I know you have heard someone say that they think that the stock market is going to zero. Well let me tell you, this could not be more irrational of a thought. The stock market going to zero would be such a catastrophic collapse of everything that we know and love as Americans that you couldn't imagine the implications. You may have declines in your investment values from time to time, but there is a big difference in a crash and zero. In today's episode, we will discuss:

1. Why our investment portfolios will not go to zero

2. How diversification and asset allocation keep us from losing everything

3. History of the market's returns

4. Why we shouldn't let our fears keep us out of the investing game

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to learn when you should stop investing for some period of time. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Investing is not hard, since there are easy ways to keep up with market returns. What is hard is investing in a way that will allow you to outperform the market. Attempting to outperform the market is not for everyone, but those who choose to try need to understand the daunting task that is before them. Anytime you try to build your own portfolio, instead of buying large diversified portfolios like market indexes, you are taking on a lot of risk. This is risk that can allow you to win, but it can also allow you to fall way short in your investment performance if done wrong. In this episode, we will discuss:

1. What a market index is

2. What it means to outperform the market

3. How actively-managed funds underperform

4. How you can pick your own stocks to outperform the market

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to better understand that the fear of your investments going to zero is irrational. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

One of the biggest questions out there and one of the most prevalent pushbacks that I get on the Financial Action Plan is whether you should invest or pay off debt. If we focused just on mathematics, it would never make sense to pay off most debts, BUT the financial freedom and lifting of cash flow restrictions around paying off debt is unparalleled in all of personal finance. Talk to some actual rich people, and you will see that being out of consumer debt is a huge contributing factor to their ability to build wealth and be financially successful over the long-term. In today's episode, we will discuss:

1. What the Financial Action Plan says about investing or paying off debt

2. Reverse engineering the invest or pay off debt question

3. The advice to pay off debt first works for all ages and situations

4. Debt is the problem while not being able to invest is a symptom of debt

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to discuss whether or not it is still possible to outperform the stock market. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Investing is a must for all of us who want to live our lives with some semblance of dignity in the future. One amazing way that we can all benefit in our investing journey is through buying the dips. Anytime that you can find something that is selling for less than it is worth, it is worth your time and money to buy it, especially if you hold it for the long-term and it is valuable. We cannot let declines in stock prices get us down, but we need to allow them to get us excited for buying quality stocks on sale. In this episode, we discuss:

1. What it means to buy the dip

2. Buying a broad market dip

3. Buying the dips in individual stocks

4. The downside to buying the dips

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to talk about the decision to either invest or pay off debt with extra money. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We all want to retire, don't we? We can't wait until that day where we can live without any worry about going to a 9 to 5 job and sustain ourselves financially without any traditional income. Doing this, and doing this earlier in life, can be amazing, but it can leave us with a lot of holes and questions. One of which is: Where do I find my meaning and purpose now? This is a profound question, especially for those of us planning to retire early. At the root of this question are both identity issues and the need to work as we were created to. We all need to do things that maintain some semblance of purpose in our lives, and retirement makes this so much more difficult. Today, we discuss:

1. The issues with early retirement

2. Filling the void that your work left behind

3. Starting a new chapter of life with a good plan

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday to discuss buying the dips in your investing process. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Investing in retirement is different than investing while you are working. You are no longer adding to your investment accounts but systematically pulling money out of those accounts to live on. Given that this is the case, we need to be aware of where we are putting our money and what it is invested in if we hope to retire early, or even retire traditionally with dignity. There are many things that you can do, with a basic knowledge of investment vehicles, that will allow you to get ahead with your finances and that can have you well on your way to a successful retirement with adequate assets to take care of you for years and years to come. Today, we will discuss:

1. How retirement investing differs from investing pre-retirement

2. The account types that we have to invest in

3. Income-producing investments for retirement

4. The place of growth in retirement investing

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to end our conversation on the FIRE movement with my thoughts on retiring with purpose. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We all know that it is counter-cultural to even retire with dignity at a reasonable age, much less retiring early with a large nest egg. FIRE retirees are a special group of people who save and manage their money in a way that is not easily replicated by others. It takes someone special to succeed in the FIRE movement, and I want you to understand what those people look like so that you can better gauge if the FIRE movement is something that you want to be a part of or not. Today, we will discuss:

1. Attributes of failing FIRE members

2. How to be successful in the FIRE movement

3. Why the FIRE movement is not for everyone, but that is okay!

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow as we talk about what you need to invest in to be successful in the FIRE movement. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

It is so difficult, regardless of your retirement goals, to determine when the right time to retire is. It is marking a new chapter in your life, and it is never easy to start a new chapter. It is even more difficult to determine when you can retire safely when you are trying to retire at a very early age. The ambiguity that comes with a longer retirement time horizon is difficult to overcome and allow you to pull the trigger on finally retiring. Retiring in a traditional sense and retiring early are extremely similar YET extremely different. Today, we will discuss:

1. How retiring early differs from retiring traditionally

2. 6 signs that you are prepared to retire early

3. How retiring safely is never easy, but it opens a new chapter in your life's book

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to learn what it takes to be a successful FIRE Movement member. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Aren't we all supposed to work for 40 years, retire at 65, take social security, and ride off into the sunset? APPARENTLY NOT! Millennials have started a revolution of retiring early and have dubbed it the Financial Independence, Retire Early (FIRE) movement. This movement has picked up a lot of steam, and the best part is that it requires outrageously healthy financial principles be used in overdrive in order for people to retire in their late 30's, early 40's. Today, we discuss:

1. What the FIRE movement is

2. How the FIRE movement was started

3. Pros of the FIRE movement

4. Cons of the FIRE movement

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1         

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow for a further discussion of the FIRE movement, particularly WHEN you should be retiring. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!            

Website: https://www.mnowithdylan.com/            

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/            

Facebook: https://www.facebook.com/mnowithdylan/            

Instagram Page: https://www.instagram.com/mnowithdylan/           

Twitter: https://twitter.com/mnowithdylan                  

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are a number of different types of accounts that I have talked about over the life of this show, many of which I think you would do well to contribute money to. One that I have not spent a lot of time on but I believe could be very beneficial to those who qualify for it is the Health Savings Account (HSA). It is hard to beat some of the advantages of the HSA and it is one of the better things that the federal government has allowed when it comes to healthcare plans. I want you all to understand what an HSA is and how you can go about using it for your own long-term benefit. Today, we will discuss:

1. What an HSA is

2. What the triple tax advantage is

3. How you can use an HSA

4. Where an HSA should fall in your investment priorities

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday as we will discuss all the pros and cons of the FIRE Movement. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)