2026 Housing Market Outlook Buyer Market Mortgage Rates Steven Thomas Reports On Housing

Is the housing market finally shifting in 2026? In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down inventory growth, buyer demand, mortgage rates, and what 2025 taught us about market normalization.

Using national data and real-world insights, they explain why the market feels sluggish now and what could change if rates move closer to 6%. This is a must-watch for buyers, sellers, and real estate professionals preparing for 2026.

Got questions? Drop them in the comments or email us at [email protected] for a chance to have them featured in a future episode!

Time Stamps:

0:00-Intro

1:27-Housing Supply and Demand Overview

3:28-When the Housing Market Heats Up

4:32-Recent Economic Data Overview

5:37-Jobs Report and Labor Market Outlook

8:04-How Jobs Data Impacts the Fed

11:28-2025 Housing Market Normalization

12:53-Locked-In Mortgage Myth Explained

15:38-Inventory Growth vs Buyer Demand

18:02-Is 2026 a Buyer’s Market

19:14-Why 6% Mortgage Rates Matter

22:46-Supply and Demand Pendulum Explained

24:44-Pending Home Sales Surge Explained

26:27-Final Thoughts and Subscribe