Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Ah, the holidays — that magical time of year when families gather to eat, laugh, exchange gifts, and absolutely avoid talking about anything remotely related to money. Mention budgets at Thanksgiving and suddenly everyone's gotta get fresh air. Bring up spending habits at Christmas and you might get a handful of yams thrown at your face. But here's the thing: the holidays are actually the perfect time for healthy, low-stress money conversations… as long as you don't start them with, "So, who here is terrible with money?"

From gentle talks about gift budgets to discussing future plans without triggering a full-blown family feud, this week we're talking about how to keep your holiday season both financially smart and argument-free.

Show Highlights Include:

• Talking To Older Children (3:15)

• Preventing Fighting In Future (7:30)

• No Estate Is Bulletproof (10:30)

• Having Conversations Is A Good Thing (13:30)

• Don't Be Afraid To Ask For Help (18:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Having a baby is a magical experience—right up until you realize diapers cost more than the GDP of Norway. Whether you're dreaming of starting a family or already staring at a newborn who's loudly demanding room service at 3 a.m., getting financially prepared can make the whole adventure a lot less chaotic.

From budgeting for baby gear that mysteriously multiplies overnight, to planning for unexpected "surprises" (like discovering daycare costs more than your first car), on this week's episode we're walking through the steps that can help you build a solid financial nest—before and after your little tax deduction arrives.

Show Highlights Include:

• What To Do Before They Are Born (2:15)

• What To Do When The Baby Arrives (4:30)

• Don't Make Drastic Changes (10:00)

• Best Thing You Can Give Is Your Time (14:45)

• Your Taxes Will Change (18:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Few things make people squirm faster than being asked for money. Suddenly, everyone forgets how to make eye contact, checks imaginary text messages, or develops an urgent need to "run to the bathroom real quick." If you're one of those people don't feel bad. You're not alone.

On this episode, we're talking about why people get so uncomfortable when they're asked for money, and some of the psychological screws that are turning in our minds when it happens. It's a fun conversation about our mindset with money that brings out some inspiring dialogue about the heart behind giving and what's most important in life.

Show Highlights Include:

• The Favor aspect (2:30)

• Beware of scammers (7:30)

• The Manipulation Side (12:45)

• Dealing With Our Own Struggles (13:45)

• Money Is A Tool, But Not What's Actually Needed (17:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Ah, passive income—the magical unicorn of the financial world. It's the idea that money could keep flowing into your account even while you're binge-watching Netflix or pretending to be productive on a Sunday afternoon. For many, it sounds too good to be true—like a get-rich-while-you-nap scheme dreamed up by someone who's allergic to alarm clocks. But here's the thing: passive income is real… it just usually involves a bit of not-so-passive effort upfront.

On this episode, we're talking about everything from rental properties to digital products to the ever-alluring world of dividends, breaking down the top categories of passive income to see which one might actually let you live the dream with the least amount of work (and caffeine)

Show Highlights Include:

• Defining What Passive Income Is (0:45)

• Investments Based Passive Income (3:15)

• Asset Sharing Passive Income (6:30)

• Option Of Crowd Funded Real Estate Investing (10:15)

• Passive Income Through Digital Content (11:45)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you hear faint ghostly wails on a cold October night, don't worry — it's probably just the restless spirits of millionaires who didn't buy into JP Morgan's banking plans. Legend (and a few very dedicated Reddit threads) say the Titanic didn't sink because of an iceberg… it sank because of a bank.

Yes, according to this delightfully chilling conspiracy, financier, tycoon, and perhaps — if you believe the legends — the ghostly godfather of the Federal Reserve, JP Morgan orchestrated the disaster to silence a few inconveniently wealthy men who opposed his plans to create the central bank of the United States.

On this special Halloween episode, we're diving into the icy waters of finance, fate, and this freaky Titanic theory, talking about the evidence that might make you change your mind about what really happened.

Show Highlights Include:

• What we think we know (2:00)

• what the federal reserve is (5:45)

• Who were the targets (7:30)

• what was The Motive (9:15)

• The Evidence (13:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If money came with a warning label, it would probably say: "Side effects may include stress, denial, reckless Amazon purchases, and hiding delivery boxes from loved ones." The truth is, we've all got our financial quirks—but some of us take it to Olympic levels. From the chronic over-spenders to the savings hoarders guarding their bank accounts like dragons on a gold pile, there are a few classic money disorders most of us fall into. The good news? You don't need a therapist or a financial exorcist to fix them.

On this episode, we're talking about the five most common money disorders—and some tips and advice that may help you trade panic and guilt for a healthier, more grown-up relationship with your cash.

Show Highlights Include:

• Money Avoidance Or Financial Denial (7:30)

• Chrometophobia (13:15)

• How To Address These Disorders (17:30)

• Social Media May Be Hurting You (19:45)

• Don't Do This Alone (22:00)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

And to supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Remember cash? Those colorful bits of paper that used to live in your wallet before being replaced by a sleek piece of plastic—or, let's be honest, your phone? These days, pulling out actual dollar bills at a checkout counter feels about as old-fashioned as paying for groceries with gold coins or trading chickens for Wi-Fi. But before we declare cash a dusty relic fit only for grandparents and conspiracy theorists, it's worth asking: do we still need it? Or is it time to let cash retire gracefully alongside floppy disks and flip phones?

On this episode, Brad asks if cash is still king, or if we're all ready to take the plunge into a world with dollars and cents.

Show Highlights Include:

• Brad wishes all credit cards away (4:00)

• Using Cash Makes you Think more (7:00)

• Lost cash is gone forever (10:30)

• Cash Tips deliver smiles…the givers high (14:30)

• What's backing the bills? (18:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

They say love conquers all, but that's only because no one wants to print wedding invitations that read "'Til overdraft do us part." You can be soulmates, finish each other's sentences, and agree on everything from pizza toppings to pet names—but the moment one of you thinks "budget" means spreadsheets and the other thinks it means "guidelines you mostly ignore," you're not a couple, you're a financial crime documentary in progress. Disagreements about money don't just cause arguments—they often cause separations and divorces. Because nothing tests the strength of a marriage quite like discovering your spouse financed a jet ski instead of paying the electric bill.

On this episode, we talk about money in marriages and the importance of being on the same page when it comes to how you save, spend and view your finances. Brad also shares some tips to keep in mind from a financial planning perspective that will can help you have a long happy marriage.

Show Highlights Include:

• How Money Works In Our Marriages (4:00)

• Joining Money Is A Commitment (9:00)

• Sharing A Life And Sharing Assets (13:30)

• Money Doesn't Lie. Believe Behavior (17:00)

• Planning Is The Key To Success (22:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett.

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Trying to decide whether to buy a house or keep renting is a bit like choosing between pancakes and waffles—both can be delicious, both come with their own quirks, and everyone seems to have a strong opinion about which one is "the right" choice. When it comes to retirement, though, the decision feels less like breakfast and more like a long game of Jenga: every move counts, and one wobbly block could change the whole tower. So, should you plant roots with a mortgage or keep things flexible with rent?

On this episode, Brad weights in on the debate from a financial planning point of view and gives his thoughts on how each decision can affect your long-term financial planning goals.

Show Highlights Include:

• Younger People Are Losing Faith In Buying A Home (4:00)

• Owning Is A Good Part Of Wealth Building (9:00)

• Popular Pros And Cons (11:00)

• You're Not Wrong Either Way (12:45)

• There's Quantitative And Qualitative Sides (16:30)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

Day trading is often pitched as the financial world's version of extreme sports: fast, thrilling, and just dangerous enough to make your mother nervous. The promise is intoxicating—skip the 9-to-5, make money in your pajamas, and casually "retire" before lunch. But behind the glossy Instagram reels of traders on laptops by the beach lies a less glamorous reality: stress sweats, impulsive decisions, and a suspiciously strong relationship with energy drinks. The question is, are the potential rewards worth the emotional rollercoaster—or are day traders just adrenaline junkies with a brokerage account?

On this episode, Brad gives his take on day trading and reveals some of the psychological pitfalls that are more likely to send the everyday trader to the poor house than the penthouse.

Show Highlights Include:

• Definition of a day trader (3:00)

• The Day Trading Gamble (5:45)

• The psychology of it (10:00)

• Watch out for the hot tip (12:45)

• Check Your ego at the door (15:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett