Can inflation derail your financial goals? Discover why January's inflation data has caught everyone off guard and what it means for your wallet and investments. Join us as we unpack the unexpected rise in core inflation to 3.3%, driven by surging costs in food, shelter, and motor vehicle insurance. We explore how these inflationary pressures are influencing the Federal Reserve's stance on interest rates, suggesting that any hopes for rate cuts might be pushed further down the calendar.

We'll also look at the ripple effects of rising inflation on the markets and the housing sector. Learn why market reactions are trending negative and why long-term Treasury yields are climbing, affecting housing affordability across the board. Anticipate future inflation reports with us as we discuss potential Federal Reserve actions and their impact on the economic landscape. Stay informed with our insights and prepare for how these developments could shape your financial future.

https://youtu.be/5_BvIcGwrf0

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The January 2025 jobs report is in, and it’s sending mixed signals. 📊 While job creation came in lower than expected, upward revisions from the last two months added over 100,000 jobs, making it a stronger report than headlines suggest. But with wage growth rising 4.1%, could this fuel higher inflation and delay Fed rate cuts? Markets are reacting—stocks are down, bond yields are up, and consumer confidence is slipping. What does this mean for the economy ahead?

🔥 Key Takeaways:
✅ Jobs report missed expectations—but was it actually strong?
✅ Wage growth surged—will this keep inflation high?
✅ Consumer confidence fell while inflation expectations jumped—bad news for spending?
✅ Tariff concerns are adding to market volatility—what’s next?

🔔 Subscribe! Get the latest insights every week on Markets with Megan. Like, share, and hit the bell so you never miss an update!

📺 Watch More: MarketsWithMegan.fm

#JobsReport #Inflation #StockMarket #InterestRates #Economy2025 #MarketInsights #MarketRecap

https://youtu.be/TDWsw70DLeo

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The latest ISM Services Index just dropped, and it’s showing signs of a slowdown in the service sector. 📉 Since Americans spend most of their money on services, not goods, this could be a major inflation indicator—and a big factor in the Fed’s next move. Markets are rallying on hopes that this weak report means rate cuts are coming, but is it too soon to celebrate?

🔥 Key Takeaways:
✅ ISM Services Index fell—does this signal a real slowdown?
✅ Inflation within the service sector—finally cooling off?
✅ Markets are cheering, but should they be?
✅ What’s next? The big January jobs report drops Friday.

🔔 Subscribe & Stay Ahead! Get the latest insights every week on Markets with Megan.

📺 Watch All Episodes - MarketsWithMegan.fm

#InterestRates #Inflation #StockMarket #Economy2024 #FederalReserve #podcast #MarketInsights #Stocks #ServiceSector

https://youtu.be/4a4SwYzPh1g

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The markets are in flux, and we’re here to break it all down. While tariffs dominate the headlines, the latest job data is just as crucial—especially with the Federal Reserve closely watching labor market trends. In this episode of Markets with Megan, we analyze key economic data and market movements, including:

✅ JOLTS Report: Job openings hit a 3-month low—what does this signal for the economy?
✅ Labor Market Tightness: Why the Fed is watching the quits rate and layoffs data.
✅ China’s Retaliatory Tariffs: How will this impact market volatility?
✅ Upcoming Data to Watch: ISM Services and the all-important Payroll Report.

With markets swinging wildly, it’s critical to stay informed and avoid emotional investment decisions. Get the insights you need—subscribe now and hit the 🔔 to stay ahead!

🔹 Listen & Subscribe: MarketswithMeganFM.com

#StockMarket #Investing #EconomicUpdate

https://youtu.be/xRzkI4K_nQ8

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The first look at Q4 2024 GDP is in—and it's weaker than expected. 📉 With growth coming in at 2.3% vs. the expected 2.6%, what does this mean for the economy moving forward? While consumer spending surged with a 4.2% increase, other areas like business investment and inventories showed signs of slowing. Plus, how did the Boeing strike impact the numbers?

🔥 Key Takeaways:
✅ GDP growth slowed—what’s driving it?
✅ Consumer spending soared—can it continue?
✅ Inventory cuts and business investment—warning signs ahead?
✅ What’s next? Key market-moving reports coming next week.

🔔 Subscribe & Stay Ahead! Get the latest insights every week on Markets with Megan. Like, share, and hit the bell so you never miss an update!

📺 Watch Next: www.MarketsWithMegan.fm
📢 Follow Us: @Verdence

#GDP #StockMarket #Economy2024 #Investing #Recession

https://youtu.be/V_km5brSCtQ

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

In this episode, Megan discusses the Federal Reserve's recent decision to keep interest rates unchanged and the implications of this decision in light of current economic conditions. She unpacks the dynamics of political pressures, tariffs, and labor market impacts that shape the Fed's monetary policy.
 
• Federal Reserve holds interest rates steady, highlighting economic stability
• The Fed's statement regarding inflation and labor market
• Key insights from Chairman's press conference under political scrutiny
• Tariffs and their potential effects on inflation
• Future outlook on immigration policies and labor market dynamics

https://youtu.be/CAgxI1I53RY

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The episode explores the nuances behind the latest durable goods orders report, revealing a complex picture of economic health. While the headline indicates a decline, deeper analyses show signs of strength in capital goods, prompting discussions about market reactions and the Federal Reserve's upcoming meeting. 

• Examination of the preliminary durable goods orders report 
• Detailed analysis of the year-over-year trends in non-defense aircraft 
• Exploration of capital goods orders excluding aircraft showing growth 
• Insights into market reactions post-report 
• Speculations around the Federal Reserve's potential monetary policy changes

See more at MarketsWithMegan.fm


https://youtu.be/8cGIqYYZw_Y

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

Is consumer confidence slipping as we approach 2025? Join CIO of Verdence Capital Advisors, Megan Horneman, as the latest insights from the University of Michigan's final January report is unraveled, which marks the first decline in consumer confidence in half a year. Megan takes a look at the contributing factors, such as the dip in current conditions and future expectations, and how rising inflation concerns are nudging spending habits. With consumers expecting a rise in inflation rates, the ripples could escalate current inflation levels, and it's a scenario the Federal Reserve won't be ignoring.

Get ready for a rollercoaster ride in the markets, driven by fluctuations in the semiconductor sector and a volatile equities day, as we anticipate the upcoming Federal Reserve meeting. Expect interest rates to stay put despite inflationary pressures, but keep an eye out for a wealth of reports on housing data and a fresh consumer sentiment reading from the conference board.

Don't forget to subscribe to stay informed!

https://youtu.be/eAtyyJjXoSM

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

Discover how the latest Consumer Price Index report might just be the market's best-kept secret for predicting economic trends. What does a modest rise in core inflation mean for your wallet and investments, especially when it's lower than experts anticipated? We're breaking down the report's implications, particularly focusing on the areas causing ripples—commodities, transportation services, and housing. With the Federal Reserve keeping a close eye on these sectors, we explore whether their current stance will change or if the market's optimism about potential rate cuts is a bit premature.
Join us as we navigate the intricate dance of numbers and market reactions, spotlighting why equities are soaring and what this could signal for future financial strategies. While headline inflation is slightly up year-on-year, it's the nuanced changes in core inflation that are capturing attention. Are the markets getting ahead of themselves with rate cut hopes? Tune in to gain a deeper understanding of the inflation landscape and its potential impact on economic policy. Don't forget to subscribe and hit that notification bell to stay updated with all our economic insights!

https://youtu.be/2Aiy2dlPbis

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...

The December jobs report shows stronger-than-expected job creation, but raises questions about inflation and interest rates. CIO of Verdence, Megan Horneman, dissects the implications of this employment data, including its effects on wage inflation, market reactions, and future Fed policy decisions.
 
• Jobs growth at 256,000, surpassing expectations
• Wage inflation remains a sticky challenge for the Fed
• Revised unemployment rate impacts monetary policy considerations
• Rising interest rates concern the housing market and mortgage affordability
• Stock market reactions highlight vulnerabilities in specific sectors
• Future inflation readings may influence upcoming Fed actions

Listen to more episodes at MarketsWithMegan.fm or anywhere you get your podcasts.

https://youtu.be/2Aiy2dlPbis?si=dKf8OPhsrERUurOn

Disclaimer: material was prepared by Verdence Capital Advisors, LLC (“VCA”). VCA believes the information and data in this document were obtained from sources considered reliable and correct and cannot guarantee either their accuracy or completeness. VCA has not independently verified third-party sourced information and data. Any projections, outlooks
or assumptions should not be construed to be indicative of the actual events which will occur. These projections, market outlooks or estimates are subject to change without notice. This material is being provided for informational purposes only and is not intended to provide, and should not be relied upon for, investment, accounting, legal, or tax advice. Past performance is not a guarantee of future results. Different types of investments involve varying degrees of risk, and there can be no assurance
that the future performance of any specific investment, investment strategy, or product or anynon-investment related content, made reference to directly or indirectly in these materials will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. You should not assume that any
discussion or information contained in this report serves as the receipt of, or as a substitute for, personalized investment advice from VCA. Due to various factors, including changing market conditions and/or applicable laws, the co...