Motivation is THE ONE thing most people seem to struggle with when it comes to... change!

It doesn't really matter what we are trying to change, we can get all hyped and go all in for the first few days and then... we give up! Why?

Well, there are many reasons, one of them is trying to change for THE WRONG reason, another is not acknowledging the progress we are making, no matter how small! And today we are talking all about that!

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As usual, let me know what you think and what are your tips to sticking to your goals?

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Thanks so much for being here I appreciate you so much!

A Scarcity Mindset is more damaging than the lack of actual cash! And that's the reason I talk about it so much! It's that important, not only in our finances but also in our life in general.

Mindset is the thing we struggle the most with and it takes time but you can get to a better place a place of abundance! I know your life will change once you decide to adopt this five strategies unto your life.

A scarcity mindset comes from the thought that there’s a limited amount of “resources” available and that if someone is to have that much money, then there’s none left for you!

And that’s how hoarding begins, we are constantly trying to save “things” so that we won’t lack them, sending a note to the universe of the complete opposite!

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How to Stick to a Budget Without Sacrificing Your Lifestyle

Do you ever feel like you're caught in a financial trap, forced to make sacrifices and cutbacks just to stick to your budget? You're not alone. Many people, myself included, struggle to maintain a comfortable lifestyle while living within their means. But here's the good news – it doesn't have to be this way. With a few strategic adjustments to your spending habits, you can achieve your financial goals without completely changing your way of life. Let’s take a deep dive into five specific strategies for sticking to your budget without sacrificing your lifestyle. 

From identifying areas where you can cut back to finding creative ways to save money on your favorite things, I've got you covered.

You can find me at thesarafernandes.com

I know I keep saying it but I bet you ain't listening! Is this one of those situations that you hear me but you don't listen?

I want you to decide to create a plan for your money before it isn't a choice anymore... because if you don't start taking care of your finances there might come a time when you simply must take drastic measures to make sure you can put food on the table and not default your payments... or if you live in France, maybe you need to think about retirement because it ain't pretty! Strikes and more strikes going on and what about that survey in the US?

It's up to you, you are in control... well, if you aren't you should be! Listen and then decide.

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Money Confident Bootcamp

Now this is something I've been hearing a lot about and I want to tell you, it's not what you think! 

There's actually a very good reason why Women don't want to do this but when they do, they are amazing at it! 

It's a generational thing, it's a mindset thing and it has to do with our education and our habits.

Let's get into it!

Thanks for being part of my world, I love being part of yours!

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Desperate times call for desperate measures!

It's about that time... to start keeping track of your money! If you've been here long enough you know what I'm talking about, if not, well I'm talking about getting rid of all the stress and headaches caused by not knowing... simple ignorance, when it comes to your money! Can you afford the life you are living? I know it's easy to blame everything else but is it truly the case? 

Let's do this together, find out which of the most common budgets is my favourite and the one I use and how you can start a new life when you thought that wasn't possible!

Let's do this!

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I'm sorry about the sound, I recorded it on the go, but hey, all the goodness is in there!

Are you feeling stuck when it comes to your finances? Are you having trouble reaching your financial goals? Then this episode is for you. 

I'll help you take the guesswork out of your financial future by providing practical advice on how to make your money work for you. 

Before starting that budget, cutting all those expenses or going on a spending spree, just take a real look at where you are at financially. 

This will guide and inform you on how you'll be able to build an organized and secure financial plan for yourself. Don't miss out on this opportunity to get on the right track with your money. Click below to watch now and finally take control of your financial future.

If you want to learn more about what I do please hit the link below. I appreciate you being here.

https://linktr.ee/Thesparklingbudgeteer

Is it just me or groceries are extremely expensive right now?

I'm starting to panic around here and when that happens I always go back to the basics! Want to know more? Listen to the episode and share it, others might benefit from it as well!

If you like this kind of content please subscribe and leave a review, I do appreciate it!

You can find out more about me here

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It's never easy to look at our finances, to see where our money is really going and why we are behind on our bills. I know, I've been there. That's why it's important to have a budget. Even if you don't stick to it 100% of the time, if you deviate, at least you know what you should be doing and how! And that my friend is how Miracles are created, through taking action! 

To get you started on your journey, I'm offering you a 60 minute call to sort out your money, answer any questions you may have a bout budgeting and get you on your way to living an amazing life!

You can schedule it here or you can go here 

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What is a No-Spend week? And most of all, why should you have one from time to time? 

Listen to the episode and learn why I do it and why you should too!

I also am revealing some of my intentions for 2023 and I want to know what you think about them... 

As always, get in touch here

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Don't forget to grab your copy of the 5 Step Checklist to Organize your Life and Your Money through Decluttering HERE

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