More Than Enough

It’s March break in many places across the country and people are either heading south or dreaming about it. On episode #370 of “Let’s Talk Money with Dave and Reb” the co-hosts talk about holiday planning that not only includes financial awareness, but God awareness. The old english word for holiday actually means ‘holy day’ and Dave and Reb encourage listeners to set apart time to not simply ‘vacate’ life, but to rest and take time with the Lord. 

“Whether you take time away or stay close to home, resting and remembering God’s goodness is important for your life’s rhythms,” Reb says. “Intentional time for rejoicing and giving thanks can bring encouragement and hope at a time when so many of us are tired and weary.”

Of course, Dave and Reb talk about the money and the importance of saving for these intentional times of rest. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Intentional Holiday Planning first appeared on More Than Enough.

No matter how good at math or stewardship you think you are, there is always this certainty that your life brings uncertainty. As much as we’d like to plan for everything, we just can’t because we can’t fully know the future. On episode #369 of “Let’s Talk Money with Dave and Reb”, the co-hosts talk about the importance of verses found in Proverbs 3 that encourage God’s people to walk in common sense and discernment, especially in regards to the unknown. They help listeners think about how to apply common sense and discernment to daily financial management. 

“When the pile seems so big, keep looking up,” Dave says. “Look up a little further than the pile in front of you.”

Proverbs 3 says:

My child, don’t lose sight of common sense and discernment.

    Hang on to them,

for they will refresh your soul.

    They are like jewels on a necklace.

They keep you safe on your way,

    and your feet will not stumble.

You can go to bed without fear;

    you will lie down and sleep soundly.

You need not be afraid of sudden disaster

    or the destruction that comes upon the wicked,

for the Lord is your security.

    He will keep your foot from being caught in a trap.

Proverbs 3:21-26 (NLT)

Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Hang On to Common Sense first appeared on More Than Enough.

Dave and Reb want to talk about money, and they want to help you face your debt issues head on! On episode #368 of “Let’s Talk Money with Dave and Reb” they want listeners to get real about financial debt by facing their own financial stories and making a plan. They revisit this much-talked about topic with help from Scripture verses like Psalm 37:21 and James 1:27. Understanding net equity and knowing where you stand at this time and season is also a helpful place to start.

“Remember that it is in debt we are putting ourselves in a position of being enslaved to someone else,” Dave says.

Recent statistics reveal a bleak outlook for Canadians with 45 per cent of Canadians being just about $200 away from meeting financial obligations.* However, Dave and Reb want to encourage people not to lose hope. Getting real about your financial situation is just the beginning of finding your way through.

Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. 

*https://thehub.ca/2024-01-30/mark-hill-the-cost-of-living-has-led-us-into-record-debt-what-does-that-mean-for-canadians/?utm_source=Prosper+Canada+Subscriptions+%5BAll%5D&utm_campaign=19ecd2b9a0-Media_Monitoring_January_8_COPY_01&utm_medium=email&utm_term=0_536ea6808f-19ecd2b9a0-209782524&mc_cid=19ecd2b9a0&mc_eid=e2030b7b95

The post Getting Real About Debt first appeared on More Than Enough.

How do you talk about money when the stresses and strains of life push you into spaces of overwhelm? How do you know when you are just too stressed to talk about money but you know you need to? On episode #367 of “Let’s Talk Money with Dave and Reb”, the co-hosts welcome Psychotherapist Amanda Van Noppen to talk about windows of tolerance and how to recognize when we get outside of those windows. Turning to flight, fight, or freeze options for coping, we can find ourselves unable to manage communication around money, or the sound financial practices we want to develop. 

Tune in to the show for tips on how to get back into your tolerance windows so money conversations are helpful and hopeful. Some of Amanda’s tips include deep breathing, going for a walk, giving or receiving hugs and comfort, or finding the best ways for connection you enjoy.

This episode is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. 

To learn more about Amanda, go to https://vannoppentherapy.com/ Or on instagram: vannoppenpsychotherapy

The post Expanding Our Window of Tolerance with Amanda Van Noppen first appeared on More Than Enough.

With so much information bombarding us daily, we can use all kinds of financial markers to determine whether or not we are managing our finances well. On episode #366 of “Let’s Talk Money with Dave and Reb”, Rev. Ray Borg engages more conversation with the co-hosts about what these look like in our lives. Following the biblical principle of giving is one such marker.

“God expresses His love to us by giving us resources and we can ask ourselves ‘how are we using these resources for His glory?’” Rev. Borg says. “We can look at whether we are giving at all, and if we are, then where are we giving.”

Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post More Financial Reference Points with Rev. Ray Borg first appeared on More Than Enough.

Are you the type of person who drags your feet when it comes to tax preparation? On episode #365 of “Let’s Talk Money with Dave and Reb”, the co-hosts welcome back the More Than Enough Tax team to talk about hosting a Tax Prep Party. It’s an idea they generated to inspire people to add a bit of fun to the tax season and do it with community around you. 

“Preparing is always a good idea because it can quickly turn into a messy financial situation if you remain unaware,” Reb says. “Having a party simply makes it more fun and enjoyable while you get the job done!”

To find a list of necessary tax items needed to file with the Canada Revenue Agency go to https://morethanenough.ca/taxes/.

Tune in to the show today sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Welcome to Our Tax Prep Party first appeared on More Than Enough.

Financial housing experts say there are 2.2 million mortgages coming up for renewal in the next two years. On episode #364 of “Let’s Talk Money with Dave and Reb”, the co-hosts encourage listeners to face what is coming especially if they know their monthly mortgage payments are going to experience an increase. 

Dave and Reb make a few suggestions on how to manage the upcoming renewals by encouraging listeners to increase how much they can pay right now, even if their renewal isn’t happening for a few months. They also suggest looking at any lifestyle changes that could save money and go towards the mortgage.

“Getting a clear picture of where you are financially, right now, is a great place to start,” Dave says. “This will help you manage the changes that are coming.”

Tune in to the show today sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Mortgage Renewals Are Coming – Are You Ready? first appeared on More Than Enough.

Loud Budgeting. A new trend that influencer Lucas Battle named and voiced in a recent TikTok video has taken hold of people’s imaginations. (You can find it here: https://www.tiktok.com/@lukasbattle/video/7317757538676641066) Loud Budgeting is not about not having enough money, but about telling people “I don’t want to spend”. On “Let’s Talk Money with Dave and Reb” episode #363, the co-hosts dig into this new idea as a form of pushing back against the tide of consumerism and debt. 

“There is a message from some media sources that leaves people feeling there is nothing they can do about the economic reality they are facing with strained finances,” Dave says. “That is simply not true, and Loud Budgeting takes a stand and says ‘let’s do something about it!’”

Tune in to today’s show sponsored by Financial Planner Joanne Jehu. Joanne helps clients with financial planning, money management, investments, retirement planning and preparation, as well as areas of risk management including insurance protection. To connect with Joanne and find out more information, go to https://joannejehu.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Loud Budgeting Pushback first appeared on More Than Enough.

What are your financial reference points in 2024? Dave and Reb begin a discussion with Rev. Ray Borg from Financial Discipleship Canada about what we use as marker or reference points in determining our financial and spiritual successes. On episode #362 of “Let’s Talk Money with Dave and Reb” they talk about the differences between blessing and privilege and how our perceptions of God and our financial behaviour have a direct impact on our attitudes around God, ourselves, and money. 

“Sometimes we can be so focused on building our own comforts we don’t see that we are creating false narratives around money,” Dave says. “We need to be careful that we don’t equate what we think is good financial behaviour with blessing from God.”

Tune in to today’s show sponsored by Financial Planner Joanne Jehu. Joanne helps clients with financial planning, money management, investments, retirement planning and preparation, as well as areas of risk management including insurance protection. To connect with Joanne and find out more information, go to https://joannejehu.ca/.

To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Marker Points for 2024 with Rev. Ray Borg first appeared on More Than Enough.

The More Than Enough tax team joins Dave and Reb on episode #361 of “Let’s Talk Money with Dave and Reb”. As the tax preparation season quickly approaches, the special guests talk about both the spiritual and practical details that listeners can consider. They discuss the importance of preparedness, follow-through, and taking ownership and responsibility for tax compliance.

Listen to the end of the show to hear their crazy idea that might just help you get your taxes done!

Today’s show is sponsored by Financial Planner Joanne Jehu. Joanne helps clients with financial planning, money management, investments, retirement planning and preparation, as well as areas of risk management including insurance protection. To connect with Joanne and find out more information, go to https://joannejehu.ca/. 

To find a list of necessary tax items needed to file with the Canada Revenue Agency go to https://morethanenough.ca/taxes/.

To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Tax Talk with More Than Enough  first appeared on More Than Enough.