Merging Life and Money with MJ Caesar

By Marie Jo Caesar

This podcast is for overwhelmed and frustrated professionals mainly women between the ages of 35 and 60 + who are ready to develop and apply the relevant financial skills and knowledge they need to

... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about Merging Life and Money with MJ Caesar:

How many episodes does Merging Life and Money with MJ Caesar have?

The podcast currently has 193 episodes available.

Merging Life and Money with MJ Caesar episodes:

March 12, 2022 “BREAK THE BIAS” What will it take to make equality and equity a reality for women in every culture, society, and business?
Send us a text
There is no one answer to achieving equality and equity as it requires changes in mindset from everyone. However, there are some keyways to work towards this goal.
🔴I will be exploring the potential ways to eliminate bias and discrimination as well as providing equal opportunities for women.
Don't miss it‼️
Here are some HIGHLIGHTS from this episode.
02:35 International Women Day
05:12 The marginalization of women
07:14 Equality – How is it defined?
09:14 Equity – How is it defined?
10:39 Gender Equity Vs. Gender Equality
Factors preventing equal opportunities for women
12:53 Women’s mindset
17:10 The “glass ceiling”
17:51 Title VII of the Civil Rights Act 1964
19:09 The Glass Ceiling Commission- 1991
20:24 Lack of representation in leadership positions
22:26 How to reduce bias?
25:01 How to make Equality and Equity a reality in every culture, society and business
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
33min
March 06, 2022 REAL ESTATE INVESTING – THE BRRRR METHOD
Send us a text
Real estate investing is a great way to make money and build wealth. If you are interested in the idea of buying property for investment, tune in the afternoon at 5:00pm PST. My special guest Lori Baldwin, a real estate expert will be talking to us about how buying real estate is a great way to diversify your portfolio and increase the potential for growth. Lori will also speak about the many kinds of real estate that you can invest in.
Here are some HIGHLIGHTS from this episode.
04:30 The BRRRR method Vs. the conventional real estate investing method
05:36 What is a distress property in this context?
07:48 The best type of distressed properties
08:51 1st step after buying the distressed property
10:09 2nd step after “rehabbing” the distressed property
13:20 Why refinance the property?
14:20 A good opportunity to attract new investors
17:02 Have the current market conditions attracted new investors?
19:41 How does appraisal work for this type of purchase?
21:32 Is the BRRRR method more favored these days?
25:25 The pros and cons of the BRRRR investing method
28:15 Show summary
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
33min
February 25, 2022 GRANT WRITING STRATEGIES FOR NON-PROFIT ORGANIZATIONS
Send us a text
As far as I know, professional women, we are always looking at ways to make a difference in our community; and grant-writing for non-profits may be the answer. It is a lucrative way to help non-profit organizations secure funding for their causes as grants can be used for a variety of purposes, such as funding new programs or expending current ones.
Join me Thursday at 5:00pm PST, my special guest Stewart Bruce will be joining me to talk about grant writing strategies for non-profit organizations.
Here are some HIGHLIGHTS from this episode.
03:04 Nonprofits’ sources of income
04:38 1st step: Having a great idea
06:16 Nature of your great idea
08:39 Six elements of a great idea
09:41 2nd Step: Finding a funding source
11:18 Who has the money
14:58 How to find funding sources
15:59 3rd Step: Write the narrative
18:56 Strategy for targeting larger grants
22:13 The nature of grant writing
23:44 Note this…
24:30 Last tip
26:30 Grants are amazing…….
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
32min
February 20, 2022 5 COMMON MONEY MISTAKES TO AVOID - You don’t have to be rich to be smart with your money.
Send us a text
Most people make money mistakes in their lifetimes. While making money mistakes is not the end of the world, it can be a costly and unpleasant learning experience.
My special guest Eric Dudley and I are talking about five common mistakes people make with their finances and how to prevent them.

Here are some HIGHLIGHTS from this episode.

04:31 Student loan debt – a growing problem
05:42 Student loan debt – a heavy burden to carry
08:16 Student loan debt default rate
09:25 Auto loan debt
11:01 Auto loan debt explained
13:34 In the matter of investing, start early
14:52 The downside of starting to invest late
18:44 The magic of compounding interest
21:16 Stuck in a rut
22:04 Make hay while the sun is shinning
27:01 Too much house – a financial concern
29:19 How much should you put down when buying a house?
33:06 Make the relevant career choice before securing a student loan
34:50 Career plateau: Nine warning signals
36:11 Too much house – Here is the solution

Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
40min
February 12, 2022 THE MEANING OF MONEY FOR EACH GENERATION - Part 2 - The money habits of Generation X
Send us a text
Generation X have a different mentality on money than the other generations: they are characterized by more independence and self-reliance. Most of them are working for themselves and trying a variety of entrepreneurial ventures.
Join me as I will be exploring part 2 of my “MEANING OF MONEY FOR EACH GENERATION” series. I will be talking about the money habits of Generation X.
Here are some HIGHLIGHTS from this episode.
02:50 Generation X
03:49 Global events that shaped GenXs’ world view
07:50 The advent of the computer age
10:38 GenX’s main financial pressures
13:15 GenX’s job situation
15:41 GenX women and their caregiving responsibilities
18:33 GenX’s debt situation
21:33 GenX’s attitude towards money
22:38 Impact of the 2008 financial crisis on GenX’s
24:24The silver lining for GenX’s
26:46 Why are GenX’s doing worse than their parents?
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
30min
February 12, 2022 WHAT HAPPENS TO YOUR ESTATE PLAN WHEN YOU GET DIVORCED?
Send us a text
Whilst getting divorced is emotionally taxing you must not ignore your estate planning responsibilities. The final divorce decree takes care of the financial and legal issues, but it does not change your estate planning documents. Therefore, it is important to re-visit your estate plan if you had one when you were married or create one if you never had one.
Join me tomorrow at 5:00 pm PST; my special guest, Ann Michelle Hart will tell you about what you should do to make sure that your wishes are protected before, during and after the divorce.

Here are some HIGHLIGHTS from this episode.
03:12 The importance of your estate plan when getting divorced
05:28 Your state's position on estate planning and divorce
06:56 “Must do” before filing for divorce
08:05 Know your state's estate planning laws
09:46 Remember to change your beneficiaries’ designation
10:46 The fate of your minor kids
11:33 What happens when you have an irrevocable trust?
13:54 Be mindful and take care of business
14:41 No estate plan, the court decides…
17:31 What you should absolutely do
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
22min
February 11, 2022 THE MEANING OF MONEY FOR EACH GENERATION - Part 3 - The money habits of Baby Boomers
Send us a text
To date, the baby boomer generation has been the most prosperous and successful generation of Americans. It could be because they were the first generation to have such a high standard of living and as a result, their spending habits has influenced the way they manage their money as they age. Join me today as I will be exploring part 3 of my “MEANING OF MONEY FOR EACH GENERATION” series. I will be talking about the money habits of baby boomers.
Here are some HIGHLIGHTS from this episode.
02:55 Who are the Baby Boomers?
05:40 The early Baby boomers (1946-1955)
07:25 The late Baby Boomers (1955-1964)
10:39 The origin of the term “Living like the Jones”
12:11 Baby Boomers’ 1st chief concern
15:23 Baby Boomers’ 2nd chief concern
18:59 Boomers ‘attitude towards money
19:49 Not everything is rosy for Baby Boomers
23:43 The broad Baby Boomer umbrella
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
28min
February 07, 2022 WHY IS YOUR CREDIT SCORE IMPORTANT AND HOW TO IMPROVE IT?
Send us a text
A good credit score is vital to your financial health.
This three-digit number can affect everything from the interest rate you pay on your mortgage or car loan to whether you get approved for a loan or even a job.
Join me Thursday at 5:00pm PST, my special guest Eric Dudley and I will be talking about the factors that are included in your credit score, and how can you improve it?

Here are some HIGHLIGHTS from this episode.
03:26 What does credit score mean?
04:47 How do you check your credit score?
06:01 What makes up a credit score?
09:42 What should one do to avoid a decrease in their credit score?
10:43 What is a FICO score?
12:36 What are the credit score ranges?
14:06 What does low impact of your credit score means?
21:42 The importance of your credit score
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
27min
January 27, 2022 THE MEANING OF MONEY FOR EACH GENERATION - Part 1 The differences between generations
Send us a text
The concept of money as it is, differs from person to person. Through our tendency to categorize ourselves in groups of people born in the same time period called generations, sociologists and researchers are finding that there are generational differences in the way we handle money overall.
Join me Thursday as I will starting a new series, exploring these generational differences.

Here are some HIGHLIGHTS from this episode.
04:01 Current generations
04:38 The Greatest Generation
05:56 The Traditionalists
06:40 The Baby Boomers
09:07 Generation X
13:54 Baby Boomers’ characteristics
15:42 Generation Z characteristics
17:21 How the Greatest Generation thinks about money?
17:54 How the Silent Generation thinks about money?
18:35 How the Baby Boomers think about money?
20:56 How Generation X thinks about money?
22:36 How the Millennials think about money?
25:50 The Generation Alpha
28:18 Key financial concerns for Baby Boomers
29:04 Key financial fears for Generation X
30:36 Main financial concerns for the Millennials
32:57 The common solution for all the generations
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
36min
January 08, 2022 LEGAL MATTERS YOU SHOULD KNOW ABOUT FOR YOUR SMALL BUSINESS
Send us a text
Start 2022 with a bang!! Make sure to review your existing business arrangements and legal requirements in 2022. And if you are one of the many Americans contemplating starting their business, you must ascertain that your business is set up properly and that you know your rights as a business owner.
My special guest, Michael Safren, a business lawyer from Washington State will help you understand the law as it relates to your small business.
Don’t miss this important live show because it is important to know and understand what you are getting into when forming your business entity.

Here are some HIGHLIGHTS from this episode.
07:01 Common types of business entrepreneurs can choose from
08:15 Value of a business entity
08:46 Sole proprietorship
09:13 Limited Liability Company (LLC)
09:31 Corporation
10:36 How do entrepreneurs choose the right entity for their business?
11:55 Advantages of choosing a limited liability corporation
12:41 LLC vs. S corporation
13:16 Tax implications for C Corporations
15:14 Understanding your tax regime
16:15 The 4 Ds in business
19:11 Buy and Sell agreement
23:42 Understanding Business Contracts
26:06 Do contracts have to be in writing?
28:05 The Uniform Commercial Code (UCC)
31:42 The scope of business law
Support the show
Connect with me:
Instagram: https://www.instagram.com/the_financiologist_mjcaesar/
Facebook: https://www.facebook.com/merginglifeandmoney
YouTube: https://www.youtube.com/channel/UCDOmx_ThReq0hAC3acvMQ9g
Twitter: https://www.twitter.com/https://twitter.com/mariejocaesar
LinkedIn: https://www.linkedin.com/in/mjcaesar

Click this link https://mariejocaesar.com/fp-quiz to take the "What's Your Financial Personality Type” Quiz, so you can transform your financial identity and create Financial Freedom.

Click this link: https://mariejocaesar.com/consult to book a FREE consultation now! Let's map out your path to financial wellness together. Your future self will thank you.

...more
38min

FAQs about Merging Life and Money with MJ Caesar:

How many episodes does Merging Life and Money with MJ Caesar have?

The podcast currently has 193 episodes available.