Latina Financial Education, Investing & Wealth Building: MoneyChisme

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This week's episode, Maria Delgado shares her journey on how she became a self-made millionaire. She shares the struggles she had to overcome and her mindset shift, and shares some tips on being a Latina business owner.  This is part one of a two-part series. 

About the guest:
IG: lawtiamaria
www.abogadadelgado.com
E.L.I.S.A Foundation
Maria Delgado is a self-made Lawtina millionaire, and a Latina Business and Sales Coach. In 2020, she made the courageous decision to leave her toxic associate position and launch her own immigration practice. In less than 3 years,  she was able to generate over 7 figures, even when people warned her that she would not make a profit in the first five years. 
Maria uses her knowledge and skills to help other Latinas achieve the same level of success and financial freedom in their law firm. She became a Coach for Lawtinas because she believes they deserve to enjoy the fruits of their labor and sacrifice, and because our communities deserve it.

Lawtinas make less than 2% of the legal profession, and less than 2% of female-owned businesses earn 7 figures. Maria is on a mission to change those figures. Through her foundation (ELISA Foundation), which awards scholarships to Latinas who want to pursue law, and through her coaching program she hopes to help other Lawtinas make 7 figures in their law practice!

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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First Gen immigrants usually have to navigate finances alone. This week's episode is a quick how to invest in stocks.  This is part of a  two-part series of money tips for Immigrants. Don't forget to check out Part 1.

This week's guest, Maribel, aka Your Favorite Immigrant Money Coach, shares her expertise on how you can start investing, regardless of your immigration status. She covers investing basics and why investing in index funds is better than day trading stock. She also gives you a breakdown of other investment accounts and some tips and tricks.

Where to find Maribel:
IG:
https://www.instagram.com/ourwealthmatters/?hl=en
Get her freebie:
https://www.ourwealthmatters.com/freebie-eng

About the guest:

Maribel, is founder of @OurWealthMatters AKA Your Favorite Immigrant-Money Coach. She is the first-gen daughter of Mexican, Purepecha indigenous, immigrants born and raised in Los Angeles, California. She leverages her first-hand life experience, bilingual capabilities, & combined 16 years in taxes and corporate finance, to serve USA-based immigrants – because she believes more immigrants need to know they can legally earn, save, and invest their money while in the USA - irrelevant of their immigration status.

Maribel has been featured in The New York Times and was named one of the “Most Influential New Voices of Money” by NextAdvisor and TIME – so she is making waves!

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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In this two-part series, we go into some of the money challenges that immigrants face, how they can overcome them, and how they can build wealth by having their money work for them.  This is part one of the two-part series.

This week's guest, Maribel, aka Your Favorite Immigrant Money Coach, shares her expertise on how you can make money, regardless of your immigration status. She covers how you can use an ITIN  and how you can start making your money work for you via a High Yields Savings Account.

Where to find Maribel:
IG:
https://www.instagram.com/ourwealthmatters/?hl=en
Get her freebie:
https://www.ourwealthmatters.com/freebie-eng

About the guest:

Maribel, is founder of @OurWealthMatters AKA Your Favorite Immigrant-Money Coach. She is the first-gen daughter of Mexican, Purepecha indigenous, immigrants born and raised in Los Angeles, California. She leverages her first-hand life experience, bilingual capabilities, & combined 16 years in taxes and corporate finance, to serve USA-based immigrants – because she believes more immigrants need to know they can legally earn, save, and invest their money while in the USA - irrelevant of their immigration status.

Maribel has been featured in The New York Times and was named one of the “Most Influential New Voices of Money” by NextAdvisor and TIME – so she is making waves!

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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This week I discuss how you can invest in real estate with compassion and as ethical as possible. Real estate investing gets a bad rep, especially after the housing market bubble that had prices through the roof! However, like anything that you do to make money, it can be used negatively. 

It doesn't have to be that way! Here are a few tips to invest in a way that is a win/win for both parties. 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Branding, branding, branding! In order to have a successful business, you need to set up your Brand Identity! Building a brand as an entrepreneur can be tough! However, Brand Strategist and Web Designer, Gabriela Aguilar, gives us tips on how to create your brand and a few what not to do. 

Gabby also, shares her story on how she got started in Branding and Web design!

About this week's guest:

Gaby is the Founder, Creative Director and Brand Strategist of Teran Media Design, a studio for women coaches and service providers.

With over a decade in the design and Marketing field, Gaby is passionate about helping her client create authentic brands and websites that convert. She works with purpose-driven entrepreneurs who are ready to grow in their business and make a difference in their communities.

Need to create a brand and website you can feel proud of and convert your visitors into clients? Get in contact with Gaby
[email protected]

Web: teranmediadesign.com
Tiktok @teranmediadesign
IG: @teranmediadesign

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Starting a business can be exciting, but it's not without its challenges. In this video, Lilly, a Transaction Coordinator, shares her entrepreneurship journey. 

Lilly talks about the brutal truth of entrepreneurship and the struggles She faced during her first year. From financial setbacks to sleepless nights, Lilly give you an honest and transparent look at the highs and lows of starting a business.

ABOUT THE GUEST:

Lillian "Lilly" Hernandez, owner of Transaction CARE. Born and raised, and fortunate to still live in San Francisco, CA. She is an Aries, a Business Owner, Real Transaction Coordinator, Podcast Host, YouTuber, Content Producer, active Beyhive Member, Full Time Aunty and so much more. 

Lilly has worked in Real Estate since 2004 wearing different hats, and through several different markets. She wants to help educate as many small business owners and real estate professionals of color to feel confident in their choices and to constantly love themselves throughout the process. 

You can find Lilly on:
Website: TrasactionCARE.com

Podcast: https://transactioncarepodcast.com/

Social Media (IG, Facebook, TikTok, Twitter): @transactionCARE 

YouTube: https://www.youtube.com/transactioncare

MERCH: 
https://tccarepackage.com/products/care-self-x-wealth-t-shirt
15% OFF MERCH with code "chisme"  

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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As a small business owner, marketing can impact how successful it is. Learn the marketing mistakes to avoid from this week's guest, Wendy Ramirez, a marketing strategist.

Wendy shares her tips and expertise on how we can market our products and services that will help our business thrive. Learn how to identify and attract your ideal client and customer like a BOSS!

About the Guest:

Wendy is a coffee-obsessed, adrenaline-loving, first-generation Latina who has spent her professional life following her entrepreneurial passions to the ends of the earth (From Nebraska to South Korea to Texas and many places in between). During her entrepreneurial journey she has supported over 150 business owners across 10 countries through purposeful marketing efforts—and in doing so scale thriving businesses.

You can find Wendy at:
IG @lovinglybold
https://lovinglybold.com/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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The past few weeks we had 2 major banks fail, Silicon Valley Bank and Silvergate. It has left many wondering how did it happen and worried how they will protect their money. 

Here is the chisme on what happened, what we can learn from their failures, and 3 tips on how you can reduce your risk and protect your money. 

Support the podcast:
https://www.buymeacoffee.com/moneychisme

//ABOUT ME

Hola, I'm Violeta! I am a first generation Mexican immigrant who is on a financial freedom journey through real estate investing, stocks and entrepreneurship. I started my youtube channel to help my fellow peeps in pursuing financial freedom by teaching financial literacy and sharing my experiences. I am the creator of the MoneyChisme blog/podcast, own a small e-commerce business, and am a real estate investor. 

Disclaimer: I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Share Your Thoughts!

This week we get into some deep conversations with Cici Plata, on how the latinx community needs to start holding themselves accountable on their lack of financial literacy. We discuss how the latino community can hold ourselves back by not putting the effort to educate ourselves. This may ruffle a few feathers, but we need to stop making excuses and start taking steps towards uplifting our community. 

Guest Info:
Fb- CiciPlataTheRealtor
Insta ciciplata_therealtor
Titkok-ciciplata_therealtor
336-588-1294
[email protected]

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

Share Your Thoughts!

Bienvenidos to another episode! This week I am launching my Side Hustle Chronicles series. We are starting off with Reselling with Reseller expert, Tarra Ransom. Tarra has been a reseller for over 4 years and focuses on women's shoes. Through this side hustle, she is able to fund her travel trips around the world. She also goes over how you can get started in reselling. 

You can find Tarra on:
FB & IG: @Tarrascloset 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.