Money Tips Daily by Charles Kelly, former IFA and author of

By Charles Kelly Business CoachBusiness

Money Tips Daily by Charles Kelly, former IFA and author of episodes

October 29, 2023 What Triggers Us To Buy Brands And Products?
What Triggers Us To Buy Brands And Products?
Is price always the deciding factor when we make a buying
decision?
Please like and share this article or podcast and check out
my webinar:
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to invest,
and become financially free by developing a millionaire mindset – which is not
about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM - register now below to avoid disappointment.
https://bit.ly/3QPp8IH
Brand Loyalty Doesn’t Always Pay
People buy market-leading brands for a variety of reasons
including comfort, peace of mind and safety and status.
However, brand leaders, such as Heinz beans or Coca Cola can
sell their products for a substantial premium over similar generic equivalents.
Watch YouTube Video - https://youtu.be/MnbR5AYXmYQ
Tip – Avoid brand loyalty where possible and only buy
favourite brands when on sale.
Advertisers and supermarkets manipulate us to buy products
which pay for the best positions and even height in the aisles.
Tip – Always check the ‘price per kilo’ (not sticker
price) when buying meat or fish.
Poorer households in the West can spend up to 30% of their disposable
income on food and essentials and as much a half their income in developing countries.
Engel’s Law
The 19th Century German statistician, Ernst
Engel, observed that the percentage of income allocated for food purchases
decreases as a household's income rises, while the percentage spent on other
things (such as education and recreation) increases.
Right now, food inflation is hitting poor and middle-class
families hard.
Tip – Buy fresh produce, and cook, rather than
prepackaged and processed food.
Brand Value
The brand value of tops brands, like Apple, Coca Cola Amazon
and McDonalds are worth around $300.
Legendary investor Warren Buffett buys companies which have
a brand or competitive ‘moat’.
Did you know that up to 85% of Berkshire Hathaway’s stock
holding are in leading brands such as Apple, Bank or America, Coca Cola and
American Express? Warren and his partner Charlie Munger pick winners and stay
investing in them for years.
Tip – Warren Buffett waits for the right time to buy
stocks which are ‘on sale’.
It’s coming…Prepare yourself for the coming downturn in the
economy and stock market and property prices.
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #warrenbuffett #invest #pensions #millionairemindset #apple
#amazon #macdonalds #engelslaw
7 min
October 29, 2023 What Triggers Us To Buy Brands And Products?
What Triggers Us To Buy Brands And Products?
Is price always the deciding factor when we make a buying
decision?
Please like and share this article or podcast and check out
my webinar:
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to invest,
and become financially free by developing a millionaire mindset – which is not
about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM - register now below to avoid disappointment.
https://bit.ly/3QPp8IH
Brand Loyalty Doesn’t Always Pay
People buy market-leading brands for a variety of reasons
including comfort, peace of mind and safety and status.
However, brand leaders, such as Heinz beans or Coca Cola can
sell their products for a substantial premium over similar generic equivalents.
Watch YouTube Video - https://youtu.be/MnbR5AYXmYQ
Tip – Avoid brand loyalty where possible and only buy
favourite brands when on sale.
Advertisers and supermarkets manipulate us to buy products
which pay for the best positions and even height in the aisles.
Tip – Always check the ‘price per kilo’ (not sticker
price) when buying meat or fish.
Poorer households in the West can spend up to 30% of their disposable
income on food and essentials and as much a half their income in developing countries.
Engel’s Law
The 19th Century German statistician, Ernst
Engel, observed that the percentage of income allocated for food purchases
decreases as a household's income rises, while the percentage spent on other
things (such as education and recreation) increases.
Right now, food inflation is hitting poor and middle-class
families hard.
Tip – Buy fresh produce, and cook, rather than
prepackaged and processed food.
Brand Value
The brand value of tops brands, like Apple, Coca Cola Amazon
and McDonalds are worth around $300.
Legendary investor Warren Buffett buys companies which have
a brand or competitive ‘moat’.
Did you know that up to 85% of Berkshire Hathaway’s stock
holding are in leading brands such as Apple, Bank or America, Coca Cola and
American Express? Warren and his partner Charlie Munger pick winners and stay
investing in them for years.
Tip – Warren Buffett waits for the right time to buy
stocks which are ‘on sale’.
It’s coming…Prepare yourself for the coming downturn in the
economy and stock market and property prices.
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset.
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#stockmarket #warrenbuffett #invest #pensions #millionairemindset #apple
#amazon #macdonalds #engelslaw
7 min
October 22, 2023 Mortgage & Property Update Money Tips Podcast
Mortgage & Property Update Money Tips Podcast
·
Property prices decline
·
Rents soar
·
Fixed rates fall
Join me online on my free live money management training
Wednesday at 8.00PM. Register now below https://bit.ly/3QPp8IH
Watch full video - https://youtu.be/LboQYzyANnA
Your belief system and mindset can seriously affect your
wealth and the quality of your life.
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Watch full video on YouTube - https://youtu.be/lE2q5J-TcCM
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#chasstashing
13 min
October 22, 2023 Mortgage & Property Update Money Tips Podcast
Mortgage & Property Update Money Tips Podcast
·
Property prices decline
·
Rents soar
·
Fixed rates fall
Join me online on my free live money management training
Wednesday at 8.00PM. Register now below https://bit.ly/3QPp8IH
Watch full video - https://youtu.be/LboQYzyANnA
Your belief system and mindset can seriously affect your
wealth and the quality of your life.
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Watch full video on YouTube - https://youtu.be/lE2q5J-TcCM
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#chasstashing
12 min
October 13, 2023 Is Your Money Safe In The UK Metro Or Any Bank? It Depends…
Is Your Money Safe In The UK Metro Or Any Bank? It
Depends…
In this week’s Money Tips Podcast:
·
Should you worry about Metro Bank’s finances, as
they struggle to raise £600 million to maintain its ambitious expansion
programme.
·
Property prices fall for sixth month in a row
according the Halifax who say the slump will continue into 2024.
·
Help to Buy Scheme sees return of ‘Negative
Equity’.
Watch full YouTube video - https://youtu.be/hCLidk13PP4?si=fwM1e5xV6O6nR1vi

See also: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how
you can:
•       Not
only survive, but thrive in a recession or depression?
•       Get
control of your finances and spending?
•       Save
and invest for your future?
•       Learn
about money and finance?
·
Develop a millionaire mindset
To help you, I am
running a free training webinar.
3 Steps To
Success Money Management and Financial FREEDOM!
I want to help you
get control of your money, learn how to invest and become financially free by
developing a millionaire mindset – which is not about buying flashy things and looking
rich!
Join me online on
my free live money management training Wednesday at 8.00PM.
Places are limited,
so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#mortgage #fixedratemortgage #landlord #property #metrobank
#houseprices
23 min
October 13, 2023 Is Your Money Safe In The UK Metro Or Any Bank?
Is Your Money Safe In The UK Metro Or Any Bank? It
Depends…
In this week’s Money Tips Podcast:
·
Should you worry about Metro Bank’s finances, as
they struggle to raise £600 million to maintain its ambitious expansion
programme.
·
Property prices fall for sixth month in a row
according the Halifax who say the slump will continue into 2024.
·
Help to Buy Scheme sees return of ‘Negative
Equity’.
Watch full YouTube video - https://youtu.be/hCLidk13PP4?si=fwM1e5xV6O6nR1vi

See also: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how
you can:
•       Not
only survive, but thrive in a recession or depression?
•       Get
control of your finances and spending?
•       Save
and invest for your future?
•       Learn
about money and finance?
·
Develop a millionaire mindset
To help you, I am
running a free training webinar.
3 Steps To
Success Money Management and Financial FREEDOM!
I want to help you
get control of your money, learn how to invest and become financially free by
developing a millionaire mindset – which is not about buying flashy things and looking
rich!
Join me online on
my free live money management training Wednesday at 8.00PM.
Places are limited,
so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
#mortgage #fixedratemortgage #landlord #property #metrobank
#houseprices
22 min
October 13, 2023 Door Number 13 Can Knock £5,000 Off The Value Of Your Property, Say Rightmove
Welcome to Friday 13th!
Did you know that a house number 13 can be worth up to £5,000
LESS that the property next door, according to a survey by the property website
Rightmove.
Join me online on my free live money management training, Register
now https://bit.ly/3QPp8IH
Developers often omit 13 for a row of houses or flats.
Is 13 really an unlucky number or just a belief system?
Other so-called unluck numbers include number 4 in Chinese, Japanese
and Korean cultures. Chinese building will frequently not have a fourth floor,
instead jumping from floor 3 to 5!
Your belief system and mindset can seriously affect your
wealth and the quality of your life.
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Watch full video on YouTube - https://youtu.be/lE2q5J-TcCM
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#rightmove
6 min
October 13, 2023 Door Number 13 Can Knock £5,000 Off The Value Of Your Property, Say Rightmove
Door Number 13 Can Knock £5,000 Off The Value Of Your Property,
Say Rightmove
Welcome to Friday 13th!
Did you know that a house number 13 can be worth up to £5,000
LESS that the property next door, according to a survey by the property website
Rightmove.
Join me online on my free live money management training, Register
now https://bit.ly/3QPp8IH
Developers often omit 13 for a row of houses or flats.
Is 13 really an unlucky number or just a belief system?
Other so-called unluck numbers include number 4 in Chinese, Japanese
and Korean cultures. Chinese building will frequently not have a fourth floor,
instead jumping from floor 3 to 5!
Your belief system and mindset can seriously affect your
wealth and the quality of your life.
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
Unlock Financial Freedom: Master the Art of Money Management
in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
Watch full video on YouTube - https://youtu.be/lE2q5J-TcCM
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid
disappointment.
https://bit.ly/3QPp8IH
#mindet #money #wealth #landlord #property #financialfreedom
#rightmove
6 min
October 02, 2023 What is the UK Pensions Triple Lock?
What is the UK Pensions Triple Lock?
What can you expect from a bankrupt state pension scheme
when you retire?
Unlock Financial Freedom: Master the Art of Money
Management in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
9 min
October 02, 2023 What is the UK Pensions Triple Lock?
What is the UK Pensions Triple Lock?
What can you expect from a bankrupt state pension scheme
when you retire?
Unlock Financial Freedom: Master the Art of Money
Management in 3 Simple Steps
Discover the keys to prosperous money management that won't
compromise your quality of life. Register here - https://bit.ly/3QPp8IH
In today's challenging economic landscape, where inflation,
higher interest rates, and downturns prevail, there are always those who not
only survive but thrive. What sets them apart?
The answer lies within you.
Your internal economy and mindset have a more profound
impact on your financial success than external events. Recent events have
exposed that many lack the financial resilience to handle unexpected crises
like job loss or mounting bills.
But the good news is, you can take control.
Learn how to master your money in just 28 days, paving the
way to wealth and financial freedom without sacrificing your life's pleasures.
In this free live online training, I will reveal:
- The 3-Step Formula for Successful Money Management
- Strategies to Transform Your Money Mindset
- Techniques to Build Lasting Wealth
See: – Transfer Property Into A Limited Company
Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I
How To Develop A Millionaire Mindset
I want to show you exactly how you can:
•
Not only survive, but thrive in a recession or
depression?
•
Get control of your finances and spending?
•
Save and invest for your future?
•
Learn about money and finance?
·
Develop a millionaire mindset
To help you, I am running a free training webinar.
3 Steps To Success Money Management and Financial FREEDOM!
I want to help you get control of your money, learn how to
invest and become financially free by developing a millionaire mindset – which
is not about buying flashy things and looking rich!
Join me online on my free live money management training
Wednesday at 8.00PM.
Places are limited, so register now below to avoid disappointment.
https://bit.ly/3QPp8IH
9 min