Latina Financial Education, Investing & Wealth Building: MoneyChisme

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It is Financial Literacy month and it's time to start building it! Financial literacy means understanding how money works and making strategic decisions about spending, saving, and investing. This episode is your guide to building financial knowledge, perfect for beginners and first-generation immigrants who may not have received financial education growing up.

• Focus first on learning about financial issues directly affecting you now 
• Understand how inflation and taxes affect your money
• Learn to differentiate between "good debt" and "bad debt" 
• Understand what affects your credit score
• Invest in retirement accounts 
• Plus financial literacy resources from Latino voices including books, podcasts, and online content

More on the blog!

Don't forget to share this episode with someone who might benefit, and tag me if you share it on social media to help reach more of our community with financial literacy information.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Nicole Stanley shares her journey from experiencing financial panic attacks to paying off $30,000 in debt with her husband in just 10 months and eventually building a quarter-million-dollar net worth on an average income of $56,000.

• Using therapy to address financial anxiety while simultaneously taking financial education courses
• Supplemented income through various side hustles like flipping furniture, nannying, and teaching English online
• Identifies five types of financial problems: spending, fixed expenses, income, money management, and financial strategy issues
• Views financial stress as a positive indicator that there's an opportunity waiting to be discovered
• Recommends creating a "spending plan" rather than a "budget" to reduce resistance and negative associations

Visit www.arisefinancial.com for free resources including 5-minute money moves, free classes on setting financial goals, and information about one-on-one financial coaching.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Aunque las recesiones son parte natural del ciclo económico, pero las decisiones políticas actuales podrían estar acelerando la llegada de una crisis en 2025. Aprende como proteger tu dinero con estos tips. 

En este episodio, exploramos estrategias clave para proteger tus finanzas y aprovechar oportunidades incluso en tiempos de crisis:

• Fondo de emergencia más sólido
•  Aprovecha cuentas de ahorro de alto rendimiento
•  Reduce gastos innecesarios y paga deudas de alto interés
•  Sigue invirtiendo en tiempos de crisis
•  Inversionistas inmobiliarios, prepárense
•  Empresarios, refuercen sus reservas
•  Encuentra oportunidades en la recesión

La clave no es solo sobrevivir, sino salir más fuerte. Prepárate ahora: fortalece tu ahorro, optimiza tus gastos y mantente listo para aprovechar oportunidades. Escucha este episodio y toma acción antes de que sea demasiado tarde.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Let's talk about to to prepare for a recession in 2025. With this current administration, the effects of their decisions are having some negative economic impacts. This may lead to a recession. So how do you recession-proof your finances? I break down how to prepare for a potential 2025 recession with practical strategies anyone can implement.

I also cover:

• Understanding what recessions are and why we might be facing one in 2025
• Building a 6-12 month emergency fund in high-yield savings accounts 
• Identifying unnecessary expenses to cut while building financial reserves
• Paying down high-interest debt and avoiding new major purchases
• Managing investments without panic-selling during market downturns
• Recession-proofing investments like real estate
• Developing additional skills and income streams to recession-proof your career

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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In this episode we get into how Facebook ads can be a game changer for your business. Stacy Reed, a Facebook ads expert, shares how it can skyrocket your business visibility and drive real sales growth. She reveals the must-know strategies for leveraging paid advertising while maintaining authenticity in your brand presence. Whether you’re a small business owner or entrepreneur this episode will give you actionable insights to elevate your online reach and maximize your ROI.

What You'll Learn in This Episode:

• How to blend organic social media with Facebook ads for long-term growth
• The role of a fractional CMO and how they can scale your marketing efforts
• Audience targeting strategies to ensure your ads reach the right people
• The difference between Boosted posts vs. Facebook ads 
• How to build genuine relationships with potential customers through ads
• The power of authentic, relatable content in high-converting campaigns
• Debunking myths about social media advertising that hold businesses back

So if you are looking to add Facebook ads or looking to refine your online marketing strategy, this episode is your roadmap to smarter marketing, stronger engagement, and bigger business wins.

Tune in now and start scaling your business with confidence.

Where to find Stacy Reed:

www.stacyzeal.co

LinkedIN

Free Workshop

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Is debt really the enemy? In this episode, I break the myth that all debt is bad and show you how smart borrowing can be a powerful tool for building wealth. Learn how good debt can fuel real estate investments, business growth, and financial freedom when used strategically. 

What You’ll Learn:

•  Good Debt vs. Bad Debt – What’s the difference and why it matters
• How to Overcome the Fear of Debt and use it to your advantage
• Real Estate Investing & Rental Income – Leveraging debt for passive income
• Tax Benefits of Using Debt Wisely to maximize your financial gains
• The Power of Financial Education & Community for wealth-building
• Practical Strategies to Use Debt Effectively in your financial journey

Tune in now to transform your mindset and learn how to make debt work for you!

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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You may think that financial planning is for those with million dollar net worths, but it is for everyone! Nadia Vanderhall, a financial planner and founder of The Brands and Bands, shows us how financial planning can empower YOU to take control of your financial future through actionable strategies and a shift in perspective on retirement.

In this episode we cover:

• What is financial planning?
• Why do you need financial planning?
• Financial Plan basics for beginners
• Making financial planning accessible for all
• Shifting perspectives on retirement as a continual process 
• The three essential phases of money: wallet creation, wealth creation, and wealth management 
• Importance of budgeting and understanding spending habits 
• Tips for estate planning and leaving financial legacies 

About the Guest:

Nadia Vanderhall is a financial planner, educator and marketer and founder of Brands and Bands Strategy Group. She guides individuals and families through the three phases of money with Financial Planning and Financial Education.

www.thebrandsandbands.com

Instagram: NVKnows

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Cual es la diferencia entre la deuda buena y la deuda mala? Cómo entender esta distinción puede ayudarte a generar riqueza. Hablamos sobre cómo aprovechar estratégicamente la deuda, especialmente a través de la inversión en bienes raíces, y desmitificamos el miedo a pedir préstamos.

Temas que discutimos:
El estigma de la deuda y cómo cambiar tu mentalidad sobre el dinero
Diferencias entre deuda buena vs. deuda mala (y cómo usarlas a tu favor)

 El impacto de la deuda de consumo en tus finanzas
Cómo pedir préstamos puede ayudarte a hacer crecer un negocio
Usar bienes raíces como estrategia para generar riqueza
Ventajas fiscales de invertir en bienes raíces
Cómo calcular el cash flow antes de comprar una propiedad
Por qué cambiar tu percepción sobre la deuda puede cambiar tu vida financiera
La importancia de la educación financiera y comunidad para crecer juntos

Escucha ahora y aprende a convertir la deuda en una herramienta para tu éxito financiero.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Should you hire a property manager for your rental properties? My answer is yes! There are so many benefits of having a property manager versus managing the rentals yourself. 

In this episode I go over:

• What is a property manager? 
• The legalities of managing your own property
• Property Management fees
• The benefits of hiring a property manager
• How to find a good property manager
• Story of when I dealt with a tenant, that reinforced my decision to hire a property manager. 

Learn about my Rental Property Bootcamp

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Many small business owners often overlook how important bookkeeping is and leave it until tax season. However, bookkeeping is crucial to run a successful and profitable business. Yaremi from QB Numbers explains the importance of keeping books updated, distinguishing between roles of bookkeepers and accountants, and offers actionable advice on hiring and maintaining financial health.

In this episode we cover:
• Why bookkeeping is important for a profitable business
• What is the difference between a bookkeeper and accountant
• Consequences of neglecting bookkeeping
• Tips for DIY bookkeeping using spreadsheets
• When to seek professional bookkeeping help
• Importance of regular financial check-ins and meetings
• How to choose the right bookkeeper
• Advice for aspiring bookkeepers

You can find Remi at:

www.qbnumbers.com

IG: qb.numbers

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.