In this eye-opening episode of Managing Money Made Easy, Karen G. Adams welcomes back small business consultant Caroline Armstrong to unpack why traditional goal setting often fails—and what to do instead. Caroline explains how starting with goals like “double your revenue” can lead to burnout and self-sabotage when they're not aligned with how you truly want to feel. Together, they explore the role of emotional alignment, affirmations, and the brain’s filtering system (RAS) in setting meaningful, achievable business goals. If you’ve ever felt stuck or frustrated by goals that just don’t stick, this episode will completely reframe your approach.

Book a FREE 30-Min Discovery Call with Karen: https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6

Contact Caroline:

Teamworks with Caroline | Empowering Small Business Owners

Email: [email protected]

📞 Phone: +61 415 822 906

In this episode of Managing Money Made Easy, Karen G. Adams is joined by powerhouse business consultant Caroline Armstrong from Teamworks to unpack the 5 Stages of Business—a practical, psychology-driven roadmap from idea to sustainable leadership. Caroline breaks down why so many entrepreneurs feel stuck in the ‘messy middle,’ how mindset and self-awareness are critical to progress, and what differentiates high performers from those who give up. Using relatable analogies (like open water swimming) and real-world insights, this episode is packed with powerful lessons for small business owners who want clarity, growth, and long-term freedom.

Book a FREE 30-Min Discovery Call with Karen: https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6

Contact Caroline:

Teamworks with Caroline | Empowering Small Business Owners

Email: [email protected]

📞 Phone: +61 415 822 906

Thinking of financing a car, business equipment, or something big**?** Before you commit, tune into this episode where financial coach Karen G Adams and asset finance expert Kate Sheldrick break down how to borrow wisely without blowing your budget.

We cover: ✔️ When financing makes sense (and when it doesn’t) ✔️ How to avoid costly mistakes with asset loans ✔️ The #1 rule before signing any finance deal ✔️ Real-world tips for self-employed professionals & families

🎧 A must-listen for tradies, small business owners, and anyone who wants to make smarter money decisions when it comes to borrowing.

Book a FREE 30-Min Discovery Call with Karen: https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6

Contact Kate: 

• [email protected]

• 0422 017 223

• Kate Sheldrick Finance Broker - 15 Years Experience - 65 Lenders Available

Before you finance that car or business equipment—listen to this!

In this episode, financial coach Karen G Adams teams up with asset finance expert Kate Sheldrick to expose the real cost of loans—and how to avoid the traps that cost you thousands.

We cover: ✔️ Hidden loan fees no one talks about ✔️ Balloon payments & how to spot them ✔️ How to finance assets without blowing your budget ✔️ Smart debt tips for small business owners & self-employed pros

Whether you're self-employed, a tradie, or just want smarter borrowing strategies, this episode is packed with real talk and practical.

Book a FREE 30-Min Discovery Call with Karen: https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6

Contact Kate: 

• [email protected]

• 0422 017 223

• Kate Sheldrick Finance Broker - 15 Years Experience - 65 Lenders Available

🎙 Managing Debt While Growing Wealth – Can You Do Both?

Karen G Adams is joined by finance expert Kate Sheldrick to unpack how to reduce financial stress, juggle debt, and still build wealth.

They share practical strategies to help you take control of your money—without sacrificing your future goals.

Book a FREE 30-Min Discovery Call with Karen: https://link.tekmatix.com/widget/group/4MuwLly6AepUaJTXnmo6

Contact Kate: 

• [email protected]

• 0422 017 223

• Kate Sheldrick Finance Broker - 15 Years Experience - 65 Lenders Available

#ManagingMoneyMadeEasy #DebtFreeJourney #BuildWealth #FinancialCoach #MoneyTips #FinancePodcast #KarenGAdams #FinancialFreedom

💰 Want to get the most out of every dollar you earn? Learn how to spend smarter without feeling deprived. This episode will guide you through practical money-saving techniques, strategic budgeting, and smarter purchasing decisions - so you can enjoy life without financial stress.

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Introducing THE VAULT: Your Monthly Gateway to Growth and Success!

Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!

Follow us on our social media channels:

INSTAGRAM: https://www.instagram.com/kareng_adams/

FACEBOOK: https://www.facebook.com/karengfm101

VISIT OUR WEBSITE: https://financialmanagement101.com.au/

💑 Money fights? Conflicting financial goals? Let’s fix that! Managing money as a couple doesn’t have to be stressful. In this episode, I share key strategies for budgeting together, setting joint goals, and handling money conversations with ease - so you can grow financially strong as a team.

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Introducing THE VAULT: Your Monthly Gateway to Growth and Success!

Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!

Follow us on our social media channels:

INSTAGRAM: https://www.instagram.com/kareng_adams/

FACEBOOK: https://www.facebook.com/karengfm101

VISIT OUR WEBSITE: https://financialmanagement101.com.au/

🧘‍♀️ Need a mindset boost to stay on top of your finances? Tune in to this short but powerful 10-minute money mantra session. This daily practice will help you shift your mindset, stay motivated, and make better money decisions effortlessly. Get ready to transform the way you think about and handle money!

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Introducing THE VAULT: Your Monthly Gateway to Growth and Success!

Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!

Follow us on our social media channels:

INSTAGRAM: https://www.instagram.com/kareng_adams/

FACEBOOK: https://www.facebook.com/karengfm101

VISIT OUR WEBSITE: https://financialmanagement101.com.au/

🏡 Want to raise financially savvy kids and create a lasting financial legacy? This episode is all about teaching children good money habits while setting meaningful family financial goals. From fun ways to introduce saving and spending to planning for a secure financial future, these tips will help you build strong money foundations for the whole family.

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Introducing THE VAULT: Your Monthly Gateway to Growth and Success!

Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!

Follow us on our social media channels:

INSTAGRAM: https://www.instagram.com/kareng_adams/

FACEBOOK: https://www.facebook.com/karengfm101

VISIT OUR WEBSITE: https://financialmanagement101.com.au/

💸 Break the cycle of overspending and take back control of your money! In this episode, I share practical, easy-to-implement strategies to curb impulsive spending, build better habits, and keep more cash in your pocket. Whether you're swiping too much on credit or just need a spending reset, these tips will help you get on track today.

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Introducing THE VAULT: Your Monthly Gateway to Growth and Success!

Imagine having exclusive access to a treasure trove of coaching, courses, and community support - all designed to keep you on track and thriving. Join THE VAULT today and continue your journey towards financial mastery and personal growth. Your future self will thank you!

Follow us on our social media channels:

INSTAGRAM: https://www.instagram.com/kareng_adams/

FACEBOOK: https://www.facebook.com/karengfm101

VISIT OUR WEBSITE: https://financialmanagement101.com.au/