Money with Alpha

After being asked so many times - "how do I make my chocolate" and all the other things I make, and "how do I fit everything in?", I decided to do an episode showing you how!

In this episode I show you how I make:

1. Vegan, refined sugar-free chocolate
2. Almond milk
3. Moisturising Body scrub

In a previous episode I showed you how I make my own Spelt Sourdough Bread.

Making your own is a great way to:

• know exactly what is in the foods you are eating
• reduce consumption of refined sugars, excess salt and preservatives
• manage the cost of the more expensive foods that just keep going up and up.

For the full recipes, please read my blog here.

Running a business can certainly be challenging, and many business don't survive their first 3 years.

Lana Surnina from On Tap Digital has found a way to make success more of a certainty! In this conversation she talks about her own business journey, and why what she is doing now helps her clients become more profitable.

• How can I make more money?
• How can I keep more of the money I'm making?
• How do I invest?
• What about Self-Managed Super Funds?
• How do I invest for my kids?
• Can I pay my mortgage and invest at the same time?

Do you ask yourself some (or all) of these questions, and more? In this episode I go through some of the mindset behind money, as well as answering some of these fundamental questions.

Lisa Rowland shares how she has found a way to make money on the side, while also saving money on household items and going low tox in the process, with Melaleuca Wellness. She shares her journey and also her passion for what this lifestyle offers!

Money is energy, and energy flows. Wouldn't it feel nicer to be IN the flow, rather than AGAINST the flow of money? In this week's episode, I go through how to bring your mindset and systems together, to be IN the flow of financial abundance.

Also, here is the link to a new mini-program I'm running on this called Money Flow (starting 28 October) - www.money-madesimple.com.au/flow

Understanding our Core Values give us the foundation to see where things are and aren't flowing in our money life (and life in general). Aligning your Values and Money makes life SO much easier and more abundant.

In this episode I talk about:

1. What Core Values are and why they are important
2. Your Personal Core Values
3. Your Business Core Values
4. Aligning your Core Values (both personal and business) to how you manage your money and why this will help make money become easier and flow more in your life.

Investing is something that we all need to be doing. Reaching financial independence before we retire, and having a comfortable retirement can only happen when we invest regularly over time.

The thing is, where do we learn how to invest?

There are lots of courses out there, but choosing one can seem overwhelming and potentially expensive.

There are some basics that you need to know, so you can even get to the point of choosing what direction to take.

We underestimate what we already know - picked up over the years from the news, friends, family and just observation. Add this to some fundamental knowledge, and you can get started.

That's what this episode is about - helping you bring all this together, so you can start investing and building wealth for your future and the future of your family.

This was also recorded as a webinar with visuals, so if you would like to watch this, here is the link:

https://www.money-madesimple.com.au/WebinarSeriesReplay

There are SO many apps out there. Not all are helpful, and some cost a lot of money over time.

In this week's episode I take you through the money apps I use and why. Also, I don't pay for any of these. They each offer a service (which I use and pay for that way), and these apps purely help to make life easier.

During the episode I talk about micro-investing, and here is a Free Guide that I have put together which explains what micro-investing is, and goes through the main providers:

https://www.money-madesimple.com.au/micro

Money Systems will help free up your mind and reduce stress and overwhelm about money. Knowing what is going on and where you're money is going makes a huge difference.

In this episode I talk about:

• What a Money System is
• Why you need to understand your business finances and what systems are currently being used, and whether they are useful to you
• How to build personal wealth through a money system to manage your personal finances
• Aligning your money systems to your lifestyle vision - getting clear on where you're headed.

If you would like some help reviewing how you are managing your money, here is the Money Management Assessment that I mention - Money Management Assessment (money-madesimple.com.au)

What does it mean to "future-proof your finances"? It means to look into the future and make decisions in the present to help you achieve the future lifestyle you want.

There are often a few obstacles to this:

1) Knowing what you want; and

2) How to know what to do in the present.

This episode helps you with Number 2 (I have previous episodes where I go through Number 1). Looking at you currently Own (like your house and superannuation) and Owe (like a mortgage and other personal debt), is what I'll take you through. Then, how to plan now for larger expenses in the future, so you can be prepared (including going on holidays, buying a new car, or paying for school fees).

Our present will become the future, so let's start with the future in mind, and work our way back.