Merry Christmas! In honor of Christmas and Christmas cards with those fun family updates, today I’m sending you a virtual Christmas card with lots of love from my family to you and yours. 

This Christmas is extra special in our house because my 3rd child, Theodore, was born in September. Celebrating a 1st Christmas with a new baby is always special, and Theodore is a cheerful little guy who is spoiled with constant attention by his big sister, Keegan, who is 6, and big brother Cameron, who is 3. 

All the little children in my house still believe in Santa Claus and we had a blast this year writing letters to Santa, decorating the tree, making gingerbread houses and cookies, and singing out of tune Christmas songs with all the wrong words like only a 6 year old and a 3 year old can do.

I think this is my favorite Christmas so far, as I am overjoyed that we are a family of 5, and the blessing of this Covid time has been a more peaceful and joyous Christmas and Advent season. 

I’ll wrap up here and let you get on with your day, but before I do, I just want to take this opportunity to tell you how much I appreciate you. Keegan wants to say Merry Christmas and thank you to you too. 

The podcast is approaching 100,000 downloads for 2020 and I’ve been blown away by the steady growth of this podcast. More importantly, I am always so encouraged by your emails, because I know that this podcast is helping you make smarter and more informed decisions about your retirement and finances. 

So thank you so much for listening. My name is Ashley Micciche and this is the One Minute Retirement Tip.

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