Unlock smarter savings with Section 125 plans. In this episode, Lumara Health breaks down how these plans work, who they benefit, and why they’re essential. We dive deep into pre tax benefits Section 125 and how they can help both employers and employees maximize savings. Learn how to keep more of your paycheck while supporting your health and financial wellness.

When budgets are tight, improving employee benefits can seem out of reach. Lumara Health offers a smart solution by helping businesses implement tax-advantaged health reimbursement plans that reduce payroll taxes. These plans lower employer tax liability while allowing employees to use pre-tax dollars for medical expenses, increasing their take-home pay. There’s no need to raise salaries or take on extra costs—employers save money, and employees gain valuable benefits. It’s a win-win approach that makes meaningful benefits affordable. Lumara Health simplifies the process so you can strengthen your benefits package and reduce payroll taxes without straining your budget.

Payroll Tax Savings & Better Benefits with Lumara HealthLumara Health is transforming the way businesses across the United States provide medical insurance for employees. By combining a Section 125 Cafeteria Plan with a Self-Insured Medical Expense Reimbursement Plan (SIMERP), Lumara Plan helps employers offer tax-free healthcare benefits that enhance employee well-being and job satisfaction. This fully compliant solution allows companies to reduce payroll taxes and improve retention—without increasing costs or changing existing health plans. With seamless implementation and no added administrative burden, Lumara makes it easy to deliver more intelligent, more impactful employee benefits.