Lifetime Value

Welcome back to Season 3! Today, we dive deeper into the world of consulting: why it is seen as an elite career/why is it so hard to get into. We also explore Bharath’s personal motivation in his career as a consultant.

Finally, we address the elephant in the room of the role of technology/AI in the world of consulting, are the memes alluding to the truth or is reality different?

Contact Bharat:

Linkedin: https://www.linkedin.com/in/bharath-kumaran/

email: [email protected]

About: Lifetime Value (LTV) is the net profit attributed to the entire future relationship with a customer.

Through this weekly podcast, I aim to increase my LTV with each listener by exploring, educating and entertaining. Every Monday, I speak with a guest about the Latam/Mexican Fintech landscape and every month I invite a mystery guest with whom I explore the themes of business.

Contact Me:

instagaram: _ritikculous

email: [email protected]

How does one create a credit origination company when a region has no defined credit system? In today's episode, my guest, Nebojsa Kovacevic, CEO of Kiban.mx, helps answer this question as well as tell us about his experience as a French expat living and growing a startup in Mexico for the past 12 years.

Neb also gives us an insight on how to bootstrap a profitable startup without needing massive external funding and how Kiban gives companies like Nubank, Alphacredit and te creemos an edge in terms of KYC and origination of credit. Finally, Neb talks about his views on the future of tech space in Latam, shares some exciting news about the company and gives advice to budding entrepreneurs.

Today, I have one of the most important guests on the show so far. Carlos Torres is a lawyer at YGConsultores, specialising in helping FinTechs with their legal needs and working closely with the Mexican regulator, CNBV, on the FinTech law.

Carlos gives us a peek into his professional journey and how he moved from being a criminal lawyer to a legal expert on fintechs. He also talks to us about the fintech law in Mexico (IFPE), the first of its kind in the whole of Latam. Finally, Carlos gives advice to anyone thinking of joining the startup world as a lawyer.

Miguel is the co-president & host of Wharton FinTech, where he is also pursuing his MBA and Masters of International Studies. Coincidentally, the wharton fintech podcast was a massive inspiration this podcast. Miguel's background includes working at various financial institutions in structured finance while also pursuing entrepreneural endeavors like creating a facebook comedy page garnering 3 million followers as well as pursuing his own VC, Gilgamesh Ventures.

Miguel talks to us about podcasting and how his journey into podcasting has affected his life and the interesting guests he has spoken to. Finally, Miguel talks about his passion for fintech in and what drives him in life.

David Pacheco is one of the most interesting engineer friends I have. His CV speaks for itself as he has traversed big Tech companies like Oracle to FinTechs like Konfio and CrediJusto to Banks like Santander. Currently, he is the VP of Engineering at RappiPay, helping Rappi expand into the banking sector and help millions of unbanked Mexicans become banked. Today, he is here to explain his journey into fintech as an engineer, his experience as an entrepreneur, how Rappi is here to help Mexicans and discuss some important future trends he is observing.

In this new edition of the podcast, called "Bonus Content", I bring 2 people who are extremely passionate about their work and have a conversation about 1 topic.

Sab & Nick are one of the most fascinating people I’ve ever met. Since college, they’ve always surprised me as one of the most entrepreneurial and with an extremely high EQ. Most recently, they have ventured into the mental health industry, an area that is constantly under looked in work places. Sabrina is the co-founder of Calm Collective Asia, a grassroots community for sharing mental well-being strategies in the Asian context. Nick is the founder of Ekho Academy, focussed on a simple vision “everyone mentally healthy and strong”. Thus, the topic of this bonus content is “Importance of mental health”.

In the latest episode of lifetime value, my guest is Gerardo Bonilla, President and Co-founder of Cacao Paycard, one of latam's first fintech as a service companies.

Gerardo shares his experience as a founder and how cacao has managed to disburse more than 1 million cards in around 4 years of operation.

Finally, Gerardo shares his journey as a leader and how to navigate uncertainty.

For the first mystery guest of the 2nd season, I'm extremely excited to have my good friend Pablo Amaya. Pablo and I met each other back in college and now, Pablo is a Senior Leader of Revenue Strategy at Aeromexico. Today, Pablo shares his experience in the aviation industry and how covid has affected the industry and what the future holds. He also shares what the aviation industry is doing to allow passengers to fly again.

Pablo is also currently in the process of getting a pilot's license and tells us what it feels to fly a plane.

In my latest episode, I speak with Jorge Hoth Gonzalez, Director of Bizdev at Iké Asistencia. Jorge has around 10 years of experience in marketing and his experience includes working at Credijusto.com, DiDi and Volaris.Today, Jorge shares his experience in marketing, the learnings he has made through his career, the importance of a good marketing team in a FinTech startup and how Iké is helping Mexicans during the pandemic. Finally, Jorge shares advice for founders designing their marketing campaigns.

Welcome to Lifetime Value!