In better understanding different investment types, I wanted to devote an episode to understanding one investment type that straddles the line between stocks and bonds: Preferred Stocks. Just because they are "Preferred" doesn't make them better, it just makes them distinctly different. I hope this episode broadens your horizons as to the investment options available to you and what investments may be suitable for you at different points in your life. Today, we will discuss:

1. What preferred stocks are

2. Types of preferred stocks

3. The similarities and differences between preferred stocks, common stocks, and bonds

4. How preferred stocks may fit in your portfolio

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow as I finally devote an episode to cryptocurrency and bitcoin. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

I have nothing against investment strategies that worked in the past. In fact, much of what we do when it comes to investing is based on what has worked in the long-term past. This said, there are some investment vehicles that used to have far more legitimate utility than they do today. One of these investments is the Certificate of Deposit (CD). CDs, in their current form, have little application to investors looking for adequate growth or income on their investments. CDs can benefit a small number of individuals in specific situations, but that does not make them an investment vehicle that the vast majority of retail investors should consider. Today, we will discuss:

1. What CDs are

2. Who can benefit from owning a CD

3. Who should not be owning a CD

4. How CD characteristics stack up with other investment choices

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to learn what type of investment a preferred stock is. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Even if you only know what a hedge fund is because of the WallStreetBets Reddit thread, you know that hedge funds are definitely a big part of our financial system. This said, that does not mean that they have a huge impact our the investing life of you and I. Hedge funds do a lot of things in the open market that we and our investment managers cannot do, but that does not mean that those things are more profitable nor are they inherently better than what we are doing financially. We will discuss:

1. What hedge funds are

2. Characteristics of hedge funds

3. How you can beat hedge funds

4. If you should invest with hedge funds if you can

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to further discuss why CDs are not good investments for your portfolio. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

One large topic when it comes to financial markets is the idea of options. Options are financial instruments that, without the proper understanding and knowledge, can lead you into some bad financial decisions. They are all the more interesting since they are commonly used in the compensation packages of employees of publicly traded companies. I thought it would be worth our time to better understand options and what to do with them if they are given to you in your compensation package. We will discuss:

1. What call options and put options are

2. What Employee Stock Options (ESOs) are

3. Other types of equity compensation

4. How to view options and option compensation as a part of your investing portfolio

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to talk about hedge funds and their utility, or lack thereof. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We are all afraid of something, and at one point or another we have all had some kind of fear about our financial lives. Some fears are small and inconsequential, but some fears keep you from becoming what you are capable of being. I want every one of us to reach our full potential financially and put all of our fears aside. This process of alleviating fear takes time, practice, and knowledge, but hopefully you can remove any impediments that there are to your eventual financial success. Today, we will discuss:

1. How fear impacts our finances

2. Financial fears that we may have

3. The importance of working past our fear

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday to talk about how stock options can impact your investment portfolio. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are certain times in your financial life that you seem to have turned the corner into a new ballgame. One of those times, which is maybe the most significant, is when you finally get out of all consumer debt. This is a time to be celebrated, but it leaves you with many options as to what you are going to do with your money now. Getting out of the habit of having payments and living paycheck-to-paycheck is huge, and it can turn your financial life around in a hurry. Today, we will discuss:

1. The importance of being debt-free

2. What you should do with your money once you are debt free

3. How being debt-free gives you options and freedom financially

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow for a discussion of how fear is a liar when it comes to your finances. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Making and stick to a budget is so countercultural in our society today. People are not worried about the amount of money that they are spending, and debt is so easily available for all the things we can't afford. The budget is vital to long-term financial success, whether you want to believe it or not. We have to make sure that some of the most common things that drag our budgets down don't get in the way of us living our financial dreams. What is holding your budget back? Today, we will discuss:

1. Why a budget is necessary

2. Things that kill our budgets

3. How both big and small things have profound impacts on our budgets

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to talk about how fewer payments can lead to financial strength in other areas of our financial lives. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Without question, Americans have a debt problem, but that debt problem stems from a much bigger problem: a spending problem. We are either apathetic to the amount of money that we do spend, or we just don't care because we want all the things that money can buy us. This can keep us struggling to get our financial footing over and over again, and it can keep us either in debt or constantly reaching for debt when things get rough financially. Today, we will discuss:

1. How we get into debt

2. Ways we overspend

3. Why getting our spending in check is so important

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow for further discussion on things that kill our budgets. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are some scary words in personal finance, two of which being "bankruptcy" & "foreclosure". Anyone who has ever found themselves filing for bankruptcy or being foreclosed upon knows that these financial situations are extremely harmful to your ability to be financially successful sooner than later. I want us all to be financially successful and financially free. To live our financial lives this way is to live our financial lives avoiding bankruptcy and/or foreclosure. In order to know what we are avoiding, we need to know what these two huge financial events look like and the consequences that come with them. Today, we will discuss:

1. What bankruptcy and foreclosure are

2. The consequences of bankruptcy/foreclosure

3. Ways to avoid filing bankruptcy or being foreclosed upon

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow as I question if you can't pay your debts off or if you are overspending elsewhere. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There is absolutely no doubt our need to invest over the long-term. We have to be putting money away for the good of our future selves into appreciating assets. To not do so is to set yourself up for long-term financial pain. I want all of us to invest, but there are certainly times in our financial lives where continuing/or starting to invest is just a bad idea. I want us all to build assets and win financially, but sometimes winning financially means putting your aspirations of investing on hold for a bit. Today, we will discuss:

1. Times when you should not be investing

2. How and why the financial action plan tells you when to invest or not

3. The benefits of holding off from investing for some periods of time

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday to discuss bankruptcies and foreclosures in the financial lives of individuals. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)