Mindset with Brad Barrett

W-2 or 1099: which one is actually better for you? The real answer…it depends.

In this episode, we're breaking down the key differences between W-2 employees and 1099 independent contractors and explore the pros and cons of each option. If you've ever been offered the choice between staying on payroll or working as a contractor, understanding the financial and practical differences can make a major impact on your bottom line.

So, were discussing everything from taxes and benefits to job security, flexibility, retirement savings, health insurance, and take-home pay, while explaining why a higher 1099 rate doesn't necessarily mean you're coming out ahead.

· Pros Of A W2 Job (2:00)

· Your Values Will Change Over Time (7:15)

· Pros Of 1099 Work (9:45)

· Cons Of 1099 Work (13:30)

· Busting Myths About 1099 Vs W2 (18:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Nearly 48 million Americans struggle with addiction or substance, but only a fraction receive the treatment they need to get sober. That's because all too often the treatment they need comes at a cost that most can't afford. For many facing this reality lives are being lost and ruined because the system is broken.

In this episode, the Brad sits down with Marcos Guillen, founder of OUR HOUSE Recovery Homes in Woodland Hills, California, for an honest conversation about the state of drugs and addiction in America today.

Marcos shares his perspective from working directly with people in recovery and discusses the realities facing individuals and families struggling with substance abuse and addiction, revealing why getting sober can be so difficult, how much addiction treatment and recovery can cost, and shares his thoughts on how we might be able to fix the system to better help those that desperately need it.

· A Rise In Addiction With Rise In Mental Illness (2:45)

· The Dangers Of Fentanyl (9:30)

· Are High End Rehab Facilities Worth It? (14:45)

· Who Pays For Addiction Treatments (17:30)

· How To Fix A Broken System (25:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Are you making more money but somehow ending up with less of it? If so, you might be falling prey to lifestyle creep, a financial pitfall where earning more money can actually make it easier to spend more, save less, and become financially stretched. From upgrading your home and car to eating out more, taking expensive vacations, and increasing everyday spending, lifestyle inflation can happen so gradually that you may not even realize you're falling into the trap.

In this episode, we're discussing practical strategies for avoiding lifestyle creep, including how to recognize the warning signs, and controlling spending as your income increases so that making more money doesn't make you broke.

· The Stealth Cost Of Success (1:30)

· Contentment Vs Complacency (4:15)

· What Is Status Signaling (7:45)

· Find What You Truly Value (14:15)

· When In Doubt Take A Spending Break (20:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Can a podcast actually make you money, or is it just an expensive hobby with microphones?

In this episode, Brad sits down with Kimberly Lovi, CEO and founder of Iconic Nation Media, a full-service strategic branding and marketing agency that helps people use podcasts to build their brands, businesses, and personal wealth.

Kimberly shares her expertise on the business of podcasting, including how to start a podcast, how to determine whether podcasting is right for you, and how entrepreneurs, professionals, and business owners can turn a podcast into a powerful tool for brand building, marketing, networking, and wealth creation.

· Why A Business Owner Would Have A Podcast (4:30)

· Monetize Indirectly With Sales Funnels (9:15)

· People Still Want Authentic Voices (16:45)

· Can Have A Podcast On A Budget (20:30)

· A Good Timeline For A Podcast (26:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Could AI replace your job? Artificial intelligence is changing the workplace faster than many people expected, and jobs that once seemed completely safe are now being transformed by automation and AI tools. But that doesn't necessarily mean your career is doomed.

In this episode, we discuss practical strategies, skill, and habits you can use to future-proof your career and make yourself harder to replace by AI. From developing uniquely human skills to learning how to work with AI instead of competing against it, this conversation offers practical advice for employees who want to stay ahead of the curve.

Key Moments:

• Create Value Over Individual Productivity (2:40)

• Don't Let The Game Beat You Twice (4:30)

• Concentrate Of Jobs That Make Judgements (8:15)

• Keep Learning New Skills (11:15)

• The Biggest Risk Is Standing Still (16:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

We have one of the most successful real estate agents in Southern California in the studio today, Jordan Cohen. Jordan has represented over 150 professional athletes, as well as numerous actors, entertainers, and Hollywood executives, and has been featured in many publications, Variety, the LA Times, and ESPN to name a few. He's going to be giving us an inside look at the Luxury Home Market of the Ultra-Wealthy, and sharing the selling tips that he used to build his business and make him one of the most successful real estate agents in the world.

Must Watch Moments:

• What Luxury Home Buyers Are Looking For (2:40)

• How To Take Your Business To The Next Step (7:30)

• How To Use Your Connections To Increase Business (12:15)

• Market Heavy In Your Target Area (16:30)

• Success Doesn't Happen Overnight (25:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

If you've ever bought something online and later thought, "Why did I even buy this?", this episode is for you because every time you scroll through Instagram, TikTok, YouTube, or Facebook, you're seeing content that has been carefully selected to influence what you buy.

In this episode, we're taking a closer look at the social media algorithms and marketing strategies designed to influence consumer behavior, including how companies use your interests, browsing habits, online activity, and psychology to put the right products in front of you at the right moment. And let's be honest, that makes us all buy more than we should.

And because of that we're sharing some practical ways to take back control of your spending, so that you can have less buyer's remorse as you re-channel that money toward a healthy retirement.

Key Moments:

• How The Algorithm Works (2:30)

• Watch Out For Status Signaling (5:15)

• Frictionless Purchasing Makes It Too Easy (9:20)

• Expand To Network Wide Add Blocking (12:15)

• Support Add Free Ecosystems (17:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Why do conversations about money make so many people uncomfortable especially in churches? In an episode that is close to our hearts Brad sits down with Senior Pastor Brian Howard of Calvary Community Church to discuss why money remains one of society's biggest taboos, how churches navigate conversations about giving, and how church leaders respond to criticism over finances and spending. They also examine one of the Bible's most frequently quoted and often misunderstood passages about money to clear up a couple common misconceptions about how money affects faith and life.

Whether you're interested in personal finance, faith, biblical stewardship, generosity, leadership, or the psychology of money, this episode offers an honest and respectful conversation about one of life's most sensitive topics.

Must Watch Moments:

• Money Is A Tool Not Inherently Evil (3:00)

• It's Not A Prosperity Gospel (10:25)

• There's Only Three Things You Can Do With Money (15:00)

• What It's Like Managing An Affluent Church (19:15)

• How A Pastor Combats Comparison Culture (30:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Rising home prices, inflation, higher education costs, and changing career paths have left many Americans wondering whether the traditional dream of homeownership, financial security, and upward mobility, aka the American Dream, is still achievable.

So today we're taking a deep dive into the history of the American Dream, what it has meant to generations of Americans, how the rising cost of living has reshaped it, and whether it's still possible to achieve in today's economy.

Key Moments:

• A Millennial Point Of View (3:00)

• The Financial Cost Of The American Dream (6:45)

• Is A Home A Part Of The American Dream? (9:45)

• How To Still Achieve The American Dream (11:15)

• Education Is Still A Key Factor (14:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

What if the world's most influential business book wasn't written by a billionaire CEO, but thousands of years ago? Well, that's exactly what we're talking about today with Nick Leone, co-founder of The Business Bible, a former Wall Street investor and hedge fund manager who began searching for a better approach to business, investing, and economic stewardship. What he found was that long before Wall Street, venture capital, or business schools existed, many of the principles that drive successful businesses today were already being recorded in the pages of the Bible.

From stewardship and long-term investing to integrity, wealth creation, and ethical leadership, Nick explains how timeless biblical wisdom continues to influence modern entrepreneurship and financial success. Whether you're a business owner, investor, or simply interested in the intersection of faith and finance, this conversation offers a fresh perspective on principles that have stood the test of time.

Key Moments:

• What Is The Business Bible (3:00)

• Did God Design Money To Give Us Peace (9:45)

• Finding Peace In Design (13:45)

• The Importance Of The Time Factor (20:30)

• Business Needs To Meet Others Needs (25:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett