What is the difference between financial literacy and financial wellness?  Can you have one without the other?

Find 45 minutes on your calendar next week for us to talk.  You can pop yourself right on my calendar HERE!

Got topic ideas?  Let's hear them!  [email protected]

Join our next M.I.N.E. Discussion!

What is a sunk cost?  How is that different than the sunk cost FALLACY?  And how do we pay these sunk costs in different parts of our lives including our finances?

Find 45 minutes on your calendar next week for us to talk.  You can pop yourself right on my calendar HERE!

Got topic ideas?  Let's hear them!  [email protected]

Join our next M.I.N.E. Discussion!

Having financial conversations is rough, but having financial conversations with our partners can be rougher still!   Good news, though!  By using this customizable, judgment-free, easy conversational scaffold you and your partner can evolve safe, productive conversations about your money!

Full article here.

Ben Lacara's Real Talk here.

Reach out to me for next steps!

This is the last of the three-episode exploration into how to tell if a tool or strategy you are using is garbage or good!

Read the full article here.

And the article on receipts and tracking here!

Please join the M.I.N.E. discussion group on Tuesday Feb 16th!  More info here!

We've all heard "just live below your means" and "just save 10% of your income".   And I'm betting you've heard these two pieces of wisdom A BUNCH.  But are these tools working?  (Spoiler alert:  no, they are not) 

Twitter:  hanna_morrell

Email:  [email protected]

Lasting change, making good choices, and setting ourselves up for success may not be about willpower.  In fact, there is science showing that willpower may not be the best tool for change!  https://psycnet.apa.org/record/2003-06265-006

This is the first of a short series of episodes on how to tell if a decision-making tool you are using is GARBAGE.

[email protected]

Last time I took a tool away from you.   NO MORE WANTS VS NEEDS!   This episode we'll talk about the tool I teach to replace it!

Want to practice re-teaching this tool or any of the tools we've covered?   Reach out to me for a complimentary practice session!  [email protected]

We've all been using the wants vs needs assessment for generations, but is it WORKING?  

How many times have you heard yourself or others say "I just need to..." or "If I could just..."?

This little shortcut our brains take is secretly poison!  Find out why and how to counteract it in this episode!

Tracking what we spend is not as easy or hard as you might think!

The purpose of beginning to track is twofold:

Create a tracking routine

-and-

Get good, clean data on your spending.

More on why I hate budgets here.

And possible next steps to take after you've got the routine down!