Invisible FinTech - Open Banking & APIs

Lending-as-a-Service - With Mikhil Innani, Managing Director, Apollo Finvest Ltd.


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Apollo Finvest positions itself as the AWS of lending in India with the capability to enable any company to offer lending within 48 hours. A technologist at heart, Mikhil speaks about the vision of the company and the hard work that goes into building a platform which is fit to purpose across various client segments, among many other things.

01:18 - What kind of lending capabilities does the platform offer? Tell us a little bit more about ‘enabling any company to offer lending in 48 hours’

14:50 – What kind of companies do you provide capital with – how young, how mature?

17:38 – What should companies do if they are interested in partnering with you?

20:50 - Can we discuss a bit in detail your tech stack and architecture? - What is the adoption of white-labeled consumer apps considering most companies prefer to build this themselves.

24:53 – How can companies differentiate themselves from other partners on your platform. What is the level of configurability to support this?

27:50 – How do you manage processes that are complex orchestrations – E.g. opening accounts. How much of that burden are you taking away from the partner

34:35 – How much of your platform did you build grounds up Vs renting/buying

38:15 - Can you explain a bit about the asset reconstruction and loan securitization services you have? This does not seem like a typical FinTech play. What is the target segment here and how does it work?

43:33 – Where do you think collections technology is today in India?

45:21 – Pharma, OTT, and now Banking/Lending – 10X engineer?

48:03 – The potential for account opening as a service

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Invisible FinTech - Open Banking & APIsBy MEDICI Podcasts

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