Moneystepper Q&A Podcast

By MoneystepperBusiness Investing

Moneystepper Q&A Podcast episodes

November 04, 2015 Question 35 - Am I Overexposed In My Investments
Jenny asks: "I hold £10k of Vanguard FTSE 100 ETF shares (VUKE) and I am buying about £100/month worth and reinvesting the dividends. Am I overexposed to the UK markets? Do I need to diversify my investments?"
Hosted on Acast. See acast.com/privacy for more information.
9 min
November 02, 2015 Question 34 - Should I Get a 0% Credit Card
Kerry asks: "I'm thinking about putting my purchases on a 0% credit card and then put the money into a current account earning 3%. Do you think this is a good idea? What are the risks? What are the best 0% credit cards available?"
Hosted on Acast. See acast.com/privacy for more information.
6 min
October 30, 2015 Question 33 - Paying Off Debt After A Breakup
Alison asks: “I currently have a Santander debt in a joint name since a recent break up . However, I've not had anything to do with the account for years and, and I cannot communicate to my other half. Any advice?”
Hosted on Acast. See acast.com/privacy for more information.
4 min
October 28, 2015 Question 32 - Saving Cash In The Short Term
On Monday, we had a question from Moneystepper Savings Challenge participant Cath about investing more in S&S ISAs. I think that the common guidance on saving for short term goals isn’t the best and hence I wanted to explore further in a Q&A episode.
Hosted on Acast. See acast.com/privacy for more information.
11 min
October 26, 2015 Question 31 - How Should I Invest in a Stocks & Shares ISA
Cath asks: "Most of my long term investments are in good pensions and in property (my home and a flat that is rented out). I would like to do more investing in funds and make sure I use more of my allowance. What would you suggest?"
Hosted on Acast. See acast.com/privacy for more information.
8 min
October 23, 2015 Question 30 - Should I Get Out Of My Overdraft?
Jane asks: “I have £2000 overdraft and £1500 in credit card debt. I want to consolidate them together to get extra money to help me stay out of overdrafts but don't know the cheapest way? Credit card ? A big single overdraft? A loan?”
Hosted on Acast. See acast.com/privacy for more information.
10 min
October 21, 2015 Question 29 - Help To Buy ISA Questions
James asks: "Can I invest into a Stock&Shares ISA and still use a Help-to-Buy ISA in 1 December 2015 when it comes out? And is there a maximum income for people who want to use the Help-to-Buy ISA?"
Hosted on Acast. See acast.com/privacy for more information.
6 min
October 19, 2015 Question 28 - Is A £20k Deposit Enough To Buy A House?
Tom asks: "I’m 22 and am looking at buying a flat within my local area for £200k. I have £20k saved and I'm on a £30k salary. Mortgage calculators show me my max loan is £130k. What are some other solutions, other than Help to buy & share ownership?"
Hosted on Acast. See acast.com/privacy for more information.
8 min
October 16, 2015 Question 27 - Can I Benefit From The Right To Buy Scheme?
Abby asks: "I'm 24 and live in a 2 bed flat in South London. I'm starting to wonder if it’s worth taking advantage of the Right To Buy scheme, but it sounds too good to be true. There's got to be something I'm missing?"
Hosted on Acast. See acast.com/privacy for more information.
10 min
October 14, 2015 Question 26 - What Impact Does Changing Jobs Have On Tax?
Eric asks: “On Monday I will be starting my new job. I'm worried that I have overlooked something with my taxes. Do I need to tell HMRC about my new job? And do I need to inform my bank about it? Thanks for you advice.”
Hosted on Acast. See acast.com/privacy for more information.
4 min

About Moneystepper Q&A Podcast

From the publisher's feed

The Moneystepper Q&A Podcast answers your personal finance questions - three times a week. Just let me know your questions via at moneystepper.com/qanda, via email at [email protected] or any…