Keep it Simple

Welcome back to the Keep It Simple Podcast! In this episode, your host, Joey Bottinger, alongside Adam Morris and Janet Griffith, takes on the most popular investment questions searched on Google in 2024. From the complexities of cryptocurrency to the foundational steps of starting your investment journey, we break down essential financial concepts in an easy-to-understand way.

We discuss:

Tune in for practical advice that will help you "Keep It Simple" and navigate your financial future with confidence.

Keywords: investing, cryptocurrency, financial advisor, retirement planning, passive investing, ROI, budget, emergency fund, 401k, ETFs, Bitcoin, wealth management, personal finance, investment tips, asset builder, Keep It Simple podcast.

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What do Warren Buffett, John Templeton, and Dave Ramsey have in common? They're all quoted in this spontaneous Q&A session with the AssetBuilder advisor team. In this episode, host Adam Morris surprises Joey Badinger, Janet Griffith, and Tommy Williams with unscripted prompts on famous financial advice.

Tune in to hear the team reflect on timeless wisdom, modern market challenges, budgeting fears, and how lifestyle inflation can derail your plan. They also explain why even savvy investors may still benefit from a trusted advisor.

Links:

Learn more about AssetBuilder: https://assetbuilder.com

Email us your questions: [email protected]

Timestamps:

In this episode of Keep It Simple, host Joey Badinger is joined by Janet Griffith (Certified Financial Planner) and first-time guest Tommy Williams (Associate Advisor) from Asset Builder. Together, they break down the real-world benefits of having a financial plan — from achieving clarity and peace of mind to understanding spending goals and preparing for the unexpected. Whether you're planning for retirement, mapping out education savings, or just want to feel more confident about your next step, this conversation helps you understand how planning can shape your financial future. Topics include: How a financial plan gives you a 360° view of your finances Building confidence during market volatility Knowing when (and how) to spend or give Uncovering hidden risks and overlooked opportunities Why peace of mind is the ultimate outcome

🎧 Learn more at assetbuilder.com/podcast Timestamps

[00:34] What is a Financial Plan? [06:45] The Role of a CFP and What They Cover

[08:24] The 360° View: Bringing Everything Together

[12:11] Building Confidence and Reducing Stress

[15:00] Permission to Spend (and Give!)

[20:00] Staying Steady During Market Volatility

[22:20] Reality Check: Can You Retire When You Want?

[25:59] Uncovering Hidden Opportunities and Risks

[29:55] The Overarching Benefit: Peace of Mind [32:58] Where to Ask Questions or Learn More

In this episode of Keep It Simple, the Asset Builder team digs into the ever-important topic of taxes. Advisors Adam Morse, Janet Griffith, and Joey Bodinger break down simple, actionable strategies to wrap up your 2024 taxes and set yourself up for success in 2025 and beyond. Taxes might not be thrilling, but the crew keeps it real, cutting through the noise to bring you practical tips you can trust. From last-minute 2024 moves to forward-thinking wealth strategies, they’ve got you covered.  

The team explores ways to optimize your tax situation—whether it’s maximizing deductions now or planning smarter for the future. They remind us that while they’re not CPAs, their insights are here to spark ideas and encourage chats with your tax pros. Key topics include last-chance 2024 tax moves, tax-advantaged accounts, investment tweaks, and the feel-good world of charitable giving—all aimed at keeping more money in your pocket and less with Uncle Sam.  

[00:00] Intro: Welcome to Keep It Simple

[01:16] 2024 Taxes: Last-Minute Moves

[06:45] Looking Ahead: Tax-Advantaged Accounts  

[16:20] Roth Conversions: Pay Now, Save Later   

[25:12] Tax-Efficient Investing: Portfolio Tips

[35:17] Charitable Giving: Do Good, Save Taxes  

[43:05] Wrap-Up: Takeaways and Next Steps

Welcome to the Keep It Simple Podcast! In this episode, hosts Adam Morse, Janet Griffith, and Joey Badinger break down essential tax strategies to help you maximize savings and stay ahead in 2025.

Join us as we explore key tax planning techniques, including maximizing deductions and credits, understanding tax-efficient investing, and navigating the latest IRS updates. We discuss why proactive tax planning is crucial, how to optimize retirement contributions for tax benefits, and strategies for minimizing capital gains taxes.

Additionally, we provide practical tips on organizing tax documents, avoiding common filing mistakes, and leveraging tax-advantaged accounts to keep more of your hard-earned money. Whether you're a business owner, freelancer, or individual taxpayer, this episode is packed with valuable insights to help you simplify tax season and make smarter financial decisions.

Connect with Team at Asset Builder: https://assetbuilder.com/.

Welcome to the Keep It Simple Podcast! In this episode, hosts Joey Badinger, Adam Morris, and Janet Griffith dive into the essential topic of goal setting for the new year.

Join us as we explore the SMART goals framework—Specific, Measurable, Attainable, Relevant, and Time-bound—and discuss how to effectively apply these principles to your personal and financial goals. We share insights on why setting specific and measurable goals is crucial for success, the importance of aligning your goals with your values, and how to create a budget that works for you.

Additionally, we provide practical tips on paying off high-interest debt, the benefits of saving and investing monthly, and the significance of increasing your financial literacy. Whether you're looking to improve your financial situation or simply want to set meaningful goals for the year ahead, this episode is packed with valuable advice to help you stay motivated and on track.

Tune in to learn how to make 2025 your best year yet!

Topics Covered:

The importance of goal setting

Understanding SMART goals

Strategies for paying off debt

Creating and maintaining a budget

The benefits of regular saving and investing

Tips for increasing financial literacy

👉 Connect with Team at Asset Builder: https://assetbuilder.com/.

In this episode of Keep It Simple, hosts Joey Badinger and Adam Morse dive into the recent fluctuations in the market.

Market volatility is an inherent aspect of investing, characterized by fluctuations in asset prices over short periods. These fluctuations can be unsettling for investors, often leading to emotional reactions that result in poor decision-making and potential financial losses. 

[00:02:04] Market reactions and investor psychology.

[00:05:12] Rates in Japan's impact.

[00:07:48] Margin loans and market dynamics.

[00:12:23] Panic and decision-making in finance.

[00:14:39] Recognizing emotional states for decisions.

[00:18:04] Market volatility and withdrawal strategies.

[00:22:50] The enemy is ourselves.

[00:24:40] Market recovery time analysis.

[00:28:53] Bear markets as buying opportunities.

[00:31:50] Importance of staying invested.

[00:34:24] Control and fear in investing.

[00:38:23] Long-term investment strategies.

Tune in to 'Keep It Simple' with host Adam Morris and Joey Badinger from Asset Builder to discuss strategies for building good habits while eliminating bad ones. They delve into methods inspired by 'The Soul of Wealth' by Daniel Crosby and share practical advice for achieving financial and personal goals using the SMART and EAST models. Highlights include discussions on financial planning, fitness, mental health, and the importance of intentionality in achieving long-term success.

[00:00] Introduction and Podcast Purpose

[01:39] The Concept of Make Good Easy, Make Bad Hard

[12:50] SMART Goals and the EAST Framework

[23:54] The Importance of Intentionality and Discipline

[16:25] Real-Life Examples and Applications

[24:49] Impacts of Good Habits on Health and Finances

[38:32] Mental Health Benefits and Therapy

[42:45] Final Thoughts and Encouragement

👉 Connect with Team at Asset Builder: https://assetbuilder.com/.

In this episode of 'Keep It Simple,' host Adam Morris, Janet Griffith and the team at Asset Builder, including special guest Director of Operations, Hannah Vickery, delve into the intersection of marriage and finance. They share personal experiences, advice, and techniques to help couples manage their finances effectively and reduce stress. Topics include the importance of open communication, different budgeting methods, the role of premarital counseling, and strategies to handle financial disagreements. The episode underscores the importance of being on the same financial team with your spouse to achieve shared goals while navigating life's unexpected challenges.

[00:34] Marriage and Finance: Today's Topic

[16:08] Combining Finances: Joint Accountability

[23:57] Handling Financial Stress and Goals

[31:18] Implementing Personal Budgets: The Burn Pile Method

[37:14] Choosing the Right Partner for Financial Harmony

[39:28] Common Financial Disagreements and Resolutions

[42:44] Planning for Retirement and Reducing Expenses

[53:10] The Importance of Open Communication in Budgeting

[54:05] Best and Worst Aspects of Working in Financial Services

[56:43] Final Thoughts and Encouragement for Young Investors

👉 Connect with Team at Asset Builder: https://assetbuilder.com/.

👉 Connect with Team at Asset Builder: https://assetbuilder.com/.