Money with Alpha

Human Design is a great tool for understanding how you operate in multiple areas of your life. It also helps to de-personalise events that happen within a relationship. Plus, it helps you understand your kids and family dynamics to the point where you can either prevent conflict or diffuse it easier when it happens.

From a money perspective, there is a "money line"! We talk about that in this episode, and how it plays out in practice when you do and when you don't have this money line.

If you don't know what your chart is, here is where you can Generate your free Human Design chart!

To find out more about Fiona and what she does, here is where you can find her:

https://www.instagram.com/being.seen.human.design/

https://www.beingseenhumandesign.com/

Do you get caught on the treadmill of "doing", rather than "being"? I often hear the "we are Human Beings, not Human Doings", and while it's catchy phrase, it does right true. Getting caught up in the "doing" is something I'm constantly trying to break free from, and if this is something you can relate to, then this episode can be a reminder to help you.

The 5 elements I go through in this episode are:

1. Being present
2. Practicing gratitude
3. Finding clarity
4. Being intentional
5. Being purposeful.

It sounds easy, and while it's simple, it's not always easy. This episode takes you through how these link together and build on each other, and how to actually do them.

The workshop I mentioned, if you would like more information, you can find it here - Practical Money Workshop for Entrepreneurs

Financial independence is important. What is it though, and how do you achieve it?

That's what this episode covers! Focusing on:

1. Having a bank account in your sole name, that only you can access
2. Knowing where your money is going and coming from
3. Understanding anything that you are being asked to sign
4. Having control of what you spend, without guilt or control.

Here is a link to free masterclasses I've given, including a topic on money mindset - https://www.money-madesimple.com.au/WebinarSeriesReplay

As mentioned, here are the links to my social media accounts, if you want to find out more money tips:

https://www.facebook.com/alpha.schulte

https://www.instagram.com/alphamoneymadesimple/

https://www.linkedin.com/in/alphaschulte/

Here are the Wealth Quadrant elements:

• Income minus Expenses
• Assets (what you own) minus Liabilities (what you owe)

With the money that you have left over each month (aka once you deduct your expenses from your income) - hopefully you have money left over (if you don't, then that's a whole different topic!), you invest it in Assets.

These Assets are how you build wealth. Assets are something that you invest in, and the value of your investment will grow over time, and you also preferably receive an income from this asset.

Small business owners often see their business as their asset. However, if it isn't an asset that could run without you, or be sold in the future, it is purely the income-generating vehicle.

Recognizing this is important, as once you do, then you can more clearly start to build wealth!

If you're in Brisbane, here is an in-person workshop you might be interested in. Being held on Tuesday 13 May from 9:30am to 2:00pm in Newstead, "Practical Money Workshop for Entrepreneurs":

https://www.money-madesimple.com.au/practical-money

This week I interview my 80 year old mother and my 9 year old daughter, about money. We are all at different times on our life and money journey, and in this episode that becomes very obvious! My mother's experiences are very different from mine, yet I learned a lot about money from both my parents.

My daughter is also learning about money from me and my husband, and her journey will be different.

Sharing experiences and wisdom is how we learn, so enjoy!

What does the feeling of being in "flow" mean to you?

For me it means ease and calm and when things just work. How does that sound to you?

In this week's episode I talk about how you can achieve that, and what I do to keep in flow and get back into flow (because let's face it, sometimes life throws some curveballs!).

Here are the 5 components:

1. Clarity of Vision
2. Purposeful Money
3. System (for managing your money)
4. Automation (to make things simpler)
5. Boundaries (to keep your time and energy strong)

Enjoy!

A great conversation about an important money topic that impacts most of us - financing to buy a home, or an investment property, or a business.

Cassie from Grow Well Financial talks about some of the main pain points she sees, and how you can prepare yourself to overcome them.

Lots of great tips and information gems in this conversation.

Here is where you can contact Cassie and find out more about Grow Well Financial:

• [email protected]
• www.growwrellfinancial.com
• https://www.instagram.com/growwellfinancial/
• https://www.facebook.com/GrowWellFinancial

The masterclass "Money Mindset Strategies for Female Entrepreneurs", which I'm hosting on 12 March, you can find out more about here - https://www.money-madesimple.com.au/masterclass

It's easy to feel overwhelmed about money when there are so many unknowns - how much do you need in retirement? How do you invest? Do you invest while paying off debt? What else should you be doing?

The questions feel like they are endless, and then comes the "how do I set financial goals and then actually achieve them?

This episode is designed to help you answer some of these questions, specifically, how to set financial goals for:

1. Paying off debt (be it personal debt or your home loan)
2. Funding your lifestyle (what money you need and want to enjoy life)
3. Wealth creation (how do you do this, and how much do you need)
4. Retirement (how much do you need, and what kind of lifestyle do you want)
5. Legacy (do you want to leave anything for children or charity - there is no right or wrong answer).

On 12 March I'm hosting an online Masterclass called "Money Mindset Strategies for Female Entrepreneurs". If you would like to join, click here - MASTERCLASS: Money Mindset for Female Entrepreneurs

What an awesome conversation this week with Michelle Saunderson from Those 2 Sisters! We talked about so many relevant topics, such as overcoming/working on our money stories, building a successful business as an iterative process over time, building trust in a business partnership (even when it's with your sister), the growth and evolution of women as we enter new stages of life (both the joy and the challenges that go with that!), and so much more.

So much wisdom being shared, and Michelle has a great story!

Here are the links to the resources mentioned in the episode:

1. The Those 2 Sisters website - https://www.those2sisters.com
2. Facebook - https://www.facebook.com/Th0se2sisters/
3. Instagram - https://www.instagram.com/those2sisters_/
4. Retreats - https://www.those2sisters.com/retreats
5. Pre-order their new book - https://www.those2sisters.au/alignedwomanswayvol2
6. Cacao & Kunyin workshop on 1 March - https://www.those2sisters.com/event-details/cacao-and-kunyin-march

In this episode I take you through the 5 pitfalls I see many people fall into when it comes to money, and they revolve around:

1. Acknowledge your progress
2. Don't underestimate the power of compounding
3. Big actions aren't necessary
4. Don't confuse avoidance for a lack of ability
5. Stop judging yourself about not taking action sooner.

This is a powerful episode, and hopefully one that helps propel you forwards!