Money Secrets

Money Secrets

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Money Secrets episodes

  • Ep#5: How to Fix Underpricing

    Are you charging enough? The three-part pricing formula you need 

    Psst! Want to hear a money secret? Almost every female and non-binary business owner I’ve met is underpricing. Yep. If you’re feeling a little called out, you’re not alone.

    In this mini Money Secret episode, we’re diving into the three essential elements of pricing that go beyond just the numbers:

    • Pricing as mathematics: How much do you want to earn? What are your expenses? What’s your revenue goal? The math matters.
    • Pricing as money psychology: Your personal history with money is shaping the way you price your work—often without you realizing it.
    • Pricing as demand creation: People need to want what you’re offering at the price you’re charging. That means positioning, branding, and marketing play a huge role.
    •  

      Pricing isn’t just about picking a number that feels right—it’s about making sure your business is sustainable, profitable, and positioned for long-term success.

       

      It’s time to stop playing small and start charging what your work is worth.  Hit play now 🎧

       

      ________________________________________________________________________

      We’ve come so far as a society in many ways, but money is one of the areas where progress hasn’t been enough. If we want to tip the scales in favour of marginalised people, it starts with understanding the secret: money in small business.

      In this podcast, Money Secrets, host Fiona (Fi) Johnston—Chartered Accountant, small business advocate, and impact enthusiast—dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open.

      Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses have the power to change the world, and the key to making a bigger impact is to make—and manage—more money.

      ________________________________________________________________________

      Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.business

      If you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here.

      Want to find out more about Good Money Club? It's for female and non-binary business owners ready to make more money and impact. Join us?

       

      Or check out the Peach Business website here to find out more about Fi.

      Check out my FREE Pricing Training you need to set your prices for profitability.

      ________________________________________________________________________ 

      This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land. 

      ________________________________________________________________________

      7 min
    • Ep#4: Success is Personal: Interview with Jaye Heraud

      Success is Personal

      If you’re balancing caregiving responsibilities or redefining what success looks like for you, this episode is for you. 

      In this episode of Money Secrets, we hear from Jaye Heraud, founder of Stitch Strategy and a member of Good Money Club. Jaye is a seasoned marketing and operations consultant who helps small and medium businesses navigate their digital worlds, from websites to digital marketing strategies.

      Jaye shares her experience of balancing entrepreneurship with the challenges of being part of the sandwich generation—caring for both young children and aging parents. Her journey highlights the importance of redefining success, aligning your business with your life circumstances, and finding joy in the trade-offs. Jaye also offers valuable insights into money management, overcoming self-doubt, and building a sustainable, flexible business.

      Tune in to hear Jaye’s candid, insightful journey and gain practical tips for balancing business, family, and life.

      ________________________________________________________________________

      We’ve come so far as a society in many ways, but money is one of the areas where progress hasn’t been enough. If we want to tip the scales in favour of marginalised people, it starts with understanding the secret: money in small business.

      In this podcast, Money Secrets, host Fiona (Fi) Johnston—Chartered Accountant, small business advocate, and impact enthusiast—dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open.

      Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses have the power to change the world, and the key to making a bigger impact is to make—and manage—more money.

      ________________________________________________________________________

       Key Learnings from Jaye’s Story

      • Success Is Personal: Jaye redefines success for herself, prioritising family, flexibility, and earning a living that supports her unique life circumstances.
      • Money Mindset Myths: "Working hard will bring you more money" isn’t always true—smart strategies and balance matter.
      • Practical Money Management: Weekly financial check-ins, dividing income into clear accounts, and having a rainy day fund make money management smoother.
      • Confidence in Asking for Money: Overcoming the initial discomfort of pricing and quotes is part of building a sustainable business.
      • The Power of Community: Surrounding yourself with supportive peers and mentors can boost confidence and help you take action when it matters most.
      • Jaye Heraud from Stitch Strategy:

        Stitch Strategy helps purpose led business owners stand out online. Offering tailored digital support, expert Squarespace & Shopify websites as well as digital strategy support. Keep your digital marketing 'always on' and working hard in your business with the support of Stitch. From one-off consults to ongoing maintenance, I'll improve your digital universe to help you be seen. 

        Jaye Heraud hails from Melbourne's Inner West.  She loves to support overwhelmed business owners who are fed up by all of the things they ‘should’ be doing online. She has a knack for helping them ditch the dread and find an approach that works for them and their business. With over 20 years experience in Operations and Digital Marketing her calm and creative presence will help your business get in front of the right people. 

        Connect with Jaye:

        Web: https://www.stitchstrategy.com.au/

        IG: https://www.instagram.com/stitchstrategy/

        FB: https://www.facebook.com/stitchstrategy

        LinkedIn: https://www.linkedin.com/in/jayeheraud/

        ________________________________________________________________________

        Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.business

        If you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here.

        Want to find out more about Good Money Club? It's for female and non-binary business owners ready to make more money and impact. Join us?

         

        Or check out the Peach Business website here to find out more about Fi.

        Check out my FREE Pricing Training you need to set your prices for profitability.

        ________________________________________________________________________

        This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

        ________________________________________________________________________

        12 min
      • Ep#3: Shining the Spotlight on Small Business in Australia

        In this episode of Money Secrets, Fi Johnston celebrates the unstoppable power of small businesses as the backbone of the Australian economy. Fi explores what defines a small business in Australia and why these enterprises deserve more recognition. Fi highlights the staggering impact of these 2.7 million small businesses, which employ 45% of the workforce and generate 35% of Australia’s GDP. Yet, despite their contribution, small businesses get overshadowed in the media by corporates and fast-scaling startups.

        ________________________________________________________________________

        We’ve come so far as a society in many ways, but money is one of the areas where progress hasn’t been enough. If we want to tip the scales in favour of marginalised people, it starts with understanding the secret: money in small business.

        In this podcast, Money Secrets, host Fiona (Fi) Johnston—Chartered Accountant, small business advocate, and impact enthusiast—dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open.

        Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses have the power to change the world, and the key to making a bigger impact is to make—and manage—more money.

        ________________________________________________________________________

        This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

        ________________________________________________________________________

        Key Takeaways:

        •  Defining “Small”: There’s no single definition, but turnover under $10 million and fewer than 50 employees is a common benchmark.
        •  2.7 Million Strong: Small businesses make up a huge portion of Australia’s economy, yet don’t receive the spotlight they deserve.
        •  Startups vs. Small Businesses: While all startups begin small, they differ by aiming for rapid, broad-scale growth—often fuelled by venture capital—which can also lead to rapid failure.
        •  Real-World Impact: Day-to-day, small businesses are the ones employing locals, fostering community connections, and solving immediate problems with innovation and persistence.
        •  Where’s the Media Love?: Fi questions why we celebrate VC-backed startups (even those that go bust quickly) over the resilient, people-focused small businesses that power Australia’s economy.

        • Tune in to discover why the media’s obsession with startups often overlooks the true innovators among us, how to leverage your finances for real impact. 

          ________________________________________________________________________

          Thank you to everyone involved for bringing this podcast together. We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a Direct Message to @peach.business

          If you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here.

           Want to find out more about Good Money Club? It's for female and non-binary business owners ready to make more money and impact. Join us?

           

          Or check out the Peach Business website here to find out more about Fi.

          Check out my FREE Pricing Training you need to set your prices for profitability.

          6 min
        • Ep#2: From Broke to Purpose and Profit: Fi Johnston’s Small Business Origin Story

          We’ve come so far as a society in many ways, but money is one of the areas where progress hasn’t been enough. If we want to tip the scales in favour of marginalised people, it starts with understanding the secret: money in small business.

          In this podcast, Money Secrets, host Fiona (Fi) Johnston—Chartered Accountant, small business advocate, and impact enthusiast—dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open.

          Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses have the power to change the world, and the key to making a bigger impact is to make—and manage—more money.

          ________________________________________________________________________

          This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

          ________________________________________________________________________

          In this episode of Money Secrets, Fiona Johnston shares her transformative journey from an eager eight-year-old in an ice cream van to a leading advocate for small business success. Through personal anecdotes, hard-earned lessons, and a passion for empowering entrepreneurs, Fiona reveals how purpose-driven financial goals, mindset shifts, and the right tools—like Profit First—can turn struggle into thriving success. Tune in to uncover how small businesses can harness the power of money to make a bigger impact.

          Learnings from Fi’s Journey:

          •  Purpose-Driven Goals: Financial goals tied to something real, like Fi’s dream trip to New York, are far more motivating and achievable.
          •  Fewer Clients, More Value: Working with fewer clients while charging more can reduce stress and increase income.
          •  Break Income Ceilings: Recognising and challenging hidden money blocks unlocks new growth.
          •  Money Mindset Matters: Shifting limiting beliefs about money can transform your financial reality.
          •  Profit First Works: Managing money as “slices of a pie” makes profitability simple and sustainable.
          •  Rewrite Your Story: A healthy money mindset creates ease and confidence in financial decisions.

          • ________________________________________________________________________

            Thank you to everyone involved for bringing this podcast together.

            We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a DM @peach.business

            If you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here.

            Want to find out more about Good Money Club? It's for female and non-binary business owners ready to make more money and impact. Join us?

             

            Or check out the Peach Business website here to find out more about Fi.

            Check out my FREE Pricing Training you need to set your prices for profitability.

            13 min
          • Ep#1: Unlocking the Money Secrets of Successful Small Business Owners: What to expect in the Money Secrets Podcast

            This podcast episode was recorded on the lands of the Wurundjeri People of the Kulin Nation and I'd like to acknowledge them as the Traditional Owners and custodians of this land and water that I live, work and play on. I'd like to pay respect to elders both past and present, and note that sovereignty has never been ceded. This always was and always will be Aboriginal and Torres Strait Islander land.

            ________________________________________________________________________

            We’ve come so far as a society in many ways, but money is one of the areas where progress hasn’t been enough. If we want to tip the scales in favour of marginalised people, it starts with understanding the secret: money in small business.

            In this podcast, Money Secrets, host Fiona (Fi) Johnston—Chartered Accountant, small business advocate, and impact enthusiast—dives into the conversations we need to have about money. The secrets that once stayed behind closed doors (or on the golf course) are finally out in the open.

            Fi’s mission? To get more money into the hands of good people, like you. She believes small businesses have the power to change the world, and the key to making a bigger impact is to make—and manage—more money.

            In this first episode, Fi introduces you to the terms that you’ll be hearing in this podcast:

            •  Money Psychology: How your thoughts, feelings, and behaviors around money shape your results.
            •  Money Making: Tips to attract revenue, price confidently, and work with your dream clients.
            •  Money Management: How to organise your finances to reduce stress and gain clarity.
            •  Impact: Why small businesses are the ultimate drivers of positive change—and how income fuels impact.
            • You’ll also hear about what season 1 is all about and how it came together. 

              Lifting the Curtain, a documentary by Fi, features honest and empowering insights from eight female small business owners. These stories will be shared in upcoming episodes, giving you a candid look into what’s possible when you embrace financial confidence.

              ________________________________________________________________________

              Thank you to everyone involved for bringing this podcast together. 

              We are excited to hear from you with any questions, feedback or suggestions for future episodes that you might have. Send a DM @peach.business

              If you are excited for what’s to come, please like this episode, follow the podcast and share it with your friends. We are thrilled you're here.

              Want to find out more about Good Money Club? It's for female and non-binary business owners ready to make more money and impact. Join us?

               

              Or check out the Peach Business website here to find out more about Fi.

              Check out my FREE Pricing Training you need to set your prices for profitability.

              13 min

            About Money Secrets

            From the publisher's feed

            Financial and business strategies for purpose-led entrepreneurs. Hosted by Fi Johnston, Chartered Accountant, CFO, and impact-driven business advisor. This podcast helps small business owners make more money without working harder.