Latina Financial Education, Investing & Wealth Building: MoneyChisme

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Now more than ever, there are financial traps being set that are designed to keep you broke. Especially with the holiday season and news of 50 year mortgages and 15 year car loans. Here is how to spot financial traps and how to avoid them so you can make better financial decisions. 

Mentioned in this episode:

50 Year Mortgage Loans and Fannie Mae Update

https://youtu.be/vISX6-OOAT4?si=3_IAEvxi-84PWs0M

Money Books I recommend:

https://www.amazon.com/shop/moneychisme/list/1MTXRM8003HUP?ref_=cm_sw_r_cp_ud_aip_sf_list_spv_ofs_mixed_d_6RX9JTB4C929AKNDYASF

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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The 'Big Beautiful Boycott' is a response to the political and economic challenges faced by communities during the holiday season. I talk about the importance of resisting consumerism, reimagining holiday traditions, and supporting local initiatives. The discussion also highlights the need for financial empowerment as a form of resistance against systemic issues affecting marginalized communities.

Key Takeaways

• The holiday season is heavily impacted by political and economic issues.
• A no spend holiday season can be a form of protest.
• Quality time with family can replace consumerism during the holidays.
• Creating new traditions can help shift focus from gift-giving.
• Re-gifting can be a sustainable alternative to buying new gifts.
• Community support is crucial during times of economic hardship.
• Financial literacy is essential for empowerment and resistance.
• Local businesses should be prioritized over large corporations.
• Money management can help build wealth and stability.
• Participating in community initiatives can make a significant impact.

More chisme on the blog:

https://moneychisme.com/the-big-beautiful-boycott-how-to-join-the-protest/

https://bigbeautifulboycott.us/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Big changes are coming to your taxes in 2026—pero no te me asustes. In this mini episode, I break down the IRS updates to standard deductions, tax brackets, earned income credit, childcare credits, and health flexible spending accounts.

But this isn’t just a boring tax update. It’s your chance to plan smarter, save more, and build generational wealth like a jefa.

If you're a cycle-breaker Latina navigating dinero decisions while supporting your familia, this episode is your blueprint to keeping more of your hard-earned cash.

Tune in to start making those IRS updates work for you—not against you.

Get More on the BLOG

https://moneychisme.com/irs-tax-changes-for-2026-what-every-latina-investor-should-know/

🎧 Related Episode:
https://moneychisme.com/how-to-reduce-taxable-income-with-tax-planning-strategies/

Full IRS Tax Updates 2026

https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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If you're a business owner, at some point you may ask yourself, "Should I start a podcast to promote my business?" In today's episode, Mafe Salazar, a podcast producer shares her insights on how to effectively use podcasts as a tool for business growth. 

Mafe shares her journey into podcasting, the role of a podcast producer, and the significance of defining clear goals for a podcast. She emphasize the importance of understanding the podcast's purpose, effective engagement strategies, and the significance of word-of-mouth promotion.

 Chapters

00:00 Introduction to Podcasting for Entrepreneurs
00:54 Mafe Salazar: Journey into Podcasting
03:07 Understanding the Role of a Podcast Producer
04:57 Defining Goals for Your Podcast
06:57 Evolving Your Podcast's Direction
08:47 Using Podcasting as a Business Tool
10:26 Monetizing Your Podcast
12:59 Aligning Guests with Your Podcast Goals
16:32 Tips for Starting Your Podcast
17:26 The Podcast Planning Process
19:11 Refining Your Podcast's Core Message
20:47 Maximizing Content Repurposing
22:49 Boosting Podcast Visibility and Engagement
26:03 Effective Podcast Length and Structure
28:12 Podcast Launch Services and Strategies

More Chisme on the Blog:

https://moneychisme.com/should-you-start-a-podcast-for-your-business

Connect with Mafe:

https://mafesalazar.com/

https://www.instagram.com/mafesalazar/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Basiliso Moreno discusses the challenges faced by the sandwich generation, particularly in caregiving for aging parents while managing their own families. Basiliso shares his personal journey, highlighting the emotional and financial strains of caregiving, the importance of planning for healthcare needs, and the resources available for financial support. 

He explains the cultural aspects of caregiving in the Latino community and offers practical advice for those navigating similar situations. In this conversation, Bas Moreno discusses the complexities of Medicare and Medicaid for older adults, the challenges faced by the sandwich generation, and the importance of financial literacy within the Latino community. He emphasizes the urgency of securing Medicare and Medicaid amidst potential cuts and highlights the need for open conversations about caregiving and financial responsibilities. The discussion also touches on the impact of the current administration on financial planning and the mental health of seniors.

Get the full chisme on the blog:

https://moneychisme.com/the-financial-toll-of-caregiving-the-sandwich-generations-struggle/

Connect with Bas Moreno:

Https://www.instagram.com/basmorenoconsulting

Schedule a Free 25 minute consultation:

https://calendly.com/basmoreno/consultation

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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How my emergency fund saved me during a rental property flood, unexpected RV tire blowout, and one of the hardest moments of my life: putting my dog of 12 years to sleep.

I unpack the difference between savings vs emergency fund, why we feel guilty spending money we “worked so hard to save,” and how that fund is not meant to just sit there. 

Plus I share a few tips:

• Why your emergency fund isn’t just for show
• How to start one without overwhelm
• The must-have emergency fund for rental property owners
• The mindset shift first-gen Latinas need around saving and spending

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Ever rolled out a tortilla that looked like Texas but still tasted like abuela’s love? That’s your financial journey. Messy edges, uneven steps, sometimes too thick, but still warm, real, and so worth it. In this episode, I get real about the pressure to have the “perfect” money plan, and why embracing your imperfect, irregular journey is actually where the flavor is.

This one's for my perfectionists, my recovering overthinkers, and anyone feeling behind. Porque aunque la tortilla no sea redonda, todavía se come.

We’re breaking generational cycles and building wealth, con sazón, not shame.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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If you spend any time online, you’ve probably heard it:

“Real estate investing is evil.”
“Landlords are greedy.”
“Owning property means you’re part of the problem.”

And honestly? I grew up believeing that too.

There’s no denying that there are landlords out there who only care about squeezing every last penny out of their tenants. We've seen the headlines—rent hikes, neglected repairs, unfair evictions. The bad players give real estate a bad reputation, and for a long time, I thought the solution was to stay out of it completely.

Until one unexpected moment changed my entire mindset.

Check out my Rental Property Bootcamp to start investing!

https://moneychisme.com/rental-property-bootcamp/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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We made it to 100 episodes, y’all! In this special episode, I’m taking a moment to reflect on the journey, highlight some of the most powerful guest moments, and share the biggest money lessons we’ve learned together. From breaking generational cycles to building wealth con propósito, this episode is a love letter to our comunidad and every guest who's dropped gems along the way. Whether you’ve been here since episode 1 or just found us—gracias for being part of the journey.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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What does it take to break free from survival mode and start building real wealth? Miriam Simon, CEO of Mi Si Coaching and Consulting, reveals her 25-year journey from entry-level positions to corporate executive leadership.

She shares her powerful philosophy of honoring "your yes" – making decisions that align with your own values rather than others' expectations. This principle guided her from difficult beginnings to creating new leadership roles and eventually founding her own company.

She share her practical strategies for career growth for Latinas, that helped Miriam secure eight different promotions and significantly increase her income. She shares insider tips on customizing resumes, researching salary ranges, leveraging employer benefits like tuition reimbursement, and effectively using LinkedIn for professional networking. 

Whether you're just starting your career, feeling stuck in survival mode, or ready to leverage your professional success to build wealth, this episode offers both inspiration and concrete strategies to help you honor your own "yes" and create the financial stability you deserve.

More on Miriam Simon on the blog!

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.