Money with Alpha

Our capability to manage your money isn't just about knowing what to do, it's also being aware of what is holding you back - this is primarily routed in your Beliefs and Stories/Experiences, mainly from your childhood and formative years.

Knowing about mindset is one thing, knowing how to improve it is another. In this episode, I take you through the process I use and how to help yourself when triggers come and your results stagnate or don't work. It's important to have strategies to push through, so you can achieve the changes and improvements that you want.

For more detail, here is a free video and workbook that goes into more detail - Money Mindset Makeover for Female Entrepreneurs

When we set goals, it's usually to do something or have something more than we have right now. Do you know what you will do when that "something more" happens? If we don't have a plan or purpose for this addition we are working to bring into our reality, it is too easy for this to just slip away because it doesn't have a place in our life.

In this episode I go through some ways to help you make sure this doesn't happen, so when you earn more, your money has somewhere intentional to go.

Here are the steps I take you through:

1. Having a purpose for your money
2. Conscious spending that is aligned with your purpose
3. Invest/Save with a goal in mind for your present and future
4. Book in fun
5. Celebrate when you achieve your goals.

Planning is one thing. Taking action that will help you achieve what is in your plan is another. Having a strategy to do this is important, as without it, you will bend and sway with things that come along, and get easily distracted (aka Shiny Object Syndrome :-)).

In this episode, I take you through the 5 elements that I have been taught, used and refined over the last few years and they are a gamechanger! Imagine being clear, aligned and productive! There is still the possibility that you will procrastinate, but hey, you're human, and sometimes procrastinating is good - gives you time to ponder and decide if what you are doing is actually the right thing in that moment.

It's also good to allow yourself to be flexible and adaptable - just because you set up your goals and plans, doesn't mean you can't change them. You are in charge of your life and business!

Here are the 5 strategies that will help you do all those things:

1. Word of the Year
2. Visualization
3. Schedule it in (especially white space)
4. Prioritize
5. Take action (aligned to your goals).

The beginning of the year is a great time to take stock of where you're at, and what you want to achieve. If you did any planning in the lead up to the New Year, then now is the time to clarify the actions you need to take so you can hit your goals.

In this episode, I take you through the process I use:

1. Identify or confirm your financial goals (and I'll talk you through how to set financial goals)
2. Why categorizing your money is so important and how to do it
3. How to budget the easy way.

Please reach out if you have any questions, and let me know if this helped you!

While retirement might still seem a while away, you probably already realize how quickly time flies.

Making sure you are optimizing your cashflow, and putting what you can away for retirement - be it inside a government structure like Superannuation, a 401k, Pension Plans, etc, or separately saving and investing specifically for retirement, is important.

In this episode I break the Superannuation system down, as well as the retirement saving/investing process overall. It can be as simple or as complicated as you choose to make it.

Without clarity of Vision, it's difficult to know where you're headed. It makes goal setting almost impossible, and plans become completely random.

In this episode, I include a webinar replay where I take you through the process I use, and everything falls more easily into place.

There is reflection time is also included, as is money mindset and a habits review. With this, it's more likely that you will stick to the goals and plans you make, as your habits and mindset are supportive!

Christmas can be a time of great joy, but also great stress and overwhelm. It's certainly a time for finding as many ways to reduce the overwhelm as possible.

This episode goes through some of the financial ways to help with this - from the cost of food (especially if you're entertaining), and also alternative present ideas that are based on being thoughtful and supportive, rather than big and shiny.

I hope they provide you with some ideas that you can use. Let me know how you go!

What does it take to become financially organised?

It is a combination of:

1. Mindset
2. Prioritised Tasks
3. Systems and automation

These are the elements I take you through in this episode.

Here is the free Personal Finances Checklist I refer to - https://www.money-madesimple.com.au/checklist

Learn about the 3 components to securing your financial future:

1. Time
2. Clarity - look to the future to clarify your present
3. Action - aligned to your values and lifestyle vision

Here is my special Black Friday offer that shows you how to do this!

Here are some calculators to help you:

• Compound earnings
• Paying off your mortgage
• Retirement balance

In this week's episode we hear from Kylie Hayes about her personal and business journey. At the core of it is following your intuition, speaking up, and having confidence in yourself.

She started out as a mathematician who travelled the world as a management consultant, and then helped her husband build a successful winery brand, by setting up the systems and process, and managing the people side of the business. Now she helps other business owners in this operational space, so they can actually enjoy life and make money!

Here is where you can find Kylie:

www.tastebizsuccess.com

Instagram: @tastebizsuccess