Moneystepper Q&A Podcast

By MoneystepperBusiness Investing

Moneystepper Q&A Podcast episodes

February 05, 2016 Question 75 - Where To Put 5k That I Need Next Year
Danielle asks: "I'm planning to move abroad with my partner in just under 2 years, I've just been gifted £5000 and I'm not sure where to put it. I was thinking S&S ISAs but since I'll need to access it in short time I'm not sure where should I put it."
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8 min
February 03, 2016 Question 74 - Capital Gains Tax On Exchange With Partner
Steve asks: "I have a property which the mortgage is in my name and is my sole residence. I have no other properties. I'm intending to exchange some of the property to my partner and they'll take on some of the mortgage. Are either of us liable for CGT?"
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6 min
February 01, 2016 Question 73 - How To Calculate My Equivalent Self-Employed Salary
Grant asks: "My question is how can I calculate all these benefits including the applicable tax and national insurance to ultimately work out my requirements from a freelance salary to match the financial position as an employee?"
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10 min
January 29, 2016 Question 72 - What Expenses Can I Offset Against Property
Grant asks: "I'm looking to buy a house and rent out the house I currently own and live in. When I rent the property and fill in my first self-assessment form, what costs and expenses can I offset against profits and how far back can I go?"
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8 min
January 27, 2016 Question 71 - Are ISAs or Pensions More Tax Efficient
Tony asks: "Where do I start to invest in stocks and shares ISA? Where do I go? How do I go about it? Etc. Aim of the ISA is for long-term savings for my pension. I believe it more tax efficient to save in ISA at the moment other than a pension."
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6 min
January 25, 2016 Question 70 - Asking For A Payrise
Tony asks: I've been thinking for a while that I should get a raise. I have taken on various new roles within my firm and more responsibilities but however not received a raise for them. What/how would be the best way for me to ask my bosses for a raise?"
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6 min
January 22, 2016 Question 69 - Mortgages For Self Employed
Alistair asks: "I wish to move from my £210k house to a £305k property. Problem is I own a business and have always lived on the smallest amount I can (around £18k a year). What would you recommend I do to get a mortgage?"
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6 min
January 20, 2016 Question 68 - Fraudulent Transactions on My Credit Card
Helen asks: "M&S have told me that someone had used my card without my knowledge. I rang up the fraud team and they told me someone made a £300 purchase which I didn't recognise. M&S said they'll cancel the card and send out a new one. What should I do?"
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5 min
January 18, 2016 Question 67 - Pension Advice
Ian asks: "I’m 25 and I've recently started working with a new employer. I've been given certain options in terms of salary sacrifice. Which would you recommend that I go for?"
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8 min
January 15, 2016 Question 66 - Stamp Duty For Limited Companies
Rachel asks: "I know that new stamp duty of +3% comes is in effect in April 2016. I'm looking at buying a £110k flat to let out next year. If I bought it as a company could I avoid the stamp duty? What other concerns or benefits does this bring?"
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6 min

About Moneystepper Q&A Podcast

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The Moneystepper Q&A Podcast answers your personal finance questions - three times a week. Just let me know your questions via at moneystepper.com/qanda, via email at [email protected] or any…