Money Tips Daily by Charles Kelly, former IFA and author of

By Charles Kelly Business CoachBusiness

Money Tips Daily by Charles Kelly, former IFA and author of episodes

December 01, 2023 STOP WORKING FOR FREE! - Why Do Small Businesses Work For Nothing?
STOP WORKING FOR FREE! - Why Do Small Businesses Work For Nothing?
Join me online on
my free live money mindset training Wednesday 8.00PM. https://bit.ly/3QPp8IH
Get paid for what
you do in advance.
Always agree terms
and take part or full payment up front whenever possible.
Are you using an
accounting or invoicing system?
Watch video
version - https://youtu.be/1BO-ZigTkjA
Systemise – the difference
between a small business and large concern.
You are not a bank,
so why are you offering credit?
My experience
Do you have
unrecovered debts and if so do you need help getting paid?
Are you in debt and
unable to pay creditors?
See: –
Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

If you are
suffering from section 24, join us for a free landlord Sec.24 tax seminar live
in London this month.
Unlocking The Secrets Of Financial
Freedom - How To Master The Art Of Wealth
Building In 3 Simple Steps
I want to show
you exactly how you can:
•       Not
only survive, but thrive in a recession or depression?
•       Get
control of your finances and spending?
•       Save
and invest for your future?
•       Learn
about money and finance?
·
Develop a millionaire mindset.
To help you, I am
running a free training webinar.
Unlocking The Secrets Of Financial
Freedom - How To Master The Art Of Wealth Building
In 3 Simple Steps
I want to help you
get control of your money, learn how to invest and become financially free by
developing a millionaire mindset – which is not about buying flashy things and looking
rich!
Join me online on
my free live money management training Wednesday at 8.00PM.
Places are limited,
so register now below to avoid disappointment.
https://bit.ly/3QPp8IH

#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth
17 min
December 01, 2023 STOP WORKING FOR FREE! - Why Do Small Businesses Work For Nothing?
STOP WORKING FOR FREE! - Why Do Small Businesses Work For Nothing?
Join me online on
my free live money mindset training Wednesday 8.00PM. https://bit.ly/3QPp8IH
Get paid for what
you do in advance.
Always agree terms
and take part or full payment up front whenever possible.
Are you using an
accounting or invoicing system?
Watch video
version - https://youtu.be/1BO-ZigTkjA
Systemise – the difference
between a small business and large concern.
You are not a bank,
so why are you offering credit?
My experience
Do you have
unrecovered debts and if so do you need help getting paid?
Are you in debt and
unable to pay creditors?
See: –
Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

If you are
suffering from section 24, join us for a free landlord Sec.24 tax seminar live
in London this month.
Unlocking The Secrets Of Financial
Freedom - How To Master The Art Of Wealth
Building In 3 Simple Steps
I want to show
you exactly how you can:
•       Not
only survive, but thrive in a recession or depression?
•       Get
control of your finances and spending?
•       Save
and invest for your future?
•       Learn
about money and finance?
·
Develop a millionaire mindset.
To help you, I am
running a free training webinar.
Unlocking The Secrets Of Financial
Freedom - How To Master The Art Of Wealth Building
In 3 Simple Steps
I want to help you
get control of your money, learn how to invest and become financially free by
developing a millionaire mindset – which is not about buying flashy things and looking
rich!
Join me online on
my free live money management training Wednesday at 8.00PM.
Places are limited,
so register now below to avoid disappointment.
https://bit.ly/3QPp8IH

#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth
17 min
November 28, 2023 UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls to 4.6%
UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls
to 4.6%
Last chance to join my live 1-Day SMART MONEY WORKSHOP for
just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII
Fixed mortgage interest rates have dipped below 5% after new
figures show that inflation fell from 6.7% in September to 4.6%, less than half
the 11.1% rate in October 20022.
In his Autumn Statement, Chancellor Jeremy Hunt announced
plans to increase state pensions by 8.5, benefits by 6.7%, unfreezing Local
Housing Allowance and the National Living Wage from £10.42 to £11.44 an hour
from April 2024 – whilst simultaneously cutting NI for the self-employed and
business taxes.
More planning reforms announced to speed up building and
infrastructure projects.
Mortgage Rates Fall – Interview with Mortgage Broker Miriam [email protected]
YOUR HOME
IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED
ON IT.
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA
If you are suffering from section 24, join us for a free
landlord Sec.24 tax seminar live in London this month.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
Last chance to join my live 1-Day SMART MONEY WORKSHOP for
just £17 for 2 places. Saturday 25 November 10-4pm
Places are limited to give attendees more individual
attention - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII

#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth

13 min
November 28, 2023 UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls to 4.6%
UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls
to 4.6%
Last chance to join my live 1-Day SMART MONEY WORKSHOP for
just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII
Fixed mortgage interest rates have dipped below 5% after new
figures show that inflation fell from 6.7% in September to 4.6%, less than half
the 11.1% rate in October 20022.
In his Autumn Statement, Chancellor Jeremy Hunt announced
plans to increase state pensions by 8.5, benefits by 6.7%, unfreezing Local
Housing Allowance and the National Living Wage from £10.42 to £11.44 an hour
from April 2024 – whilst simultaneously cutting NI for the self-employed and
business taxes.
More planning reforms announced to speed up building and
infrastructure projects.
Mortgage Rates Fall – Interview with Mortgage Broker Miriam [email protected]
YOUR HOME
IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED
ON IT.
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

If you are suffering from section 24, join us for a free
landlord Sec.24 tax seminar live in London this month.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
Last chance to join my live 1-Day SMART MONEY WORKSHOP for
just £17 for 2 places. Saturday 25 November 10-4pm
Places are limited to give attendees more individual
attention - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII

#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth

13 min
November 17, 2023 These 12 Rich Habits Will Make You Wealthy, Guaranteed!
Join me on my free webinar, three steps to financial freedom
and successful money-management, Wednesday at 8 pm. Don’t miss it, click the
link below. https://bit.ly/3QPp8IH
1.
Pay Yourself First
2.
Live on a Percentage of Income
3.
Don’t Just Save, Invest!
4.
Start Investing Early
5.
Manage and Organise Your Money
6.
Budget Your Spending
7.
Know Your Numbers
8.
Avoid Bad Debt and Credit
9.
Use Good Debt and Leverage
10.
Develop The Right Money Mindset
11.
Educate Yourself About Business, Money and
Finance
12.
Get Around The Right People – Avoid Toxic People
Watch video on YouTube - https://youtu.be/dfFGPIiqKWA

See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

If you are suffering from section 24, join us for a free
landlord Sec.24 tax seminar live in London this month.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
Unlocking
The Secrets Of Financial Freedom -
How To Master The Art
Of Wealth Building In 3 Simple Steps
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth #richabits
20 min
November 17, 2023 These 12 Rich Habits Will Make You Wealthy, Guaranteed!
Join me on my free webinar, three steps to financial freedom
and successful money-management, Wednesday at 8 pm. Don’t miss it, click the link below. https://bit.ly/3QPp8IH
1.
Pay Yourself First
2.
Live on a Percentage of Income
3.
Don’t Just Save, Invest!
4.
Start Investing Early
5.
Manage and Organise Your Money
6.
Budget Your Spending
7.
Know Your Numbers
8.
Avoid Bad Debt and Credit
9.
Use Good Debt and Leverage
10.
Develop The Right Money Mindset
11.
Educate Yourself About Business, Money and
Finance
12.
Get Around The Right People – Avoid Toxic People
Watch video on YouTube - https://youtu.be/dfFGPIiqKWA

See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

If you are suffering from section 24, join us for a free
landlord Sec.24 tax seminar live in London this month.
Unlocking
The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3
Simple Steps
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
Unlocking
The Secrets Of Financial Freedom -
How To Master The Art
Of Wealth Building In 3 Simple Steps
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindset #money #wealth #landlord #property
#financialfreedom #stockmarket #invest #pensions #millionairemindset
#georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth #richabits
20 min
November 12, 2023 Where will you be in 5 years?
Join me online on my free live money management training
Wednesday at 8.00PM.
Register now https://bit.ly/3QPp8IH
Have you even thought about it?

What are your plans, goals or dreams?

What actions are you taking towards getting where you
want to be?

Do you have a mentor?

Who do you need to become to reach your goal?

Will you have enough money to retire or quit the rat
race?

TIME TO GET SERIOUS
There are 24 hours in every day.
We all have something in common. We have the same amount of
time and every day.
Other things may be differ between us but will have the same
24 hours in every day.
If you put in enough time and effort there’s no limit to
what you can achieve.
Question is, how much of that time do you waste?
How much time do you spend thinking about getting started
instead of taking action and starting?
How much time do you waste scrolling through social media or
watching television?
TV Guide
How much time do you flush down the toilet playing video
games, drinking and partying?
In the time that people spend watching television for 4 to 5
hours a day, they could upgrade their financial or business skills and
knowledge, learn a new language, get super fit and improve their health or even
take a degree in 2 to 3 years.
Let’s say you wanted to write a book, “don’t have the time
“.
Do you think you have a spare hour a day? Do you think if
you are very busy spare one hour a day? Course you can!
Did you know that if you write for one hour a day and finish
one page. If you did that for 365 days, you’d have 365 pages written. That is equivalent to a book manuscript!
If you use your time more effectively, and make time work for
you instead of wasting it, there is no limit to what you could achieve your
life.
A.I. Could replace 1 billion jobs in next 3 years
Millions of lower paid and executive jobs could be replaced
by machines within the next three years.
This will not only affect employment but will also reduce
consumption as well as it in the income from the Ponzi like pension schemes.
Now is the time to become financially educated to protect
yourself from the coming storms of AI and central bank digital currencies.
Now is the time to prepare yourself for one of the biggest
changes in history.
Now is the time to act before it’s too late.
Join me on my free webinar, three steps to financial freedom
and successful money-management, Wednesday at 8 pm.
Don’t miss it, click the link below.
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Manage Your Spending And Develop A Millionaire
Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax
#transferpropertytolimitedcompany
15 min
November 12, 2023 Where will you be in 5 years?
Join me online on my free live money management training
Wednesday at 8.00PM.
Register now https://bit.ly/3QPp8IH
Have you even thought about it?

What are your plans, goals or dreams?

What actions are you taking towards getting where you
want to be?

Do you have a mentor?

Who do you need to become to reach your goal?

Will you have enough money to retire or quit the rat
race?

TIME TO GET SERIOUS
There are 24 hours in every day.
We all have something in common. We have the same amount of
time and every day.
Other things may be differ between us but will have the same
24 hours in every day.
If you put in enough time and effort there’s no limit to
what you can achieve.
Question is, how much of that time do you waste?
How much time do you spend thinking about getting started
instead of taking action and starting?
How much time do you waste scrolling through social media or
watching television?
TV Guide
How much time do you flush down the toilet playing video
games, drinking and partying?
In the time that people spend watching television for 4 to 5
hours a day, they could upgrade their financial or business skills and
knowledge, learn a new language, get super fit and improve their health or even
take a degree in 2 to 3 years.
Let’s say you wanted to write a book, “don’t have the time
“.
Do you think you have a spare hour a day? Do you think if
you are very busy spare one hour a day? Course you can!
Did you know that if you write for one hour a day and finish
one page. If you did that for 365 days, you’d have 365 pages written. That is equivalent to a book manuscript!
If you use your time more effectively, and make time work for
you instead of wasting it, there is no limit to what you could achieve your
life.
A.I. Could replace 1 billion jobs in next 3 years
Millions of lower paid and executive jobs could be replaced
by machines within the next three years.
This will not only affect employment but will also reduce
consumption as well as it in the income from the Ponzi like pension schemes.
Now is the time to become financially educated to protect
yourself from the coming storms of AI and central bank digital currencies.
Now is the time to prepare yourself for one of the biggest
changes in history.
Now is the time to act before it’s too late.
Join me on my free webinar, three steps to financial freedom
and successful money-management, Wednesday at 8 pm.
Don’t miss it, click the link below.
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Manage Your Spending And Develop A Millionaire
Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax
#transferpropertytolimitedcompany
15 min
November 05, 2023 Do You Ever Wonder Why You Never Have Enough Money? If so, Listen Up!
Do You Ever Wonder Why You Never Have Enough Money?
Do you say: “I just don’t know where it all goes?”
If you have answered “yes” to these questions you probably
struggle with managing and investing your money.
I want to help you Unlock Financial Freedom: Master the
Art of Money Management in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Bank of England hold rates at 5%...Find out why this affects
all of us – even if you don’t have a mortgage.
Watch YouTube Video Version - https://youtu.be/XQlNscx2Sgc
Have you been hit by George Osborne’s Sec 24 Landlord TAX
GRAB?
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Manage Your Spending And Develop A Millionaire
Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax
#transferpropertytolimitedcompany

10 min
November 05, 2023 Do You Ever Wonder Why You Never Have Enough Money? If so, Listen up!
Do You Ever Wonder Why You Never Have Enough Money?
Do you say: “I just don’t know where it all goes?”
If you have answered “yes” to these questions you probably
struggle with managing and investing your money.
I want to help you Unlock Financial Freedom: Master the
Art of Money Management in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Bank of England hold rates at 5%...Find out why this affects
all of us – even if you don’t have a mortgage.
Watch YouTube Video Version - https://youtu.be/XQlNscx2Sgc
Have you been hit by George Osborne’s Sec 24 Landlord TAX
GRAB?
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Manage Your Spending And Develop A Millionaire
Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax
#transferpropertytolimitedcompany

10 min