L&G Talks Asset Management

In 2019, the key question is how tightening financial conditions will affect heavily indebted borrowers – and whether this raises the risk of recession. In his annual outlook, Chief Investment Officer Anton Eser discusses where the next vulnerabilities might emerge, what monetary and fiscal policy support might look like, and what all this means for investors.

Anton Eser, Chief Investment Officer
Max Julius, Senior Investment Communications Manager

Read more about Anton’s outlook here:

http://www.lgim.com/uk/en/insights/our-thinking/

We want to hear from you! Email us at [email protected] with your thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

Why are some cities thriving creators of jobs and growth? Is a local university a driver of innovation or does it risk turning the area into a ‘student’ town? How important is making the commuter trains run on time in an age of flexible working? A strong city relies on many factors to drive employment growth but when successful, we believe this is associated with resilient and growing property income and therefore better investment performance.

Bill Page, Business Space Research Manager, Real Assets
Robin Martin, Research Director, Real Assets
Mark Chappel, Senior Investment Writer

Read more about Bill’s research here:

http://www.lgim.com/uk/en/insights/our-thinking/long-term-thinking/investing-in-future-cities.html

We want to hear from you! Email us at [email protected] with you thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

US interest rates rises and the return of volatility have made investing in emerging market bonds seem like a dangerous place these past twelve months. However, larger shifts like a rising middle class and favourable demographics look set to fuel the growth of this asset class over the long term, argues Head of Emerging Market Debt, Uday Patnaik.

Uday ‘Woody’ Patnaik, Head of Emerging Market Debt
Eliza Grimond, Investment Writer

Read more about our research and insights here:

https://futureworldblog.lgim.com/

We want to hear from you! Email us at [email protected] with your thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

Many of us receive no pensions guidance at all – we open our regular paper statement and often take no action for our future retirement. With defined contribution pensions likely to form future generations’ main source of retirement income, member engagement is more important than ever. This week we discuss how disrupting the old model with new technologies like video statements can get people involved in their financial future.

Alexandra Miles, Solutions Strategy Manager
Stuart Murphy, Head of DC Client Management
Simon Chinnery, Head of DC Client Solutions

Read more about our research and insights here:

http://www.lgim.com/uk/en/insights/our-thinking/client-solutions/ 

We want to hear from you! Email us at [email protected] with your thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

The dynamic duo are back to talk more about decumulation. Justin Onuekwusi and Paul Measures continue to break their ‘no talking about Manchester United’ rule while diving deep into retirement withdrawal strategies. Following their previous episode which asked if it was time to retire the 4% rule, Justin explains the different factors that can effect an investor’s level of drawdown and why natural income can provide an all-important buffer to sequence risk.

Justin Onuekwusi, Head of Retail Multi-Asset Funds
Paul Measures, Head of Intermediary Sales

Read more about our research and insights here:

http://www.lgim.com/uk/ad/insights/our-thinking/investment-foresight/

We want to hear from you! Email us at [email protected] with you thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

Is the future of the UK a nation of homeowners, long-term renters or somewhere in between? Returning guests Hetal Mehta and Eleanor Jukes join us this week to talk about one of the UK’s favourite topics of conversation – property. The government’s recent commitments to providing a range of solutions to the housing imbalance has created a number of investment opportunities for institutional capital.

Eleanor Jukes, Senior Strategist, Real Assets team
Hetal Mehta, Senior European Economist, Asset Allocation team
Mark Chappel, Senior Investment Writer

Read more about our research and insights here:

https://futureworldblog.lgim.com/

We want to hear from you! Email us at [email protected] with you thoughts on the podcast and any suggestions of the types of content you’d like to see covered.

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

The business case for gender diversity is clear – diverse companies are able to benefit from harnessing all available talent, potentially improving their share price as a result. Clare Payn talks to us about why it’s important to celebrate the progress businesses have made so far while recognising the areas where there’s still work to be done. Listen to find out the most cringe-worthy excuses she hears from CEOs and why ‘group think’ is a key risk to companies and their performance.

Clare Payn, Head of Corporate Governance North America
Mark Chappel, Senior Investment Writer

Read Clare’s research on the importance of gender diversity here:

http://www.lgim.com/files/_document-library/capabilities/the-importance-of-gender-diversity.pdf

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

With interest rate hikes and ‘quantitative tightening’, the end of the economic cycle draws nearer every day. Tightening central bank policies and increased volatility have fuelled fears of the next economic contraction. This week, we ask how investors can manage low-risk portfolios and mitigate the ‘nightmare scenario’ of falling equities and fixed income returns?

Justin Onuekwusi, Head of Retail Multi-Asset Funds
Aimee Bowkett, Product Specialist, Asset Allocation team
Paul Pugh, Senior Manager Strategic Accounts

Read more about Justin and Aimee’s research:

http://www.lgim.com/uk/ad/insights/our-thinking/investment-foresight/late-cycle-dynamics-and-low-risk-portfolios.html

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

In the next economic downturn, central banks will likely have to reach further into their unconventional playbook. The days of simply cutting interest rates in periods of economic and market stress are behind us. In the short term, markets have an unhealthy obsession with parsing every word and phrase of central bankers for clues to their immediate policy intentions. But which policymakers have the most freedom to act and what does that imply about asset prices?

Alex Mack, Fund Manager
Chris Jeffery, Strategist
Mark Chappel, Senior Investment Writer

Read more about Chris and Alex’s research:

http://www.lgim.com/uk/en/insights/our-thinking/long-term-thinking/unconventional-policy-in-the-next-downturn.html

http://www.lgim.com/uk/en/insights/our-thinking/long-term-thinking/freedom-for-the-central-banks.html

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

Retirement and pensions can often seem a long way off for many people – we all still need and often worry about money for everyday living so how can we help individuals see the value in saving for the future? With 40% of people indicating that they do not have good control of their money or manage it well (Money Advice Service) it can often feel saving more into a pension is difficult hurdle to overcome. But by using the right techniques, financial wellbeing can reduce the number of under-savers and help people be financially happy today.

Read more about how financial wellbeing can lead to higher savings here: http://www.lgim.com/uk/en/insights/our-thinking/client-solutions/can-better-financial-wellbeing-lead-to-higher-savings.html

Stuart Murphy, Head of DC Client Management
Simon Chinnery, Head of DC Client Solutions

This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.