Our speaker this month is Dan Delgado. Raised in the Cypress Hills Housing Projects in East New York, Brooklyn, real estate investing was the last thing on Dan's mind growing up. After moving to Nebraska, Dan did what most others do. He had goals of going to college and obtaining a 9-5 job like everyone else. He went on this path for several years, and eventually settled on a career in IT. The decision seemed safe, and Dan climbed the ranks over the next 12 years. However, all was not as it seemed. Although a career in IT provided Dan with good pay, he still felt something was missing. After several failed attempts at receiving any raises or promotions, he felt stuck and at the mercy of others. He came across Robert Kiyosaki's "Rich Dad Poor Dad", and everything changed. Dan immediately felt drawn to real estate investing and started learning everything he could. He read books, listened to podcasts, listened to audio books, and started attending real estate investing meetups. Analysis paralysis set in, and it took Dan over a year to make his first move. But for the next three years, Dan continued to flip houses while working a 9-5 job. In that time, Dan finally moved to a new employer and got that leadership position and pay he so greatly desired. The autonomy and freedom of the position allowed Dan to do his job at work, while also managing flips on the side. This seemed ideal at the time, but it didn't take long for Dan to see the opportunity cost of keeping his day job. It took him over three years to make the jump, but Dan finally made the move recently and hasn't looked back. Since leaving his job Dan's been able to acquire several projects to add to the dozens he's completed over the last couple of years. Dan has been able to run his flipping business without ever using any of his own money, and he doesn't spend much, if anything, on marketing. This month, Dan will go deeper into his story and share his tips on acquiring "zero-down" deals by focusing on one niche, pre-foreclosures, how Covid almost shut him down, and how he had to get creative to bounce back and start finding deals again.