The pandemic has given us all a new perspective on our lives and our work. I think that's a big reason why we've had a number of our clients at Keen Wealth ask us about early retirement scenarios this year. After a year of locking down, missing friends and family, working from home, and in far too many cases, losing loved ones, folks want more than just financial security. They want to use their assets to live their best lives for as long as they can.

That's what we want for our clients as well – in retirement and every step along the way. But the listener questions we answer on today's show are a reminder that adjustments to your financial plan aren't made in a vacuum. Each decision causes ripple effects that can be extremely hard to manage if you're not working with a fiduciary advisor.