting your retirement savings from a potential market decline.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Ben Shapiro is a political commentator with plenty of opinions. But it's what he recently said about retirement that has ruffled a lot of feathers. Sam Liang breaks down Ben's comments and why retirement is in fact, NOT stupid.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.