More Than Enough

“The currency of heaven is not a dollar bill, but human hearts.” And so friend and pastor Jon Ruby speaks to the solution of addiction in the second of a two-part series on “Let’s Talk Money with Dave and Reb”. On episode #350, the pastor of Ottawa’s Union City Church brings a message of challenge and hope discussing the critical issues around addiction and the not-so-simple solution of abandoning one’s life to Christ. 

To read the Scripture verses from today’s show, go to Philippians 3:7-14. You won’t want to miss their conversation as they speak about the need for God to fuel our recovery and restoration in our daily hand-in-hand walk with Him. 

You also don’t want to miss the invitation to work through the Ashes to Rubies life-giving course that you can access for free just because you have listened to this episode. For the link referenced in this two part series, go to  https://ashestorubies.com/collections/courses/products/yearly and type in the code – freelifelabyearly123 – to receive your year’s free membership.

To access the LifeLab connect meeting (Ottawa) at 12pm on Wednesdays, use this zoom link: https://us02web.zoom.us/j/8197003777?pwd=bHZnUzRydTlCOUZiOUZzYWpiRHdJQT09  

(Zoom: 819 700 3777, Password: 979797)

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post The Solution of Addiction, part 2 first appeared on More Than Enough.

On today’s episode #349 of “Let’s Talk Money with Dave and Reb”, friend and pastor Jon Ruby from Ottawa’s Union City Church, brings a message of hope to listeners as the co-hosts discuss issues of addiction and how it relates to the stressful financial climate many people are experiencing. 

To read the Scripture verses from today’s show, go to Philippians 3:7-14. You won’t want to miss their conversation as they speak about the need for God to fuel our recovery and restoration in our daily hand-in-hand walk with Him. 

You also don’t want to miss the invitation to work through the Ashes to Rubies life-giving course that you can access for free just because you have listened to this episode. For the link referenced in this two part series, go to  https://ashestorubies.com/collections/courses/products/yearly and type in the code – freelifelabyearly123 – to receive your year’s free membership.

To access the LifeLab connect meeting (Ottawa) at 12pm on Wednesdays, use this zoom link: https://us02web.zoom.us/j/8197003777?pwd=bHZnUzRydTlCOUZiOUZzYWpiRHdJQT09  

(Zoom: 819 700 3777, Password: 979797)

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post The Problem of Addiction, part 1 first appeared on More Than Enough.

Automate. Automate. Automate. Dave and Reb have an enlightening conversation on episode #348 of “Let’s Talk Money with Dave and Reb” as they look at automating payments for everything from taxes to retirement savings to paying down debt. Automating payments is a built in commitment according to Dave and is one way to keep yourself on track with financial responsibilities. 

“If you don’t automate payments, the money in your account may get swallowed up by other needs or wants that arise,” Reb says. “But automation keeps us on the right path and helps us stay committed to our financial goals.”

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post The Power of Automation first appeared on More Than Enough.

Happy Thanksgiving weekend from “Let’s Talk Money with Dave and Reb”! On episode #347, Rev. Ray Borg from Financial Discipleship Canada joins the co-hosts to talk about how financial giving releases a spirit of thanksgiving within ourselves and within the community we live in. Looking at 2 Corinthians 8 and 9, they discuss how believers in the early church gave sacrificially but with much joy. 

“Our giving is really sowing back into the Kingdom of God,” Reb says. “As we are obedient in our giving, others will give thanks to the Lord for the faithfulness and provision God pours out through every one of us.”

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca. To read more from the article referenced today, go to https://www.ncfgiving.com/stories/it-is-god-who-enables-us-to-give/#:~:text=When%20Paul%20explains%20the%20Macedonian,able%20to%20do%20it%20again

The post Abounding in Thanksgiving first appeared on More Than Enough.

Cash stuffing, cash wallets, the envelope system. All three of these budgeting tool descriptions reflect the time-tested method of withdrawing cash, setting it aside in marked envelopes in different categories, and then only spending the money you’ve allocated for each. On episode #346 of Let’s Talk Money, Dave and Reb encourage listeners to put their credit cards on ice and get in touch with cash, by trying the cash stuffing method. 

“Cash wallets and cash stuffing really mean the same thing,” Dave says. “Whatever you call it, it works for everyone because it is so tactile.”

However, the important thing to do before you start is determining in your heart and mind that you are going to stick to cash. In a society, where debt is the default position it is extremely important to commit to following through.

Recently, on CTV Ottawa morning, Dave was asked to talk about the importance of staying in touch with cash. To watch the interview go here: https://ottawa.ctvnews.ca/video?clipId=2754215

To watch Dave and Reb explain and demonstrate the financial date mentioned on today’s show, go here: https://youtu.be/fPeaxovLqvk and https://youtu.be/1BThYMXOICo.

Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office.

The post Cash Stuffing with Determination first appeared on More Than Enough.

The Rule of 72 is Einstein’s simple shortcut to figure out how long it takes for an interest-compounded value to double. On episode #345 of “Let’s Talk Money with Dave and Reb”, the co-hosts talk about how the Rule of 72 affects debt, and how it can be a motivator for us to get out of debt. 

“Debt is a burden, not a sin,” Dave reminds listeners. “Borrowing can limit our giving if it leads to debt as well, but staying away from debt provides us with more freedom. Understanding the interest we pay and how it compounds can be a great catalyst for change.”

Tune in to today’s show which is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office.

To read more about today’s topic, you can read this article by Patricia Mayo:

The post The Rule of 72 first appeared on More Than Enough.

How do we navigate the need to plan for the future without presuming on the future? What is the difference between the two? On episode #344 of “Let’s Talk Money with Dave and Reb”, the co-hosts tackle this subject looking at verses found in James 4 and Luke 12. 

The rich man in Luke 12 tore down old barns and built bigger ones, but soon died. He built up his own treasure and Scripture specifically says that the same fate is inevitable for anyone who builds up their own treasure “but is not rich toward God”. So how does this story inform our own lives today? Dave says it is important to remember that the future is God’s domain and not ours. 

“The presumption the rich man made was not in leveraging himself or going into debt, but in expecting that he would live long enough to enjoy it all,” Dave says. 
Tune in to hear more of their conversation. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office.

The post Presuming on the Future first appeared on More Than Enough.

So what will it take for you to become rich? On episode #343 of “Let’s Talk Money with Dave and Reb”, the co-hosts dig into the topic of riches with Rev. Ray Borg from notmine.ca. Looking at the church of Laodicea in Revelation 3, they talk about the economic strength of the city in ancient times, and how its prosperity brought a false sense of security and well-being. 

The gold, garments, and eye salve were goods that brought much prosperity to Laodicea. The church was likely experiencing that prosperity, and in the Revelation passage, Jesus is pointing out the blindness this is causing. As He did to the church then, so does He warn us and call to us today. He invites us to buy what is everlasting—gold refined in fire, His white garments, and the eye salve that comes from His hand.

Dave and Reb encourage listeners today to draw close to God to hear Him knocking at the door of their hearts and lives in these uncertain days. To hear more of their conversation tune in to this episode. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. 

The post Get Close to the Fire with Rev. Ray Borg first appeared on More Than Enough.

There is a lot of talk about financial resilience these days, so Dave and Reb join the conversation today on episode #342 of “Let’s Talk Money with Dave and Reb”. They also remind listeners to slow down, pay attention, and make a plan when it comes to everyday financial decisions. With school starting and fall and winter expenditures coming, making a plan and saving now will help build strong financial muscle. 

“Slowing down involves taking a deep breath, reassessing your situation, and seeking counsel, and it needs to be an intentional part of your financial journey,” Reb says. “It is a healthy spiritual practice, but is also very important for your finances.”

To hear more of their conversation tune in to this episode. Today’s show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. 

To learn more about the Financial Resilience Index, go to https://www.finresilienceinstitute.org/. To learn more about adaptability in changing times, listen to

The post Slow Down and Plan Ahead first appeared on More Than Enough.

Episode #341 of “Let’s Talk Money with Dave and Reb”,  is the second of a two part series with Ottawa financial advisor Brent Vandermeer. On both shows, they talk about the importance of making a plan—planning that’s wrapped around purpose—and how looking for a quick fix to build wealth is not the answer. 

They dig into the importance of educating yourself and taking responsibility for your investing journey, as well as understanding your risk tolerance. Brent offers wisdom and tips that will help listeners understand the importance of saving and investing for the unexpected, and for the future.

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. 

To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

To contact Brent Vandermeer, go to https://www.crosspointfinancial.ca/

The post Investing with Brent Vandermeer first appeared on More Than Enough.