Do you really need to have a million dollars invested to retire? Maybe so, maybe not. For the vast majority of us, though, to create sustainable income for a comfortable retirement, $1 million will be the baseline needed. I wanted to help each of you to better understand what you may need to retire comfortably, and it is all based on your expenses and other types of retirement income. Don't take for granted the need to have a plan to meet your millionaire number. Today, we will discuss:

1. Why you need a plan for your finances

2. How to determine the amount of money you will need to retire

3. How to invest systematically to meet your millionaire/retirement number

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to learn about the secrets of millionaires and the reasons to become a millionaire, if possible. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There is no doubt that many of us have thoughts that hold us back from being successful. When it comes to our financial situation, we have been taught things and told things that aren't going to do anything but keep you from becoming wealthy over the long-term. These ideologies are commonly found among the middle class and keep them from ever moving up in economic status. I want you all to build some significant amount of wealth for you and your family, and I want you to be aware of the ideas that may be keeping you from doing so. Today, we will discuss:

1. 7 things that keep the middle class from becoming millionaires

2. 5 habits of millionaires that we should adopt to become wealthy

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow for a discussion of what your millionaire retirement number is and what that means. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

When it comes to saving and investing for retirement, $1 million dollars has always been a significant milestone to reach. The question is whether or not that milestone is enough to fund your retirement lifestyle. Just like most other questions, the answer is, "it depends". Saying that one amount of money in your nest egg is "enough" is naive and irresponsible. We all have different needs and different financial situations by which we have to determine what we should have set back for our future. Today, we will discuss:

1. If $1 million is enough to retire on

2. Factors that impact the efficacy of a $1 million nest egg

3. How you can prepare your nest egg for retirement without just focusing on $1 million

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to understand what types of ideas may be holding you back from becoming a millionaire. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

How many of you all have thought, at one time or another in your life, 'I wish I was a millionaire'? When you thought that, did you even know what a millionaire was? Well, most people do NOT know what a millionaire is. Though there are a couple interpretations of the word, it is broadly applied as someone with one million dollars in net worth. This has nothing to do with income or how big your contract or movie deal was. At the end of the day, if your assets minus your liabilities is more that $1 million, you are in the club. Today we will discuss:

1. What makes someone a millionaire

2. An example of what a millionaire may look like

3. The value of $1 million today versus the past and the future.

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to see if $1 million is enough money to retire on. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

In order to win with money over the long-term, you have to be saving money. When I say "save", I do not just mean in a savings account, I am referring to any way that you can put money away for your future needs (e.g. investing). Since saving is so vital, we must be doing things to make it a priority in our financial lives. Whether you don't feel like you make enough money to save or if you spend to much of your income to save, there are steps that you can take today to kickstart your financial future in a real way. Today, we will discuss:

1. The two sides of the ability to save: Income & Expenses

2. The issues we have with saving money

3. Ways you can create margin in your budget in order to save

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday to begin a week talking about millionaires and what it means to become one. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

There are few things in the financial world that are more important to understand than interest rates. Interest rates are tied to the purchase of any item that we want financed, student loans, credit cards, etc. In order to be informed consumers, knowing how interest rates work and what they actually are is quite important. Though I am 100 percent against going into debt for anything but a home mortgage, even there, interest rates are important to understand. Today, we will discuss:

1. What interest rates are

2. How interest rates are determined

3. The impact of interest rates on your financial life

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to better understand how to save money, no matter your situation. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Our economy has had a large number of expansions and contractions. With that being the case, we still put way more weight on the contractions than we do the expansions. This is simply not logical. We think that the idea of a recession is the worst thing ever, but when you realize that there have been over 30 since 1850, in the United States, you find that our economy does not just grow consistently. From time to time, we contract a bit, but our economy has been quite resilient to previous downturns. Today, we will discuss:

1. How to define a recession

2. Expansions in the United States

3. Recession indicators

4. U.S. recessions since 1929

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to better understand interest rates and how they work with your debts. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Compound interest is the primary mechanism by which we are going to be able to build wealth over the course of our financial lives. One way that we can measure how quickly compound interest is increasing the value of our assets is by using the Rule of 72. This approximation technique helps us determine how long it will take our money to double in value and how long it may take us to accumulate some multiple of our principal value. Financial literacy is incomplete without your understanding of HOW your money grows. Today, we will discuss:

1. What compound interest is

2. What the Rule of 72 is and how to use it

3. How your money can grow to a substantial nest egg with time

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow to better understand what recessions are and how they have occurred in the past. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

We have to be investing. Period. When we invest, we hear a lot of things about bulls, bears, ups, downs, and everything in between. It is important to understand what terms like "bear market" and "bull market" mean. When we can better understand what these types of markets are and how these markets have played out throughout history, we can be better and more informed investors. Understanding how the market has worked in the past will undoubtedly turn into better long-term investment returns. Anything we do without understanding will be done without us doing it at our best. That's not where we want to be. Let's learn to ride the bulls and forget the bears. We will discuss:

1. What bear markets and bull markets are

2. What drives bear and bull markets on

3. What history says about bear markets and bull markets

4. How we can profit from investing in all markets

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in tomorrow for another fundamental finance concept, The Rule of 72. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)

Who hasn't heard about Bitcoin or other cryptocurrencies in the last year? This topic has become a very real part of many people's financial lives, and it is getting a ton of press, unlike anything that I have ever seen before. I don't want this episode to be about me being an expert on crypto, but I do want to lay out for you what the basics of many of the buzz words that we hear daily are. In order to make good decisions with our money, we have to learn and be well-informed. This is what began my plunge into better understanding cryptocurrency, and hopefully I can pass some of this knowledge to you. We will discuss:

1. What cryptocurrency is

2. What blockchain is

3. How Bitcoin & Ethereum work

4. Whether cryptocurrency should be something we invest in or not

Begin your path to financial freedom today: https://www.youtube.com/channel/UCjyCApAbHBN0Jtw5bAehbRg?sub_confirmation=1

Don’t forget to like, subscribe, and leave comments below as I would love your feedback. Be sure to check out my website (www.mnowithdylan.com) where you can get more information on my financial coaching services and more, the podcast of these shows if you are more of a listener than a watcher, and follow the show on any social media outlet (FB, Twitter, & Instagram) @mnowithdylan (Money’s No Object with Dylan Howell) [All links in description]. Tune in Monday to begin a discussion on financial literacy with what bull and bear markets are. Don’t forget to check-in every weekday (Monday-Friday) for new videos which will be uploaded each day at 6 a.m. CDT. Thank you, guys, for tuning into this episode of Money’s No Object. I’m Dylan Howell. God Bless!

Website: https://www.mnowithdylan.com/

Financial Coaching Information: https://www.mnowithdylan.com/workwithdylan/

Facebook: https://www.facebook.com/mnowithdylan/

Instagram Page: https://www.instagram.com/mnowithdylan/

Twitter: https://twitter.com/mnowithdylan

(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)