In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why Medicare 2026 is shaping up to be one of the most impactful years for retirees and those approaching retirement. With major Medicare updates, rising Medicare costs 2026, and several Medicare new rules taking effect, understanding how these changes affect your overall Retirement Planning is more important than ever. From prescription drug reforms to premium increases and income-based adjustments, Medicare is not something you can afford to “set and forget” when you’re planning retirement and working to secure your retirement.

Listen in to learn about how Medicare Part B premium 2026 increases, IRMAA surcharges, and Medicare income limits 2026 can directly impact your cash flow in retirement. Radon and Murs also explore how Medicare planning fits into a comprehensive strategy to help you retire comfortably, avoid costly surprises, and align your healthcare decisions with your long-term retirement checklist and broader financial plan.

In this episode, find out:

1. How Medicare drug price negotiations and Medicare Part D changes 2026 are lowering costs for certain prescriptions
2. What the new Medicare out of pocket cap means for retirees with high prescription drug expenses
3. Why the increase in Medicare Part B premium 2026 matters for your monthly retirement income
4. How IRMAA surcharges and income from strategies like Roth conversions can affect your Medicare premiums
5. What Medicare does not cover, including the difference between a Medicare wellness visit and a traditional physical, plus updates on Telehealth Medicare

Tweetable Quotes:

1. “Medicare isn’t separate from your financial plan—it’s interconnected with your taxes, income, and investment strategy.” — Radon Stancil
2. “One decision, like a Roth conversion, can trigger higher Medicare premiums if you don’t account for IRMAA.” — Murs Tariq

Understanding Medicare 2026 is a critical part of Retirement Planning, whether you’re already enrolled or just beginning to plan for retirement. Staying informed about Medicare updates, knowing your coverage gaps, and proactively planning can make a meaningful difference in how confidently you approach Retirement.

Resources:

If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!

To access the course, simply visit POMWealth.net/podcast.