Merging Life and Money with MJ Caesar

By Marie Jo Caesar

This podcast is for overwhelmed and frustrated professionals mainly women between the ages of 35 and 60 + who are ready to develop and apply the relevant financial skills and knowledge they need to

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FAQs about Merging Life and Money with MJ Caesar:

How many episodes does Merging Life and Money with MJ Caesar have?

The podcast currently has 193 episodes available.

Merging Life and Money with MJ Caesar episodes:

May 21, 2022 SOCIAL SECURITY – WHAT SHOULD YOU KNOW ABOUT IT?
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🟦 Social Security is one of the most important programs in the United States. It provides critical benefits to retirees, people with disabilities, and surviving spouses and children.
🟦 Social Security is especially important for women as women make up a disproportionate share of Social Security beneficiaries, and they are more likely to rely on Social Security for a significant portion of their income.
🟦 Social Security also plays a key role in reducing poverty among older women. In fact, without Social Security, the poverty rate among women aged 65 and over would nearly quadruple.
🟦 My special guest Eric Dudley will be talking about Social Security. He will explain the basics of Social Security as well as how to calculate your benefits and when to take them.
Here are some HIGHLIGHTS from this episode.
03:39 What is Social Security?
05:30 How important is Social Security?
07:31 The basics of Social Security
08:59 The beginning of Social Security
10:31 Will Social Security run out in 2034 as predicted?
13:46 Will Social Security be privatized?
15:20 How are Social Security benefits calculated?
18:58 Why should you claim your Social Security benefits as late as you can
26:06 When do you want to start taking your Social Security benefits?
30:56 As I see it….
32:29 Your Social Security benefits should only be a supplement…
34:34 Quote of the show
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
37min
May 13, 2022 COACHING MATTERS - THE BENEFITS OF HIRING A FINANCIAL COACH
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🟦 In today’s world, there is a coach for just about every problem you face in life. Having trouble with your weight? You can hire a personal trainer. Don’t seem to be able to get that promotion? You can call on a career coach. Cannot figure out what is holding you back in life? Get a life coach. Are your emotions getting in the way of making sound financial decisions? A money coach is instrumental in helping you navigate those treacherous financial waters.
🟦 Whether you are looking at hiring a financial coach or just want to know more, join me Thursday as I will be sharing the benefits that a financial coach can have on your life.
Here are some HIGHLIGHTS from this episode.
03:28 Coaching and finance
04:25 What is financial coaching?
05:12 Why should you talk to a financial coach?
07:33 The financial coaching process
09:24 The state of debt in America (March 2021)
11:39 Why would financial coaching help?
13:38 Why DIY with your finances doesn't work?
15:34 Can you afford to hire a financial coach?
18:06 Reasons justifying hiring a financial coach
19:58 Financial Coaches, Financial Planners, Financial Advisors
20:46 The difference between a financial coach and a financial planner and financial advisor
21:54 The difference between a financial planner and a financial advisor
23:22 Important Notice
24:34 In summary….
26:06 Coaching Vs. Advising
26:53 The importance of financial coaching
29:08 Quote of the show
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
31min
May 06, 2022 INFLATION PROOFING YOUR FINANCES - HOW TO PROTECT YOUR MONEY
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🟦 Inflation is a silent thief that can slowly rob you of your money’s value if you're not careful. It is a major concern for most of us but what does it mean?Well, inflation occurs when the cost of goods and services rises which then diminishes the purchasing power of money. It can have a serious impact on your pocketbook, hence the need to understand how inflation affects you and what you can do to manage its impact.
🟦 I will be taking a closer look at the basics of inflation and some steps you can take to protect your financial stability in such a volatile economy.

Here are some HIGHLIGHTS from this episode.
03:23 The state of play
04:32 A few stats
05:47 Consumer Price Index defined
08:57 What is inflation and how does it work?
09:51 Methods that can help stabilizing prices
11:54 What do economists think?
13:58 Inflation drivers
17:59 Three main reasons prices are going up right now
19:05 How will higher inflation rates affect your finances?
Inflation-proofing strategies
20:26 Revisit your household expenses
21:27 Reassess your savings
21:55 Rethink borrowing
24:18 Re-evaluate your investment portfolio
25:07 Take a look at your pension arrangements
30:49 Quote of the show
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
33min
April 29, 2022 THE IMPORTANCE OF BEING BOTH FINANCIALLY EDUCATED AND FINANCIALLY LITERATE TO ACHIEVE FINANCIAL WELLNESS
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🟦When it comes to your finances, being educated is important. But knowing what to do with that education is essential. That's where financial literacy comes in. Being financially literate empowers you to make sound financial decisions and achieve financial wellness.
🟦I will be exploring these three concepts: financial education, financial literacy, and financial wellness as well as three reasons why you should be both financially educated and financially literate.
Here are some HIGHLIGHTS from this episode.
03:00 The advent of Financial Literacy Month
07:59 Definition of Financial Education
10:28 Why Financial Education matters
11:44 Difference between Financial Education and Financial Literacy
12:29 More about Financial Literacy
14:38 The many applications of Financial Literacy
16:19 Financial Literacy Vs. Financial Wellness
17:56 The Do’s and Don’ts of Financial Wellness
18:46 How to achieve Financial Wellness
20:11 Financial Education + Financial Literacy + Financial Wellness
23:53 Today’s financial realities
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
26min
April 22, 2022 ANNUITIES – ARE THEY A GREAT RETIREMENT FUNDING CHOICE?
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🟦 If you're considering annuities as part of your retirement planning, there are a few things you need to know.
🟦 Join me, as my special guest Eric Dudley will be talking about annuities. He will explain what they are as well as their pros and cons. He will help you understand how annuities can be used to plan and fund your retirement.

Here are some HIGHLIGHTS from this episode.
06:10 Annuity definition
09:23 Annuities’ characteristics
10:19 How to fund an annuity?
12:29 Why are people so negative about annuities?
16:18 Do your homework before buying an annuity
18:05 Variable Annuities
19:03 Fixed Annuities
20:44 Indexed Annuities
23:59 What performs best in the long term – Stocks or Annuities?
27:02 The biggest pro for an annuity
31:18 When to annuitize your annuity?
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

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39min
April 16, 2022 COMMON MISTAKES PEOPLE MAKE WITH THEIR 401K PLAN
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🟦 Most American workers have the opportunity to save for retirement through a 401(k) plan. Are they making the most of it?
Many people make common mistakes that can impact their ability to save enough money for a secure retirement and cost them thousands of dollars in retirement saving.

🟦 My special guest Eric Dudley will discuss some of the most common mistakes people make with their 401(k) plan and how to avoid them. By understanding these mistakes and taking steps to correct them, you can ensure that your 401 K plan is working as effectively as possible for you.

#401(k)plan #companymatch #investmentperformance #vesting #contributions #ericdudley #merginglifeandmoney #mjcaesar

Here are some HIGHLIGHTS from this episode.

04:49 Why should you enroll in your 401K plan?
07:25 Your company match - Do you know how that works?
08:45 Are you leaving free money on the table?
09:54 What is vesting?
12:44 STOP cashing out your pension money before you retire
16:28 Increase your contribution regularly
19:38 Should you load up your 401K plan with your company’s stocks?
21:27 Revisit your investment performance regularly
25:00 The downsides of 401K plans
26:37 Make informed investment decisions
28:21 A few tips
29:19 A few more tips
32:05 As I see it
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
36min
April 08, 2022 Should you consider Indexed Universal Life insurance (UIL) as a retirement planning tool?
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🟦 Retirement Planning is one of the most important steps you can take to secure your future, however figuring out how to best do that can be tricky.
🟦 One tool that can be incredibly powerful for retirement planning is Indexed Universal Life Insurance (IUL). IUL policies offer a unique combination of features and benefits that can help you reach your retirement goals.
🟦 Join me Thursday at 5:00pm PST, as my special guest Eric Dudley will be exploring some of the key reasons why indexed universal life insurance should be part of your retirement planning strategy.
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
40min
April 01, 2022 TOP MONEY MISTAKES PROFESSIONAL WOMEN MAKE AND HOW TO FIX THEM
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🟦 As a professional woman, you want to make the most of your income, you want to achieve your goals and secure your financial future, but sometimes you feel that you are not getting ahead financially. Well, you are not alone. In fact, there are some common mistakes that many professional women make, mistakes that can impact their future for years to come and hold them back from achieving their goals. Don’t worry, as there are also steps that can be taken to fix them.
🟦 Join me today as I will be looking atthe top money mistakes professional women make and how to avoid them.
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
33min
March 25, 2022 THE CHANGING ROLE OF WOMEN IN SOCIETY: How It Affects the Economy and the Work Force
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It's no secret that society is constantly changing. One of the most apparent changes happening right now is the evolving role of women in our economy and in the work force. Just a few decades ago, it was expected that women would stay at home to raise children and keep the household while their husbands worked to support the family.
Today, more and more women are taking on leadership roles in the workforce - jobs that were once considered "men's work." And as women continue to step into these powerful positions, it is having a profound effect on our economy.

Here are some HIGHLIGHTS from this episode.

02:24 March is Women History Month - 2022
02:51 The evolution of women’s role
06:21 Notable change #1
07:03 Notable change #2
07:47 Notable change #3
08:36 Notable change #4
09:09 Notable change #5
12:04 Discrimination in the workplace
12:42 Re-negotiation of gender roles in the home
13:42 Increased competition for jobs
15:55 More women will enter male-denominated fields
16:39 Women will be paid equally for equal work
17:10 Women's voices will be heard more in the media
18:17 There will be more gender-balanced governments
19:09 Women’s voices will be heard more loudly than ever before
21:42 As I see it
24:47 Today’s quote- The late Madeleine Albright
🟦 Join the conversation as I will be looking at this shift and how it affects everyone involved - both in positive and negative ways.
🟦 Don’t miss it!!

Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
28min
March 18, 2022 FINANCIAL WELLNESS – How Comfortable Are You with Your Finances?
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🟦 I will be discussing tips and ways for improving your financial wellness. Don't miss it‼️
Do you feel like you have a good handle on your money and what it is doing for you? Or do you sometimes feel lost, unsure of where to start when it comes to planning for your financial future? If the latter sounds more like you, don't worry – you're not alone. Many people struggle with their finances at some point in their lives.
Here are some HIGHLIGHTS from this episode.
02:06 How comfortable are you with your current financial situation?
04:48 What is financial wellness?
05:24 Financial mindset
05:54 Financial knowledge
06:25 Financial habits
07:02 Why should you care about financial wellness?
07:49 The importance of financial wellness
09:47 Assess your current money mindset
10:25 Figure out your Why
11:05 Get organized with your numbers
12:33 Take a closer look at your pending habits
13:27 Take a look at your savings and investment goals
15:13 The importance of being financially healthy
16:09 The benefits of being financially healthy
18:29 How to be more comfortable with your finance?
22:02 What are you waiting for?
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
26min

FAQs about Merging Life and Money with MJ Caesar:

How many episodes does Merging Life and Money with MJ Caesar have?

The podcast currently has 193 episodes available.