Latina Financial Education, Investing & Wealth Building: MoneyChisme

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Es hora de que la comunidad latina aprenda cómo invertir y generar riqueza. Pero muchos no saben cómo crear un plan de inversión para empezar a invertir. Bueno, ¡estoy cambiando eso! En este episodio les doy el chisme sobre:

• Importancia de comprender su "por qué" al invertir 
• Cómo hacer un análisis de brechas de dónde quiere estar y dónde se encuentra ahora
• Opciones de inversión disponibles 
• Por qué debería invertir en desarrollar su educación financiera
• Precaución ante la volatilidad de las criptomonedas 
• Estrategias para automatizar inversiones 
• y mis lecciones aprendidas

EP73 Como Invertir en Bienes Raices

Transforma Tu Dinero (Libro)

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Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
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Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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It's time that the Latino Community learns how to invest and build wealth. But many don't know how to create an investment plan to start investing. Well I'm changing that! In this episode I am giving you the chisme on:

• Importance of understanding your "why" in investing 
• How to do a gap analysis of where you want to be and where you are now
• Investment options available 
• Why you should invest in building your financial literacy
• Caution against the volatility of cryptocurrency 
• Strategies for automating investments 
• and my lessons learned

Mentioned in the show:

PEW Research Study 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Let's talk about the connection between self-care and financial wellness! Prioritizing personal well-being can lead to financial success. Rita Soledad, founder of Wealth Para Todos, discusses the often overlooked relationship between self-care and financial wellness. Rita shares her personal journey from a public school math teacher to a money and self-care coach after facing significant financial challenges. She introduces her 'Wealth Building Cycle' and 'Diverse Self Care' framework, emphasizing the importance of self-care practices in achieving financial security and early retirement.

Highlights of this episode!
• The connection between self-care and personal finance
• The wealth building cycle focusing on money mindset, literacy, and income
• Sol's concept of D.I.V.E.R.S.E Self-Care with its seven types
• Practical strategies for improving financial health through self-care

Connect with Rita Soledad:

Website: https://wealthparatodos.com/

Instagram: https://www.instagram.com/wealthparatodos/

LinkedIn: https://www.linkedin.com/in/wealthparatodos/

Podcast: https://open.spotify.com/playlist/53G8fklDJHmcRIPo7GW6Eu 

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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The new Trump Administration is going to negatively impact the Latino Community, especially financially. How can you prepare your finances to ride out Trump's policies? In this episode, I am joined by Lea Landaverde, founder of RQZA co, who shares her tips from her "Protect the Bag" guide.  It advocates for proactive measures such as establishing emergency funds, managing credit wisely, and engaging in estate planning to secure one's financial future.

We cover:
• Understanding the impact of political decisions on personal finance
• The importance of financial literacy in combating economic anxiety
• Essential steps for financial protection and preparing for uncertainty
• Building emergency funds as a safety net
• Importance for estate planning and legal protections for Latinos
• A call to action for financial empowerment through education

Get your copy of Protect the Bag Guide

Where to find Lea:
Instagram: LatinaWealthActivist
Website: www.riqueza.co

Lea Landaverde, also known as the Latina Wealth Activist, is a financial professional and creator with over 10 years of experience in wealth management, investment banking, and financial education. As the founder of Riqueza Collective, she created a platform where culture, community, and financial empowerment intersect.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Reframing the stigma around debt is important for breaking the cycle of shame and achieving financial freedom. Luzy King, CEO of Say Hola Wealth, shares her practical strategies to manage debt effectively, emphasizing personal growth and the need for investing in financial knowledge and community support, rather than solely focusing on frugality and expense-cutting.
Check out the Highlights of this episode!
• Luzy's journey from a challenging financial background to becoming a personal finance advocate 
• Overcoming the stigma of debt 
• Understanding debt types and repayment methods 
• Increasing income through personal skills and efforts 
• Investing in financial education and community support is essential for long-term wealth building

Connect with Luzy King:

Website: https://sayholawealth.com/

LinkedIn:https://www.linkedin.com/in/luzy-d-king-cpfi-mba-78b366b2/

Instagram:  https://www.instagram.com/sayholawealth/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Descubre los 6 pasos esenciales para comprar tu primera propiedad de alquiler en 2025. Desde establecer tu visión, mentalidad y metas, hasta auditar tus finanzas, elegir una estrategia, analizar mercados, gestionar tu equipo y propiedad, y crear un plan a 5 años. Aprende cómo empezar tu camino hacia la libertad financiera con estos consejos claros y prácticos diseñados especialmente para nuevos inversionistas.

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Ready to make 2025 the year you change your financial future? In this episode, I break down the 6 essential steps to start real estate investing, tailored specifically for the Latino community. From building the right mindset and setting clear goals to analyzing markets, managing properties, and creating a 5-year plan, you’ll get everything you need to start your journey toward financial freedom. If you’re dreaming of leaving a legacy, earning passive income, and learning from someone who’s been in your shoes, this episode is for you! Stick around for a special invitation to join my Rental Property Bootcamp and take the next step toward your investing goals. Don’t miss it!

Highlights from this episode:
• Establishing a clear vision and goals for investing
• Conducting a comprehensive financial audit and budgeting
• Understanding down payment requirements and financing options
• Exploring suitable real estate investment strategies
• Analyzing market trends and property potential
• Building a trusted team for management and support
• Creating a flexible five-year plan for sustained growth

Ready to turn your dreams into a solid plan? Enroll today in my Rental Property Bootcamp and learn how to start investing in real estate the smart, ethical, and sustainable way.
https://moneychisme.com/rental-property-bootcamp/

Rental Property Calculator
https://moneychisme.podia.com/investment-property-analyzer

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Ready to kickstart your 2025 goals? This year I am using a BINGO style format instead of a vision board. Join me, Violeta, on reflecting on the past year, set meaningful goals for 2025, practice gratitude, share lessons learned, and actionable strategies. Create a 2025 New Year Goals Bingo card to track your progress with me!
Get the FREE 2025 New Year Goals Glow-Up guide to follow along!

Episode Highlights:
• Reflect on personal wins and highlights from 2024  
• Learning from challenges and plan for proactive change  
• The importance of building social relationships and community  
• Practice gratitude to enhance overall well-being  
• Set S.M.A.R.T goals for 2025 for accountability and clarity  
• Creative goal tracking through an interactive bingo card  
• Emphasizing mental, emotional, financial, social, and spiritual growth  
• Cultivating a supportive network to foster collaboration and growth

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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When dating or in the early stages of marriage, it’s crucial to approach money topics calmly and without confrontation, creating a space for both partners to openly share their financial history and attitudes. This lays the groundwork for mutual understanding.

Jessica Perrone, CEO and founder of Her Financial IQ, shares insights on having vital financial conversations with your partner. In this episode, we explore why discussing finances is key in both dating and marriage, offering personal stories and practical tips on budgeting, managing debt, setting shared financial goals, and preserving individual independence. We also touch on financial infidelity and the importance of transparency to foster a healthy, successful relationship.

Jessica's advice goes beyond budgeting, providing a roadmap for achieving financial harmony. Through open communication, empathy, and a shared vision for the future, couples can turn financial conversations into a foundation for a stronger, more loving partnership.

Tune in to the Money Chisme podcast for more financial wisdom and remember: strong relationships thrive on honest financial discussions.

Connect with Jessica Perrone:

EP 58 Navigating Debt and Credit

Website: www.herfiniq.com

LinkedIn: linkedin.com/in/jessicak/

Youtube: youtube.com/channel/UCZ__uZTpk0qxqX9aC3_DmqA

Instagram: instagram.com/herfiniq

Facebook: facebook.com/HerFinIQ/

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.

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Does working hard always lead to success? Or can it sometimes hold us back? I dive into a mindset deeply ingrained in Latino and POC communities, the belief that relentless hard work equals moral value.

Let's change this mindset and learn how to buy back our time.  I share personal stories about the guilt of outsourcing tasks like housekeeping, meal prep, and childcare, and how these feelings often prevent us from fully enjoying financial success.

What You’ll Learn:

• Why Latinos Feel Guilty About Delegating Tasks
• How to Use Money as a Tool to Reclaim Your Time
• The Power of Outsourcing for Self-Care & Business Growth
• How to Shift from Working IN Your Business to Working ON It
• Breaking the “Hard Work = Worth” Mentality in Our Communities

Tune in to learn how to achieve financial freedom WITHOUT guilt and start using your time for what truly matters!

Episodes mentioned:
Episode 68: Unpacking Financial Anxiety and Trauma with Stephanie Olano
Episode 54: Overcoming Financial Trauma\ How to Heal Your Money Wounds with Rahkim Sabree

Support the show

Sign Up for the MoneyChisme & Raíces Newsletter

Resources:

Start Investing with M1Finance or Fidelity
Finance Books to Start Your Journey

Open a High Yields Account
Support/Apoya MoneyChisme

Disclaimer:
I’m not a financial advisor. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in this video. Please be careful! This video is for general information purposes only and is not financial advice.

*Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: MoneyChisme Affiliate Links and Paid Advertisers Disclosure.