Latina Financial Education, Investing & Wealth Building: MoneyChisme

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What if understanding your financial anxiety could unlock a healthier relationship with money? Join us as we welcome Stephanie Olano, a trailblazing financial trauma coach from Awkward Money, who sheds light on the silent struggles many face growing up with financial instability. Stephanie shares how the Latinx BIPOC community, in particular, can navigate the emotional currents of financial trauma and anxiety, offering insights into recognizing and overcoming these hidden hurdles.

Stephanie and I dive into the powerful intersection of financial decision-making and mental health, with a spotlight on the Latinx community. We discuss how understanding and naming the emotions tied to financial behaviors can lead to more intentional decision-making. Not to mention the pressure of existing in  capitalist societies where some might feel like outsiders.

Connect with Stephanie Olano:

Website: https://awkwardmoney.com/

LinkedIn: https://www.linkedin.com/in/stephanieolano/

Instagram: https://instagram.com/awkmoney

Threads: https://www.threads.net/@awkmoney

Youtube: https://www.youtube.com/channel/UC16G1gEZmGUovD8pYbcVbHw

Access Resources Here:

Join the Financial Wellness Circle: https://docs.google.com/forms/d/1jfJANO094EiScH_0Lp1fG4OJikUQnAVQhrwMQ2WuJgw/viewform?pli=1&pli=1&edit_requested=true

Trauma-Informed Budgeting:A Path to Financial Healing: https://medium.com/@awkwardmoney/trauma-informed-budgeting-a-path-to-financial-healing-2b8b935c4580

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Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Ready to take calculated risks by investing in Rental Properties? Sign up for my Rental Property Bootcamp!

What if the fear of taking risks is the very thing holding us back from the financial freedom we dream of? Join me as I confront this fear head-on, inspired by personal experiences within the Latino community where financial stability has traditionally been prized above all else. Growing up, many of us were taught to sidestep debt and prioritize safe, predictable livelihoods. Yet, these well-intentioned lessons might be stifling our potential for wealth-building. Through my own journey of navigating calculated risks, I've discovered how reframing failure as a stepping stone rather than a setback can unlock new opportunities, particularly in realms like real estate investment.

Let's challenge the conventions that keep us tethered to financial limitations and explore practical strategies for embracing risk in a way that is informed and purposeful. I share stories of early missteps and valuable lessons learned, underscoring the importance of understanding your "why" to propel you forward. Whether it's investing in rental properties or launching a new venture, taking informed risks can pave the way for generational wealth and help close the racial wealth gap. By reflecting on personal barriers and sharing collective insights, we stand to break cycles of financial instability and create lasting legacies for our community. Join the conversation and be part of the change.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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The election results left our community feeling shocked and frustrated.  In this episode, I’m getting real about the recent election results and breaking down the surprising voting trends among Latinos. This is more than a reaction—it's a call to understand how political decisions directly impact our finances and our comunidad. Money is political! It’s time we take charge, connect the dots between politics and our personal finances, and get smarter about how we vote and advocate for ourselves.

I’ll also share how I plan to create more financial education content for our community. With more Latino voices needed on YouTube, TikTok, and in real estate, I'm pushing myself to create content in Spanish and bring more resources. We have to advocate for ourselves—without overlooking the issues in our communities—for real change.

Where do we go from here? Well, now more than ever, we have to push for financial education, especially in Spanish! As we move into next year, I’m thrilled to bring you more resources, including the relaunch of the Rental Property Bootcamp, a fresh new website, and expert voices to keep you informed. Your ideas and feedback are everything as we grow this space to educate, engage, and empower nuestra comunidad.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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What does it truly mean to navigate the world of personal finance and employment as a neurodivergent individual? Join us for an eye-opening discussion with Shalese from NeuroDivergent Millionaire, who shares her candid journey to financial independence while living with autism. 

Shalese Heard, an Autism Travel Influencer & Neurodivergent Money Girl, shares her journey toward financial freedom while facing obstacles in education and career due to her condition. The discussion tackles overcoming workplace stereotypes, the lack of accommodations, and the essential training needed for neurodivergent inclusivity.

We unpack how mainstream financial advice may not always align with the unique challenges faced by those with different cognitive perspectives. This conversation underscores the need for empathy and inclusivity, urging listeners to acknowledge the diverse financial journeys people embark on. 

Shalese also discusses practical strategies for neurodivergent individuals through side hustles and her book 'Neurodivergent Millionaire,' offering solutions for financial stability. The conversation stresses the importance of awareness, authentic living, and creating an inclusive environment for all.

 This episode will uplift diverse voices and make room for all individuals to build and enjoy the wealth they deserve. 

Connect with Shalese Heard:

Threads: https://www.threads.net/@neurodivergentmillionaire

Youtube: https://youtube.com/@neurodivergentmillionaire

Instagram: https://www.instagram.com/neurodivergentmillionaire

Book:

Neurodivergent Millionaire: Rebelling Against the Status Quo

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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In the ever-evolving world of real estate, creative approaches can lead to significant financial rewards and long-term success. Whether you're just starting out or looking to grow your portfolio, thinking outside the box can open doors to unique opportunities. 

Gabriela Ariza, a cybersecurity and real estate investor on track for FI., shares her house hacking strategies, including renting out different property spaces and using low down-payment loans to maximize returns. She also opens up about the challenges she faced during her first property flip and emphasizes the importance of having cash reserves. The episode dives into creative financing techniques like private money lending, self-directed IRAs, and tapping into rural markets for better opportunities. 

Gabriela shares her success in acquiring city-owned lots, developing affordable housing, and forming key partnerships with city officials. She highlights the value of networking and creative financing, offering practical lessons on house hacking, property flips, rural markets, and strategic growth in real estate.

Tune in to hear Gabriela’s expert tips and inspiring stories that can help you level up your real estate game. Don’t miss out and get ready to unlock new strategies for success!

Connect with Gabriela Ariza:

 LinkedIn: https://www.linkedin.com/in/gabriela-ariza/

Instagram: https://www.instagram.com/fab_millennial 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Are you prepared to cover your bills and expenses if you find that you can't work due to an unexpected life event like a car crash? Well it happened to this week's guest, Tanya Taylor. 

Tanya Taylor, CEO and founder of Grow Your Wealth, shares her personal journey and a three-step plan to help us all be better prepared for life’s uncertainties. She also shares her three-step plan for financial preparedness, drawing from her personal experience of moving to the U.S., building wealth, and overcoming challenges after a car accident. 

Tanya’s story and strategies highlight the importance of proactive financial planning and resilience. By understanding your finances, securing adequate insurance, and diversifying income streams, you can better navigate life's unexpected events

Preparing for the unexpected is not about living in fear but about empowering yourself to handle whatever comes your way with confidence and financial stability.

How to reach the Guest:
Website: https://growyourwealth10x.com/

LinkedIn

TedTalk 

Instagram

Order Tanya's Book: Limitations to Limitless: Seven Proven Strategies to Protect Your Finances From Life's Curveballs

Download Free Resources Here

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Real estate investing is scary and intimidating! This mindset stops many new investors from investing in rental properties. In this episode I give your tips on how to overcome your fear of real estate investing. I also discuss how to set a growth mindset, find your why and vision, and how to set goals, to help you get out of the sidelines and start investing in properties.

Challenges like non-paying tenants or unexpected repairs can be scary, but with the right mindset, they become stepping stones to success. Discover the power of understanding your "why" and maintaining a clear vision to stay motivated even when the going gets tough. 

Prepare to set your real estate goals like a pro with the SMART framework — a game-changer in achieving your dreams. Learn from my missteps and victories as I guide you in breaking down your ambitions into specific, measurable, actionable, relevant, and time-bound steps. Creating a detailed roadmap for financial freedom isn’t just a pipe dream; it's an achievable plan, especially with the free guide offered to help you kickstart your rental property investments. Tune in to gain the practical tools and inspiration needed to turn your real estate aspirations into reality.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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In this Spooktober episode, I am diving into the dark, twisty tales of real estate investing gone wrong. From non-paying tenants who ghost you (literally) to property managers who disappear when you need them most, I am spilling all the tea on real estate's scariest mistakes. 👻

Ever dealt with a realtor that gave you nothing but nightmares? Or maybe you've had a tenant who thought rent was just a suggestion? We've all been there, and today, we're sharing these horror stories with a sassy twist to help you learn from our boo-boos so you can avoid your own.

Grab your pumpkin spice latte, because it’s about to get real spooky in here—without scaring you away from building your empire. Let’s laugh through the chills and get back to confidently crushing your real estate goals! 🎃💀

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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What if balancing motherhood and entrepreneurship could be less chaotic and more fulfilling? Ruby shares her tips on how to build a business as a stay-at-home mom. Ruby Valencia, a brand strategist and website designer, who launched her business during her pregnancy and the early months of her son's life. Her insights reveal how letting go of the traditional 9-to-5 mentality can lead to a more harmonious blend of work and parenting.

Ruby discusses aligning your brand's values, goals, and vision with audience perception, offering practical tips and resources for aspiring entrepreneurs. We reflect on the broader impact of our professional ambitions on our children, showing them that it's possible to pursue passions and build a successful career while raising a family. Tune in to this episode for heartfelt stories, practical advice, and inspiring messages for all entrepreneurial parents striving to balance their dual roles.

About Ruby:

Ruby is a  mom of four, First Gen Latina, breast cancer survivor and Founder & Creative Director at Blue Moons Studio. She supports ambitious and heart centered women with custom branding and website services. She helps women create their unique brand magic, signature aesthetic and creative direction that drives results so they can step into their brand power as industry leaders without the fear of blending in, allowing them to book more aligned clients and grow their income. 

Instagram: BlueMoonsStudio
https://www.bluemoonsstudio.com/

Ruby's Freebies!
Brand Clairty Workbook
Website Checklist 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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We have all made a lot of financial mistakes in our personal finance journeys.😬 Sometimes we wish that we could turn back the time and tell our past self to get it together! Here are my 5 financial mistakes to avoid that I have made in the past.

In this episode I share my money mistakes on:
From the critical importance of saving for emergencies to avoiding the pitfalls of low-yield savings accounts. How I started budgeting.

Building a credit score: How not having a credit score affected me when looking for a loan and how I started building my score using credit cards. Investing in 401k and matching benefit.

Open an UPGRADE HYSA

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.