For multiple generations now, retirees have looked forward to the time when they could take their social security payments and retire. Social security is not only underwhelming in amount, but it is also lackluster in its rate of return on your money and ability to pass the money on to your heirs. Even though we may expect social security payments, relying on them for retirement income is irresponsible and not the most prudent way to plan for retirement and beyond. Today, we will discuss:

1. Where social security came from

2. How your social security benefit is determined

3. Whether or not social security will be around for us all

4. The part social security should play in our retirement planning

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

You all know that I love to talk about investing, and one of the primary parts of my investment strategy is buying index funds. Many people do this for the efficiency and simplicity, but is there actually a better way to index? I don’t know about better, but there is another that high-net-worth individuals often engage in, known as direct investing. That is the topic of today’s episode, and maybe it can benefit your long-term investing life.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

It is crazy to me how rare it is for people to have estate planning documents in place, as simple as the last will and testament. Estate planning documents play a vital role in protecting your finances over the long-term. Creating a unique estate plan is something that EVERY adult should do, and we should not be waiting until we are old or wealthy to do it. None of us want our friends and family to fight over what we leave behind, so having binding legal documents that direct them is key to leaving the legacy you always wanted. We will discuss:

1. Why estate planning is important

2. How estate plans help to protect your finances

3. Steps to creating a good estate plan

4. What estate planning documents you should have in place

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

I think it is fitting for us to rehash the reason that I am here in the first place and the things that I am trying to get you to do to WIN in your financial life. The financial action plan is nothing fancy, new, or ridiculously wild, but it WILL help you win with money over the long-term. I want every one of you to have structure and organization in your financial life such that you can WIN with your money. Today, we will discuss the 9 parts of the financial action plan and why they are worth following.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Stocks are a great tool by which we can build wealth. This said, there are several different categories that stocks can be split into, all of which we should know. These different types of stocks can help us to diversify our portfolios properly and take away any unnecessary risks that we may be taking. This said, these categories can also be great ways to break into new return/risk levels without having to drastically change your portfolio allocation.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

In a world where the differences between men and women have been minimized, it is interesting to see a disparity arise in the male-dominated field of finance. Women are, on average, outperforming men when it comes to their investment performance. There are few explanations that hold water, other than the behavioral differences between men and women. These differences have created a 0.4% annualized alpha for women, which doesn’t sound like much, but it can compound to hundreds of thousands of dollars over time, so I think it is worth noting and applauding.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

I don’t write-off ANY investments, but I want to make clear to everyone that ALL investments have their upsides and downsides. I felt compelled, today, to bring to light specific situations where target date funds are not optimal for investment. These funds typically make things as simple as possible for investors that only want to take minimal responsibility, but their simplicity is also to the demise of investors’ ability to take the appropriate amount of risk for the commensurate amount of return.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

One of the biggest questions that people ask about their investing life is whether or not they are investing enough. Enough is a strange concept because it differs for us all. I talk about investing 15% of your income, but that is simply a catch-all for what works for most people. There are some people needing to invest more than that, and some who can get away with investing far less. That’s what I am talking about today, though, are we investing enough, and what is truly enough?

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Often, we say that schools should be teaching personal finance and useful real world skills. The problem with this is that we fail to take into account one of the biggest catalysts when it comes to personal finance education: parents. Parents tend to shape much of what children become and specifically how they act when it comes to big topics like money. We have to learn not only how to manage money but how to teach our children about money.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

I can’t talk about the last week in financial markets without talking about Elon Musk’s bid for Twitter and what is going on on that front. Other than that obvious topic, inflation came in hot again on all fronts, so addressing those high values is important for future stock market actions. I want to provide you all with the confidence to invest long-term while having the knowledge to know what all goes into the short-term fluctuations of the market.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in for more personal finance concepts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell.

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)