Master Your Millions

About Loral Langemeier:

Loral Langemeier is a financial expert, best-selling author, educator, and sought-after speaker with over 20 years of experience. She has collaborated with renowned figures like Bob Proctor, Robert Kiyosaki, and Sharon Lechter, earning praise for her ability to inspire action and empower people towards financial success. Her dynamic presence has captivated audiences on major television programs and in prominent publications. Loral is a five-time New York Times best-selling author, dedicated to changing the conversation about money and fostering generational wealth. Her latest book, "Make Your Kids Millionaires," focuses on guiding children towards a prosperous future.

In addition to her writing, Loral co-founded the Attainable Wealth Association with her partner Benz Josue, aiming to provide financial education to students and professional athletes. She is a hands-on investor, funding and founding businesses globally, including innovative companies like GravyStack Bank and iFlip. These ventures reflect her commitment to equipping the next generation with the tools and knowledge for financial success. Loral's mission is to create a community where anyone can achieve wealth and prosperity.

In this episode, your hosts, Jason and Scott, together with Loral Langemeier discuss:

• The reality behind the 'self-made' millionaire and the power of teamwork
• Strategies for investing in turbulent economic climates, with a spotlight on inflation and energy sectors
• The enduring benefits and tax advantages of investing in gas and oil
• Entrepreneurial pitfalls, the significance of mentorship, and the essentials of marketing and cash flow management
• Scaling business operations from six to eight figures and reorganizing teams for growth

Key Takeaways:

• Beyond personal achievements, financial empowerment is about building a lasting legacy. 
• Achieving millionaire status is rarely a solo journey; it highlights how a robust support system is a cornerstone to thriving in multiple business industries, as seen in Loral’s journey from farm girl to financial guru.
• In the face of unpredictable economic patterns, understanding diverse investment portfolios is pivotal in ensuring financial success.
• Having enduring tax perks and substantial influence on the American economy, oil and gas maintain their appeal as prime investments.
• Marketing acumen and capable cash flow management are the engines driving the leap from six figures to seven and beyond, requiring crucial adjustments in team dynamics and operational systems.

"I don't believe there's anything ‘self-made.’ You're team-made because it takes a little bit of a tribe to get this done.” — Loral Langemeier

Connect with Loral Langemeier:  

Website: https://www.lorallangemeier.com/ 

LinkedIn: https://www.linkedin.com/in/lorallangemeier/ 

Facebook: https://web.facebook.com/askloral/?_rdc=1&_rdr 

Instagram: https://www.instagram.com/askloral/ 

YouTube: https://www.youtube.com/c/lorallangemeier 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

In this episode, your hosts, Jason and Scott discuss:

• Prioritizing beneficiaries and insuring oneself first in infinite banking
• The strategy for selecting whom to insure for life insurance and its implications
• Distributing life insurance policy benefits among family and creating intergenerational wealth
• Distinguishing between term and whole life insurance, and the benefits of each
• Leveraging whole life insurance for financial stability and as a recession safety net

Key Takeaways:

• Insure the primary breadwinner before extending coverage to family members to establish a robust financial foundation, which is crucial for maintaining the family's standard of living in the event of unforeseen circumstances.
• By understanding who can take out policies on whom and how to navigate beneficiary designations, families can create a legacy of financial security and prosperity.
• Whole life insurance should be seen not just as a "death benefit" but as a dynamic financial tool that offers living benefits.
• Smart financial strategies emphasize the importance of preparing for economic uncertainty. 
• Beyond being merely a financial strategy, Infinite Banking represents a shift in mindset that enables individuals to take charge of their financial journey.

"Most of what people know out there is not life insurance. It's death insurance.” — Jason Henderson

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Janet Stegman:

Janet Stegman is often regarded as a ‘Healer Advisor Extraordinaire’. She was thrust upon this career, not by choice, but rather by happenstance.

At 16, Janet developed a debilitating and uncontrollable eating disorder, feeling as if a monster inside her was forcing her to eat incessantly. She constantly battled internal voices arguing over her desire to eat despite wanting to lose weight. This struggle led to consuming entire cakes, loaves of bread with butter and honey, quarts of milk, and pints of vanilla Hagen Daz, leaving her painfully stuffed. This pattern persisted for three years, ultimately forcing her to drop out of her voice major at UCLA due to the constant pain from overeating.

Janet has over 15 years of experience and has trained to support people in their recovery journey. Healing from addiction, substance abuse, eating disorders, and depression is a long, winding road, and her unique perspective and highly-innovative strategies help people tackle the root cause and find lasting freedom.

In this episode, your hosts, Jason and Scott, together with Janet Stegman discuss:

• Transitioning from a legal background to emotional healing and overcoming personal challenges
• Real-life success stories of individuals who have conquered addiction and adversity
• The power of support systems and not facing emotional wounds in isolation
• Strategies for overcoming investment fears and the emotional hurdles tied to financial decisions
• Adopting a growth mindset and leveraging the sacrifices of our predecessors to seize today's opportunities

Key Takeaways:

• Stepping into the realm of emotional healing brings profound impacts on personal growth, paving the way to tackle financial endeavors with a stronger, clearer mindset.
• Acknowledgement of the necessity for support and community illustrates that healing and success are collaborative efforts rather than solitary battles.
• Addressing isolation tendencies through actionable tools such as EFT and journaling leads to breaking negative cycles and opens pathways to personal and financial fulfillment.
• Insight on investment phobias can be transformative, and with the right emotional tools, one unlocks the courage to make informed financial moves.
• Recognition that embracing ambition and the pursuit of growth is not only natural but also made viable by the labors and victories of the ones who came before us.

"Healing the emotional scars is crucial for clear investment decisions and true financial legacy.” — Janet Stegman

Connect with Janet Stegman:  

Facebook:  https://web.facebook.com/JanetStegmanAuthorHealer/?_rdc=1&_rdr 

Website: https://www.booksbyjanetstegman.com/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Judson Eades:

Judson Eades, a Cache Valley native, has achieved remarkable success as an entrepreneur, a dedicated father, and in numerous other aspects of his life. His multifaceted success reflects his commitment to excellence both personally and professionally.

Known for his expertise in disaster recovery, Judson purchased ARS - Flood & Fire Cleanup, a disaster cleanup company, in 2006. Over time, he expanded the business to eight additional offices and recently sold the company about a year and a half ago. When Judson took over ARS, the starting revenue was around $1.5 million. Under his leadership, ARS grew its revenue from $1.5 million to nearly $20 million before he recently sold the company. Judson is now the founder and owner of Adrenalin Industries. 

In this episode, Jason and Scott, along with guest Judson Eades, discuss:

• The transformation of a small disaster cleanup company into a multi-million dollar enterprise
• The significance of trust and instinct in business decisions and transactions
• Core principles for success in both business and personal endeavors, such as valuing others and sincere connection
• The role of passionate leadership and the critical approach of being selective with your team
• Investment strategies balancing financial gains with family experiences and the pitfalls of appearances in wealth

Key Takeaways:

• Identifying a unique market niche is a substantial driver for growing a successful business, as demonstrated by the expansion from a small firm to a large enterprise.
• Personal attributes like risk-taking and the presence of supportive relationships are pivotal for entrepreneurial accomplishments.
• Fostering genuine connections and ensuring that people feel valued underpins effective leadership and success trajectories.
• A leader's passion is contagious and sets the tone for the team's environment, directly affecting the quality and stability of a business's growth.
• Strategic investments in experiences that cherish family time offer more than mere monetary success, highlighting the profound benefits of real estate over luxury items.

"If you want to be successful, make everyone you meet feel important." — Judson Eades

Connect with Judson Eades:  

Website: https://www.adrenalinind.com/

LinkedIn: https://www.linkedin.com/in/judson-eades-78ab03b/

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Tommy Harding:

Tommy Harding, born and raised in Brooklyn, NY, is the sixth of eight children. His unconventional upbringing took a dramatic turn in the 1980s when he became entangled in organized crime, a chapter that forever altered his life. However, Tommy found redemption and transformed his path, becoming a bounty hunter and later an author. In his memoir, Hardening, he shares his gripping and inspiring journey. His story, filled with shocking moments and ultimate triumph, invites readers to join him on a remarkable journey of transformation and resilience.

In this episode, your hosts, Jason and Scott, together with Tommy Harding discuss:

• Techniques for enhancing financial potential and the importance of legacy-building.
• The serendipitous journey of becoming an author and the pivotal role of support in personal success.
• The impact of transitioning from a criminal past to leading a purpose-driven life as a motivational speaker.
• Discovering a renewed purpose through significant life events and channeling this into helping others.
• Tommy's holistic perspective on wealth, focusing on health, relationships, spirituality, and education.

Key Takeaways:

• Building a legacy is not only about amassing financial wealth but also involves creating a lasting, positive impact on society and future generations.
• Encouragement from others can be a powerful catalyst for unveiling one's true potential and embarking on unexpected life paths, such as authorship and public speaking.
• Sharing personal narratives of adversity can serve as a powerful deterrent for at-risk individuals and demonstrate the possibility of profound life transformation.
• Pivotal life experiences often lead to a reassessment of one's true purpose, encouraging involvement in activities that offer comfort and inspiration to others.
• Embracing a broad definition of wealth that includes mental and physical health, enriching relationships, spiritual growth, and lifelong learning can lead to a more fulfilled existence.

"You don't measure wealth by the size of your bank account, but by the richness of your relationships and the impact you have on those around you.” — Tommy Harding

Connect with Tommy Harding:  

Website:     https://tommyharding.co/ 

Amazon:    https://www.amazon.com/Harding-Memoir-Tommy/dp/B09NRCZT9L  

Instagram: https://www.instagram.com/hardeningx/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Tommy Harding:

Tommy Harding, born and raised in Brooklyn, NY, is the sixth of eight children. His unconventional upbringing took a dramatic turn in the 1980s when he became entangled in organized crime, a chapter that forever altered his life. However, Tommy found redemption and transformed his path, becoming a bounty hunter and later an author. In his memoir, Hardening, he shares his gripping and inspiring journey. His story, filled with shocking moments and ultimate triumph, invites readers to join him on a remarkable journey of transformation and resilience.

In this episode, your hosts, Jason and Scott, together with Tommy Harding discuss:

• The profound impact of mindset on financial success from Tommy Harding's life story
• The gritty realities of a Brooklyn upbringing and the lures of organized crime
• First-hand about the dangers of criminal life and the implications of encounters with law enforcement
• Tommy’s transformational journey from criminal to bounty hunter and community role model

Key Takeaways:

• Tommy Harding’s early life in Borough Park, Brooklyn, was heavily influenced by his father's alcoholism and abusive behavior, leading him into gang affiliation and criminal activities.
• Escalating from petty burglaries to grand theft auto and organized crime, Tommy Harding faced life-threatening situations, including being stabbed and surviving a severe car accident.
• A significant turning point for Tommy Harding occurred in prison, where he began his personal transformation and later pursued a new career as a bounty hunter with the US Marshals, offering a realistic view of the profession.
• Recovery and redemption can emerge from the aftermath of traumatic events, prompting a complete personal and professional transformation.
• Real-life experiences as a bounty hunter often starkly contrast with their fictional TV portrayals, shedding light on the true nature of this line of work.

"Despite all the darkness in my past, I've learned that life is about the impact you make and the legacy you leave behind.” — Tommy Harding

Connect with Tommy Harding:  

Website:     https://tommyharding.co/ 

Amazon:    https://www.amazon.com/Harding-Memoir-Tommy/dp/B09NRCZT9L  

Instagram: https://www.instagram.com/hardeningx/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Randy Tate:

Randy spent his earlier years as a successful collegiate athlete and then self-made entrepreneur. He grew an athletic apparel company to over $5M+ in revenue, then sold it to a publicly traded sporting conglomerate, Sports Chalet. 

For the last 10+ years, he has trained thousands of employees and business owners on how to market effectively, grow sales and build sustainable growth in their companies. 

His passion for technology led him to one of the fastest-growing software companies called Infusionsoft, which peaked with over 150,000 software users. As the VP of Business Training for customers, he developed and oversaw the expansion of the Elite Business Education curriculum program. 

Since then, he has led as the co-founder and CEO of iFlip, SAAS Financial Technology Company. His passion is to empower all individuals to grow their wealth for the future through the use of AI investing technology

In this episode, your hosts, Jason and Scott, together with Randy Tate discuss:

• Money rules - Randy discusses the importance of having rules around how you manage your money and gives examples of some basic rules.
• AI investing at iFlip - How iFlip uses AI to mitigate risk in the stock market by quantifying risk and only being invested when risks are lower. 
• Real estate investing principles - Some basic principles for mitigating risk in real estate investing, like paying attention to interest rates and median incomes.
• Randy's experience building iFlip - The growth of iFlip, challenges during COVID, and vision to empower everyday investors.  
• Feelings about being part of something legendary - Randy's excitement and motivation from being part of building something that could significantly impact how people grow and preserve their wealth.

Key Takeaways:

• Having clear money rules helps ensure your money is working to grow wealth rather than being spent. Randy gave the example of only spending over $10k on assets that can appreciate.
• iFlip's algorithms analyze vast market data to predict downturns and avoid major losses, allowing returns to beat the market over time with less risk. 
• Factors like interest rates and median incomes directly impact real estate values. Paying attention to macro trends like recently inverted yield curves can help time real estate investments better.
• With over 20k users in 9 countries already, iFlip has shown strong growth potential to significantly scale up and empower millions of everyday investors to build wealth through a low-cost AI platform.
• Even small regular investments of a few hundred dollars per month in iFlip's low-fee portfolios could realistically turn into millions over a lifetime without the investor having to take large risks or actively manage their money.

"We're fighting the good fight. And I'm excited about where we're at. And I do wake up every day excited. ” — Randy Tate

Connect with Randy Tate:  

Website: https://iflipinvest.com/ 

Twitter: https://twitter.com/iflipinvest 

LinkedIn: https://www.linkedin.com/in/randytatefws/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Terri Johnson:

Terri S. Johnson, CRE, co-founder and managing partner of Capstan Tax Strategies, is dedicated to helping commercial real estate owners and investors achieve significant tax savings through engineering-based tax strategies. With 24 years of experience, Terri is a renowned expert in cost segregation, having authored articles, appeared on podcasts, and spoken nationally. She educates the public on real estate tax incentives and provides tailored training sessions for clients. Terri collaborates with CPAs to simplify complex tax laws, creating tools that distill legislative changes into accessible charts and graphics, and offers client-specific consulting to integrate new regulations into business processes.

A past president of CREW Philadelphia and a former director of the CREW Network, Terri also served as a CREW Foundation trustee. She is a Counselor of Real Estate and an associate member of the Pennsylvania Apartment Association-East and AICPA. Recognized by SmartCEO Magazine with the Brava! Award in 2010 and as a Future 50 member in 2017, Terri has also achieved Masters Level in Strategic Coach. She is a member of the Athenaeum of Philadelphia and was named a Rothman Institute Ambassador in 2014. Terri graduated from the University of Alabama, Tuscaloosa, in 1982.

In this episode, your hosts, Jason and Scott, together with Terri Johnson discuss:

• The impact of taxation on wealth accumulation and strategies to reduce unnecessary financial loss
• Cost segregation as a method to accelerate depreciation of real estate assets and increase cash flow
• Government incentives for energy-efficient commercial and multifamily buildings
• Qualifying for the research and development tax credit by improving processes or designing new concepts
• Utilizing depreciation deductions and tax credits to lower tax burden for high net worth individuals who own real estate

Key Takeaways:

• Cost segregation studies can provide significant tax benefits for real estate investors by categorizing components into shorter depreciation periods, particularly when combined with bonus depreciation.
• The threshold for considering a cost segregation study is typically around $1 million, but it can be lower for portfolios of properties, making it accessible to a wide range of investors.
• Companies can take advantage of the research and development tax credit by engaging in projects that involve technology, engineering, or sciences, and involve a process of experimentation based in the United States.
• High net worth individuals who own real estate can significantly lower their annual tax burden by strategically utilizing depreciation deductions and tax credits available to them.
• Creating a positive company culture and building lasting relationships are key factors in achieving success and leaving a meaningful legacy in one's career.

"And as I have grown and the world has changed, I have found that much easier to just be myself and to enjoy what I do and hopefully help people along the way. I mean, that's really what it's all about, is relationships.” — Terri Johnson

Connect with Terri Johnson:  

LinkedIn: https://www.linkedin.com/in/terrijohnsoncapstan/ 

Website: https://capstantax.com/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Bill Barry:

Bill Barry is the owner of Pillar to Post Home Inspectors, a leading home inspection franchise in Idaho. Born in New York City, Bill moved out west with his family and has spent a significant part of his life in Idaho. His entrepreneurial journey began early, with ventures like a window washing and lawn mowing operation during his youth. Over the years, he has diversified his expertise, including drywall contracting, and has continuously worked for himself. Bill's extensive experience as an entrepreneur and his dedication to his various enterprises highlight his innovative spirit and commitment to excellence. Today, he brings his wealth of knowledge to the home inspection industry, ensuring quality and reliability for homeowners in Idaho.

In this episode, your hosts, Jason and Scott, together with Bill Barry discuss:

• Bill’s diverse entrepreneurial experiences and insights into the home inspection industry
• Bill’s journey from New York City to Idaho, where he worked in the drywall trade for nearly 50 years
• The entrepreneurial mindset, which involves taking risks, seeking freedom, and being adaptable to change
• The importance of starting a business with an exit strategy in mind
• Valuable lessons learned from his entrepreneurial journey, including choosing the right partners and constantly reading books for timeless advice and wisdom

Key Takeaways:

• An entrepreneurial mindset involves taking risks, seeking freedom, and being adaptable to change, even without a clear mentor or influence.
• When starting a business, it's crucial to have an exit strategy in mind to ensure a successful transition when the time comes to sell.
• Choosing the right partners with complementary skill sets is essential for building a successful business.
• Constantly reading books provides timeless advice and wisdom that can be applied to various aspects of life and business.
• Focusing on pursuits that bring enjoyment and fulfillment is just as important as chasing success in business.

"When you choose a partner, choose a partner that has a whole different skill set than you do, and so you can work together synergistically.” — Bill Barry

Connect with Bill Barry:  

Facebook: https://www.facebook.com/bill.barry.144/

Website: https://barryteam.pillartopost.com/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]

About Devon Harris:

As an original member of the 1988 Jamaican bobsled team and captain of the 1992 and 1998 teams; 3-time Olympian, Devon Harris achieved his grand dream. His current dream is to inspire others to achieve theirs. As an international motivational keynote speaker, Devon is tapping the same energy, determination, and skills that enabled him to bobsled with the best in the world and is now sparking audiences of all ages to dream big and take their “game” to the next level.

Born on Christmas Day, 1964, Devon Harris was raised in the violent ghetto environment of Olympic Gardens in Kingston, Jamaica. The greatest gift he ever received was the belief that a positive attitude and a never-say-die philosophy would carry him farther than a sense of injustice and a heart filled with anger.  Devon Harris graduated from the prestigious Royal Military Academy Sandhurst in England and received a Queen’s Commission in December 1985 and served in the officer corps of the Jamaica Defence Force until December 1992 when he retired as a Captain.

In this episode, your hosts, Jason and Scott, together with Devon Harris discuss:

• Devon's journey from growing up in a tough neighborhood in Kingston, Jamaica, to becoming an Olympian and a member of the original Jamaican bobsled team
• The importance of teamwork and mindset in achieving success at the highest levels
• The formation of the Jamaican bobsled team and their experience at the 1988 Winter Olympics in Calgary
• Devon's motivational speeches and his efforts to give back to his Jamaican community through the Keep on Pushing Foundation

Key Takeaways:

• With extraordinary goals and desire, practically anyone can become an Olympian, as demonstrated by Devon's inspiring journey from a tough upbringing in Jamaica to the Winter Olympics.
• Teamwork is crucial for success, and each team member must play their role to the best of their ability while balancing personal ambitions.
• Despite facing challenges and setbacks, such as the crash during the Olympics, the Jamaican bobsled team's resolve was strengthened, and they were determined to come back stronger.
• Setting an example through the way one lives their life is the best way to inspire and encourage children, as evident in Devon's positive impact on his own children and his community.

"The journey to success starts with the individual, but it requires partnering with others to help everyone succeed.” — Devon Harris

Connect with Devon Harris:  

Website:     https://www.devonharris.com/ 

X (Twitter): https://twitter.com/Keeponpushing88 

Facebook:  https://www.facebook.com/keeppushing 

LinkedIn:    https://www.linkedin.com/in/keynotespeakerdevonharris/ 

Connect with Jason and Scott:

Website:     https://henderxcapital.com/masteryourmillions

X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs 

Facebook:  https://www.facebook.com/groups/realestateinvestorsofutah 

Instagram: @henderxcapital https://www.instagram.com/henderxcapital/

         @jasonihenderson https://www.instagram.com/jason.henderson/ 

Email: [email protected], [email protected]