(Episode 465 Re-Run)

Sometimes it is hard to understand why certain things are occurring economically, and it is especially difficult to know why your mortgage rates is what it is, your savings account is paying you so little, and your bond investments decreased in value. This can all be attributed, in large part, to increases in the federal funds rate by the Federal Reserve. This increase of the base interest rate has a real impact on your finances and your life, and I use this episode to explain those impacts and why you may want to put some attention on the Fed’s actions.

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Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We commonly hear the long-term average returns of the stock market. What we don’t think about, though, is that MOST years DO NOT follow close to the averages. This doesn’t just apply to the stock market returns but also to the bond market, inflation, and stock valuations. These short-term fluctuations in asset values remind us that investing in the short-term is NOT the most tried and true way to make money. Get in the market and stay in for the LONG-TERM! Today, we will discuss:

1. Why markets are not normal

2. Stock market valuations and returns over time

3. Inflation and bond market averages

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Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

When it comes to the money that you pull from your nest egg in retirement, the question is always when and how much you should be taking off each week/month/year. Though I have talked about this before, one factor that needs to be taken into account when it comes to retirement withdrawal rates is the topic of inflation. Inflation is going to eat away at the value of your money over time, so in order to keep buying the same goods and services over the long-term, you must be growing your money at a rate that keeps up with your withdrawals AND inflation, which is difficult to do in retirement. Today, we will discuss:

1. How inflation impacts your retirement

2. Why withdrawal rates are important

3. What you can do to combat inflation

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Aren’t you tired of turning on the news or financial channels and hearing about inflation every day? Some of you may be hearing about it, but you may have very little understanding about what is being said about inflation and the economy. I want to help you clear that up with all the basics about what inflation is, how it impacts our lives, how it is measured, and what causes it. Hopefully, this fundamental episode can lead to your better understanding of financial and economic topics.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

(Episode 67 Rerun) Ladies & gentlemen, it is election day, and what is more fitting than to talk about stock market crashes on election day? Many people are worried that the outcome of the election will lead to a lot of hurt in the stock market, and we have seen the market flounder leading into this week. It is probably a good exercise to learn more about stock market crashes, what they are, what causes them, and what they have looked like in the past. We will discuss:

1. What a stock market crash is

2. The history of market crashes

3. Why you should not worry about market crashes much

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

When too many Americans think about investing it is synonymous with gambling. Investing and gambling are DIFFERENT! In this episode, I spend time talking about the sparse chance we have of winning the lottery and how that compares to the chance of making money when investing. I also prescribe when I think it. is appropriate to do any gambling at all, because most people who do do NOT have the financial foundation in place to be doing so.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Young adults failing to leave the nest is a pervasive problem in our society. Don’t get me wrong, there is nothing wrong with supporting your adult children, financially or otherwise, but such support can often come at a cost to the progress and development of your adult children. As selfish as it may sound, putting your adult children (that are able) before your own financial freedom is a problem that will keep you from meeting your financial goals over time.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Even though anecdotes can be useful in making your case about something, I like to stick with the data. This episode dives into the survey data about the retirement confidence of Americans. I believe that there is a lot that we can learn from this information and we can be better equipped to prioritize the correct things in our financial lives. I don’t know if Americans truly have much to be confident about when it comes to their retirement expectations, but this isn’t about how I feel, it’s about how the majority feels. Let’s find out!

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are few people more influential in the world of finance than Warren Buffett & Charlie Munger. I can’t wait for this time every year when they have the Berkshire Hathaway annual shareholder meeting and they get to answer questions from their shareholders. The questions they get can be very technical or very informal. Either way, these questions have a way of setting these two off on rants that are full of metaphors and wisdom that is nothing less than fun to listen to.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

No one likes when the stock market is going down, and I am no different. That said, in a market correction like we currently find ourselves, it is important to keep a cool head and invest with your logic, not your feelings. Today is all about the history of corrections in the U.S. stock market, when they have happened before and what we should do about the one that we are currently fighting through.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)