I know I keep saying it but I bet you ain't listening! Is this one of those situations that you hear me but you don't listen?

I want you to decide to create a plan for your money before it isn't a choice anymore... because if you don't start taking care of your finances there might come a time when you simply must take drastic measures to make sure you can put food on the table and not default your payments... or if you live in France, maybe you need to think about retirement because it ain't pretty! Strikes and more strikes going on and what about that survey in the US?

It's up to you, you are in control... well, if you aren't you should be! Listen and then decide.

You can find everything about me Here or Here

Money Confident Bootcamp

Now this is something I've been hearing a lot about and I want to tell you, it's not what you think! 

There's actually a very good reason why Women don't want to do this but when they do, they are amazing at it! 

It's a generational thing, it's a mindset thing and it has to do with our education and our habits.

Let's get into it!

Thanks for being part of my world, I love being part of yours!

As usual, if you want to get in touch, you can find me HERE or HERE 

And it will really help me out if you leave a review on whatever platform you listen to podcasts!

Desperate times call for desperate measures!

It's about that time... to start keeping track of your money! If you've been here long enough you know what I'm talking about, if not, well I'm talking about getting rid of all the stress and headaches caused by not knowing... simple ignorance, when it comes to your money! Can you afford the life you are living? I know it's easy to blame everything else but is it truly the case? 

Let's do this together, find out which of the most common budgets is my favourite and the one I use and how you can start a new life when you thought that wasn't possible!

Let's do this!

You can join my newsletter ">HERE so you never miss a thing about life, money and mindset!

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or HERE and HERE

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Feel free to drop me a message HERE

I'm sorry about the sound, I recorded it on the go, but hey, all the goodness is in there!

Are you feeling stuck when it comes to your finances? Are you having trouble reaching your financial goals? Then this episode is for you. 

I'll help you take the guesswork out of your financial future by providing practical advice on how to make your money work for you. 

Before starting that budget, cutting all those expenses or going on a spending spree, just take a real look at where you are at financially. 

This will guide and inform you on how you'll be able to build an organized and secure financial plan for yourself. Don't miss out on this opportunity to get on the right track with your money. Click below to watch now and finally take control of your financial future.

If you want to learn more about what I do please hit the link below. I appreciate you being here.

https://linktr.ee/Thesparklingbudgeteer

Is it just me or groceries are extremely expensive right now?

I'm starting to panic around here and when that happens I always go back to the basics! Want to know more? Listen to the episode and share it, others might benefit from it as well!

If you like this kind of content please subscribe and leave a review, I do appreciate it!

You can find out more about me here

https://linktr.ee/Thesparklingbudgeteer

It's never easy to look at our finances, to see where our money is really going and why we are behind on our bills. I know, I've been there. That's why it's important to have a budget. Even if you don't stick to it 100% of the time, if you deviate, at least you know what you should be doing and how! And that my friend is how Miracles are created, through taking action! 

To get you started on your journey, I'm offering you a 60 minute call to sort out your money, answer any questions you may have a bout budgeting and get you on your way to living an amazing life!

You can schedule it here or you can go here 

For everything else you can go here

And if you want to subscribe to our newsletter you can get it here

If there are any topics you'd like me to talk about, please send me an email at [email protected]

What is a No-Spend week? And most of all, why should you have one from time to time? 

Listen to the episode and learn why I do it and why you should too!

I also am revealing some of my intentions for 2023 and I want to know what you think about them... 

As always, get in touch here

or HERE

Don't forget to grab your copy of the 5 Step Checklist to Organize your Life and Your Money through Decluttering HERE

www.thesarafernandes.com

Are you intrigued yet?

Well, the most amazing breakthroughs happen when I'm doing something completely random! Like washing my face! 

I would love to have you in my world so if you want to Claim the Life you want through Organizing and Decluttering, please grab my 6 step checklist to get started here!

As always, you can get in touch 

Or here

2022 is just about over so what better time to create a Vision Board than today? I agree the best time would've been yesterday but today is the next best time! 

You have more control over your life than you think! Having said that, we can all use a little help from our friends, the Universe, God, Spirit... whatever Higher Power works best for you! 

You are in the right place to learn more about all of this! My friend and fellow Insight Coach is here today to talk all things Vision Board!

 To know more about Deborah, you can look her up here:

https://www.deborahkalantari.com/

Deborah's online digital vision board course can be found here:

https://deborahkalantari-questforbliss.teachable.com/p/creating-a-digital-vision-board

And you can get in touch with her here:

[email protected]

She'd love to hear from you!

thank you for being here my friend! 

Wishing you Happy Holidays! Merry Christmas!

The Holiday Season can be very stressful for most of us! If you’ve been here long enough, you know I am a Christmas person. I start thinking about it, talking about and dreaming about it in September… but it’s true that family, shopping, cooking, can be very, very stressful.

That’s why I wanted to record this episode! If that’s you, getting stressed, I want to tell you, you are not alone.

Full disclosure, I’m not a health professional and these are only my opinions and experiences I’m sharing. Remember, if you are feeling blue, please seek professional help, you don’t have to get through this alone.

Happy Holidays! Merry Christmas!

As always you can find me Here

and everything else Here

and my Amazon products Here