When Matt Bergwall arrives at the University of Miami in the spring of 2021, he’s young, tech-savvy, and bored. After discovering a vulnerability in corporate refund systems, he turns it into a multimillion dollar scam that quietly siphons money from some of the world’s biggest corporations. Matt spends the stolen cash on designer clothes, luxury goods, and lavish vacations. But as the scheme grows, it catches the attention of a scammer-turned-FBI-informant tracking refund fraud online, setting off a chain of events that leads to Matt’s arrest and the collapse of his high-flying lifestyle.

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