Millennial Millionaire

John Link is an Investment Adviser Representative with Royal Fund Management, LLC, an SEC Registered Investment Adviser. This content is for informational purposes only and does not constitute personalized financial advice. Full disclosures will be provided at the end of this video. Advisory services are offered through Royal Fund Management, LLC, Link Wealth Mgmt. Royal Fund Management LLC is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted

On this episode of Millennial Millionaire, Steven Cohen sits down with John Link, an investment adviser representative with Royal Fund Management and founder of John Link Companies. John traces his path from managing grocery stores to building a career in financial services, including the fear and failures that came with leaving a steady job to work for himself.

They discuss financial literacy, credit cards, saving versus spending, and the gap between a high income and lasting wealth. Steven asks John how a young earner can begin thinking about a financial plan, and they compare retirement accounts, brokerage accounts, and real estate as topics to understand before making decisions. John also talks about the work behind owning rental property, what early retirement means without a plan for your time, and why celebrating progress matters. John shares his views and experiences in this conversation.

You'll learn:

Connect with Steven Cohen

Connect with John Link

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What part of John's story changed how you think about money or work? Share your takeaway in the comments, subscribe to Millennial Millionaire, and send this episode to someone building a more intentional financial life.

#MillennialMillionaire #StevenCohen #JohnLink #FinancialLiteracy #WealthBuilding #Entrepreneurship #RetirementPlanning #PersonalFinance #MoneyMindset #SavingMoney #RealEstate #BusinessGrowth

Leadership doesn’t begin with a title, a team, or a company. It begins in the space between what happens to you and what you choose to do next. In this solo episode of Millennial Millionaire, I break down one of the most important shifts I’ve made during a difficult season: stop reacting and start leading.

I share how to pause before instinct takes over, reframe adversity as an initiation, and build a foundation that can hold when the storm hits. Drawing from 14 technology-free days at a men’s retreat in Bali, I explore the rites of passage we’ve lost, why silence is a superpower in a world fighting for your attention, and how healthy attachment can turn into dependency. I also get honest about the downside of stoicism: the same emotional control that helps you perform in business can keep you from processing what you feel and connecting with the people closest to you.

You’ll learn:

- How to create space between a trigger and your response

Connect with Steven Cohen  

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Mike Curtis joins the Millennial Millionaire Podcast to share his expertise on trading and financial freedom. Mike is the CEO of Trader's Edge and has mentored over 500 people. He discusses his early start in trading, the difference between trading and investing, and strategies for transitioning from part-time to full-time trading.

Key topics include risk management, the importance of education, and how to maintain a healthy mindset while trading.

Check out Mike's free resources at free moneypressbook.com.

On this episode of Millennial Millionaire, Steven Cohen dives into 10 life-changing principles for living an abundant and fulfilled life. Steven shares practical wisdom on embracing life's challenges, finding fulfillment beyond wealth, and living intentionally. Key takeaways include the power of silence and stillness, understanding love and grief, and preparing for AI's impact on work. You'll also learn how to break free from others' opinions and live life on your own terms.

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Like, comment, and subscribe for more insights on entrepreneurship, personal growth, and financial freedom. Share your biggest takeaway from this episode! #MillennialMillionaire #StevenCohen #PersonalGrowth #Entrepreneurship #FinancialFreedom #IntentionalLiving #AI #Fulfillment #Resilience

On this episode of Millennial Millionaire, Steven Cohen sits down with Aaron Dotti, a leading voice in personal and spiritual growth with 1.9 million subscribers on YouTube and 300 million views across platforms. Aaron shares his powerful spiritual awakening in 2012, triggered by learning meditation, which transformed his life and helped him overcome addiction and break free from childhood patterns. They explore inner child healing, the connection between childhood trauma and adult success patterns, and how processing unresolved emotions can lead to deeper fulfillment and more meaningful success.

You'll learn:

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Like, comment, subscribe, and share this episode with someone who needs to hear it! #MillennialMillionaire #StevenCohen #PersonalGrowth #SpiritualAwakening #InnerChildHealing #Fulfillment #HighPerformance #Entrepreneurship #Mindfulness

On this episode of Millennial Millionaire, Steven Cohen sits down with Paul Smith—entrepreneur, investor, educator, author, and co-founder of the Art of Wealth Institute. Paul shares how leaving home at 17 with £170, surviving a life-threatening illness, and buying his first property as a teenager shaped more than four decades of learning how wealth is created, protected, and transferred.

Paul explains why earning money is not the same as becoming wealthy, how property taught him to use financial leverage, and why his “one for me, one for you” strategy dramatically accelerated his portfolio. He also breaks down the mindset required to ask better questions, buy back your time, build a business that can operate without you, and move from concentration toward a more balanced approach across assets and jurisdictions.

The conversation explores the path from the first million to eight and nine figures, compound growth, private equity, how to evaluate wealth advisers, and why fulfillment depends on aligning work with your highest values. Paul closes with the three lessons he would give his younger self: find mentors earlier, remove mental blocks around responsible leverage, and diversify sooner.

This conversation is educational and reflects the speakers’ experiences. It is not personalized financial, investment, legal, or tax advice.

Connect with Paul Smith  

Connect with Steven Cohen  

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On this episode of Millennial Millionaire, Steven Cohen sits down with Kevin Dubois — Las Vegas native, lender at Harmony Home Loan, founder of Zenith Men’s, and longtime entrepreneur in the mortgage industry. Kevin shares how leaving the traditional college path and entering commission-based sales at 19 forced him to develop discipline, personal responsibility, and an entrepreneurial mindset.

He breaks down today’s real estate and lending environment, why higher interest rates don’t necessarily mean there aren’t opportunities for buyers, and how VA loans, down payment assistance, and alternative financing can open doors most people don’t realize exist. Kevin also explains when using home equity and leverage can help build wealth — and when debt can become dangerous.

Beyond money, Steven and Kevin explore fitness, discipline, eliminating distractions, the compound effect of small daily decisions, working with family, and creating a life built intentionally rather than by default. Kevin also shares how his experience in sales gave him the confidence to launch Zenith Men’s and begin building something completely outside the mortgage industry.

This episode is about taking ownership of your direction, developing skills that create freedom, and learning to say no to anything that pulls you away from the person you want to become.

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00:00 – Leaving College, Entering Sales & Choosing a Different Path

06:20 – Risk, Comfort & Breaking the Employee Mindset 1

2:50 – The 2026 Real Estate Market & Opportunities for Buyers 19:30 – VA Loans, House Hacking & Benefits Veterans Should Know

22:15 – First-Time Buyers, Business Owners & Alternative Financing

24:45 – Why Sales & Communication Are Essential Life Skills

27:55 – HELOCs, Debt, Leverage & Building Wealth Responsibly

31:40 – Fitness, Discipline & the Habits That Create Success

36:05 – Stillness, Mindfulness & Redefining What Success Means

41:30 – Reframing Adversity & Building a Business With Family

44:15 – Creating Zenith Men’s & Turning an Idea Into Reality

48:10 – Kevin’s Advice: Say No, Lock In & Build the Life You Want

If this conversation challenged the way you think about career, money, discipline, or real estate, like, comment, and subscribe for more in-depth conversations with entrepreneurs, investors, and high-level thinkers.

Share this episode with someone who knows they’re capable of more — but needs to stop letting comfort and distractions decide their future.

#KevinDubois #MillennialMillionaire #RealEstate #Mortgage #Entrepreneurship #FinancialFreedom #WealthBuilding #VALoans #Discipline #Sales #StevenCohen

What happens after you achieve your dream?

In this powerful episode of Millennial Millionaire, former NFL player, entrepreneur, mountaineer, author, and Emmy-winning media personality Mark Pattison shares the mindset, discipline, and resilience that helped him go from the NFL to conquering the Seven Summits — the highest mountains on every continent.

This conversation is packed with wisdom for entrepreneurs, athletes, creators, leaders, and anyone chasing a bigger vision for their life.

Whether you're trying to build a business, overcome adversity, find purpose, or push yourself beyond your limits — this episode will challenge the way you think about success and fulfillment.

Mark Pattison is the first former NFL player to complete the Seven Summits and author of Finding Your Summit, a book focused on resilience, mindset, and overcoming life’s toughest challenges.

Steven Cohen breaks down the difference between the science of success and the art of fulfillment — and why mastering one without the other can quietly sabotage your life. Drawing from his own experiences in business and personal growth, Steven shares how success can be reverse engineered through clarity, focus, and disciplined action — but fulfillment requires something deeper.

If you’re building aggressively in 2026 but feeling resistance, burnout, or misalignment, this episode will help you recalibrate your focus and reconnect to why you started in the first place.

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02:15 – The Science of Success

07:00 – The Art of Fulfillment & Why Achievement Isn’t Enough

09:20 – Push vs Pull Motivation

12:00 – Control the Controllables

14:50 – Freedom Between Stimulus & Response

17:30 – Protecting Your Mind in a Distracted World

19:45 – Life by Design vs Life by Default

23:20 – Raise Your Frequency in 2026

If this episode changed the way you think about success, fulfillment, or personal freedom, like, comment, and subscribe for more conversations on wealth, mindset, and designing a life on your terms.

#MillennialMillionaire #StevenCohen #SuccessMindset #PersonalFreedom #WealthBuilding #EntrepreneurMindset #HighPerformance #Fulfillment #LifeByDesign #MentalDiscipline