Let The Data Speak

Cairns grew 17% last year. Hobart grew 5%. On paper, the choice looks obvious. But choosing purely based on recent growth could mean buying into a market with less growth left ahead, while overlooking one with a full cycle of recovery still in front of it.

In this episode, Junge Ma, Senior Research Analyst at InvestorKit, puts Cairns and Hobart side by side across 10 key metrics on a $750K budget. She compares prices, jobs, supply, vacancy, yields, building approvals, and cycle position to answer one question: which market fits your portfolio right now?

The answer isn't as simple as picking the fastest growing market. One is in the second half of its cycle. The other is just entering a new growth phase. Which one fits your portfolio depends on something most investors never check.

CHAPTERS:
0:00 - Introduction
0:44 - The $750K Budget and Two Cities
0:59 - Median Price Comparison
1:59 - Recent Growth Comparison
3:05 - Economic Conditions and Job Markets
5:10 - Sales Market Pressure and Supply Trends
7:56 - Rental Market, Vacancy, and Yields
11:36 - Incoming Supply and Building Approvals
12:26 - Cycle Position: The Biggest Difference
13:45 - So Which Market Wins?
14:52 - The Lesson: Short Term Fix vs Long Term Solution

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"
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By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅  CONNECT WITH INVESTORKIT:

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Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

If you're only following the national headlines, you'll miss what's happening in some of Australia's smaller regional markets.

Wangaratta, a town in northeast Victoria, went through a correction phase between 2022 and 2024. But since 2025, it's been recovering. Supply is tightening, demand is strengthening, houses are selling faster, and rental yields are sitting at 5.0%, well above most large regional cities across the country.

In this episode, Junge Ma, Senior Research Analyst at InvestorKit, walks through 10 charts covering Wangaratta's job market, supply and demand dynamics, building approvals, rental vacancy, affordability, and where the market sits in its growth cycle.

She unpacks a common misconception: that low population growth automatically means low price growth, and why Wangaratta and markets like Greater Adelaide prove otherwise.

CHAPTERS:
0:00 - Introduction
0:34 - Wangaratta Overview and Recent History
1:08 - Market Pressure Summary
1:34 - Population Growth and Why It's Not the Full Picture
3:05 - Job Market Activity and Infrastructure Investment
4:54 - Sales Market Supply and Demand Trends
5:58 - Days on Market and Price Growth Acceleration
7:06 - Incoming Supply and Oversupply Risk
7:47 - Where Wangaratta Sits in Its Growth Cycle
8:43 - Rental Market Pressure, Vacancy, and Yields
10:09 - The Affordability Advantage
11:01 - Short Term and Medium Term Outlook

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅  CONNECT WITH INVESTORKIT:

Website: 👉  https://www.investorkit.com.au
Send your questions to: 👉  [email protected]
Follow us on Facebook: 👉  https://www.facebook.com/InvestorKit
Follow us on Instagram: 👉  https://www.instagram.com/investorkit.com.au
Subscribe to our YouTube Channel: 👉  https://www.youtube.com/@investorkit
Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Every year since 2022, InvestorKit has consistently produced the Australia's Housing Fundamentals White Paper, tracking fundamentals across three core categories: demand, supply, and confidence. Now in its 5th edition, we can finally look back and ask: what's actually changed over five years, and what's stayed exactly the same?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down the five year fundamentals matrix and explains why 2026 shows the highest number of "weak" fundamentals of any year so far, yet Perth, Brisbane, Adelaide, and regional markets like Bunbury, Townsville, and the Gold Coast have still delivered booming growth.

If you've ever felt confused by "the market is weak" headlines while watching certain suburbs keep climbing, this episode is where that confusion finally makes sense.

Download Housing Fundamentals Whitepaper 26/27: https://www.investorkit.com.au/whitepaper/australia-s-housing-fundamentals-analysis-fy26-27

CHAPTERS:
0:00 - Introduction
0:48 - The Housing Fundamentals Framework
3:15 - The Five Year Fundamentals Matrix (2022 to 2026)
5:57 - Why Booming Markets Defied the National Picture
7:04 - Cyclical vs Structural Fundamentals
8:16 - What's Structurally Driving Growth
10:18 - This Year's Weaknesses in Context
11:11 - The Key Takeaway for Investors

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅  CONNECT WITH INVESTORKIT:

Website: 👉  https://www.investorkit.com.au
Send your questions to: 👉  [email protected]
Follow us on Facebook: 👉  https://www.facebook.com/InvestorKit
Follow us on Instagram: 👉  https://www.instagram.com/investorkit.com.au
Subscribe to our YouTube Channel: 👉  https://www.youtube.com/@investorkit
Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

An investor owns a townhouse in Altona North, Melbourne, surrounded by what looks like empty land. They're worried future oversupply could kill the property's growth, and they're weighing whether to sell before it happens. Is that concern actually justified?

Junge Ma, Senior Research Analyst at InvestorKit, answers real questions our strategy team and clients bring to the research team, kept anonymous, with the focus on the question behind the question rather than the specific property. This one covers how to actually check oversupply risk using planning documents and building approval rates, and why the property's own underwhelming growth might have nothing to do with oversupply at all.

This is a must-watch for any investor sitting on a property that's underperformed and trying to work out whether to hold or sell. 

 

CHAPTERS:

0:00 - Introduction

1:07 - The Question: Oversupply Risk in Altona North

1:47 - Checking the Land and Planning Documents

3:25 - Building Approval Rates as the Real Indicator

6:18 - Why the Property Itself Underperformed

7:54 - Short, Medium, and Long-Term Outlook

9:45 - Should They Hold or Sell?

 

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

 

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Five years ago, more than half of Australia's regions had a median house price under $600,000.

Today, that's fewer than 1 in 5. As affordability keeps tightening, more investors are turning to townhouses as the next best option, but do they actually deliver competitive results?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down townhouses from two angles, cashflow and long-term capital growth, including an empirical study tracking 300 townhouse resales in Melbourne over 20 years. She also covers exactly what to look for if you do buy one, so you're not just settling for "second best."

This is a must-watch for anyone priced out of the house market and weighing up whether a townhouse is a smart stepping stone or a compromise. 

CHAPTERS: 

0:00 - Introduction 

2:04 - Cashflow: Townhouse Yields vs House Yields 

4:43 - Capital Growth: The 20-Year Melbourne Study 

8:02 - Why Townhouses Are Still Worth Considering 

10:03 - What to Look For in a Townhouse 

 

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026" Book your discovery call here: https://www.investorkit.com.au/discovery-call

 

✅ HOW WE CAN HELP YOU: By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Should you buy a property now, or wait until interest rates come down? It sounds like a simple question. The answer might surprise you.

Junge Ma, Senior Research Analyst at InvestorKit, built a real model comparing two scenarios: buying now with negative cashflow, versus waiting two years for lower rates and better cashflow. Same market conditions, same assumptions where she tracks the actual wealth outcome five years out.

She also breaks down what to do if your borrowing capacity doesn't stretch to your ideal market right now, including a look at townhouses as a stepping-stone strategy.

This is a must-watch for anyone stuck between buying now or holding off for a "better" moment.

CHAPTERS:

0:00 - Introduction

1:38 - Scenario 1: Buying Now

4:51 - Scenario 2: Waiting 2 Years

8:04 - What If Your Borrowing Capacity Has Dropped?

9:47 - The Townhouse Alternative

16:03 - The Real Question to Ask

 

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

 

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Tamworth has quietly become one of Australia's best performing regional markets, posting 19% growth in the past 12 months alone. But population growth is slowing, vacancy rates are edging higher, and affordability is deteriorating. So what's actually driving the growth, and does it have room left to run?

Junge Ma, Senior Research Analyst at InvestorKit, breaks down Tamworth's market pressure across 10 charts covering demographics, sales conditions, rental conditions, & affordability and gives a clear 6-12 month outlook for the market.

This is a must-watch for anyone trying to work out whether a market that's already run hard still has momentum left.

CHAPTERS:

0:00 - Introduction

1:29 - Market Overview & Cycle Position

2:18 - Demographics & Economic Conditions

4:14 - Sales Market Conditions

6:04 - Long-Term Growth & Supply

7:39 - Rental Market Conditions

9:20 - Affordability

10:37 - 6-12 Month Outlook

 

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

 

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

 

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Higher interest rates. Negative gearing changes. CGT discount changes. SMSF changes. It's a fair question right now: is property still worth it in 2026? 

Junge Ma, Senior Research Analyst at InvestorKit, breaks down why the answer is still yes and more importantly, what type of market is actually positioned to perform in this new environment. She walks through three regional markets currently showing the exact characteristics resilient markets share right now.

This is a must-watch for anyone wondering whether to wait for a "better time" to start.

 

CHAPTERS:

0:00 - Introduction

2:52 - Market #1: Wagga Wagga

6:50 - Market #2: Ballarat

10:02 - Market #3: Launceston

12:54 - What Resilient Markets Have in Common

 

🥇🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

 

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

 

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Australia's new property tax changes are about to reshape investor behaviour. But will every market feel that shift equally? Let's find out...

Junge Ma, Senior Research Analyst at InvestorKit, breaks down the four biggest risks investors should be watching in this new environment and explains why understanding these risks matters more than understanding the tax changes themselves.

This is a must-watch for any investor trying to work out where the new rules actually change the game, and where they don't.

 

CHAPTERS:

0:32 - Introduction

1:12 - Risk #1: Low Yield & Holding Sustainability Risk

4:10 - Risk #2: Investor Concentration Risk

7:45 - Risk #3: New Supply & Vacancy Risk

11:26 - Risk #4: Profit Taking Risk

 

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023, 2024 & 2026"

Book your discovery call here: https://www.investorkit.com.au/discovery-call

Get your free whitepaper copy here: https://www.investorkit.com.au/whitepaper/10-markets-positioned-to-remain-resilient-in-australia-s-new-tax-environment

✅ HOW WE CAN HELP YOU:

By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

 

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 [email protected]

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

See omnystudio.com/listener for privacy information.

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.

Strong population growth. Low vacancy rates. Low unemployment. Most investors have seen these numbers and still picked the wrong market.

 

Junge Ma, Senior Research Analyst at InvestorKit, breaks down why the go to metrics can create what she calls "fake data" when examined without the full picture, walking us through four of the most common misunderstandings in property data analysis and how a single metric, on its own, can point investors in completely the wrong direction.

 

If this sparked something, this episode is a must watch for anyone making data-driven property decisions.

 

 

🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" 
Book your discovery call here: https://www.investorkit.com.au/youtube

 

Connect with InvestorKit:

 

Website: https://www.investorkit.com.au/

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Follow us on Instagram: https://www.instagram.com/investorkit.com.au/

Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615

Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/

See omnystudio.com/listener for privacy information.

 

 

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

See omnystudio.com/listener for privacy information.