More Than Enough

There is financial hope and freedom for Canadians to discover in 2024 and on episode #360 of “Let’s Talk Money with Dave and Reb” the co-hosts encourage listeners with the possibilities as they put sound financial habits into practice. Hope and freedom can even come before all debts are paid off because of renewed thinking and behaviour around money. To receive encouragement for the year ahead, tune in to today’s show which is sponsored by Financial Planner Joanne Jehu. Joanne helps clients with financial planning, money management, investments, retirement planning and preparation, as well as areas of risk management including insurance protection. To connect with Joanne and find out more information, go to https://joannejehu.ca/.

Here is a quote from today’s show from the late pastor and author Eugene Peterson who writes about Psalm 130 and the hope we have as we watch and wait for God, like watchmen waiting for the morning.

Hoping does not mean doing nothing. It is not fatalistic resignation. It means going about our assigned tasks, confident that God will provide the meaning and the conclusions. It is not compelled to work away at keeping up appearances with a bogus spirituality. It is the opposite of desperate and panicky manipulations, of scurrying and worrying.

And hoping is not dreaming. It is not spinning an illusion or fantasy to protect us from our boredom or our pain. It means a confident, alert expectation that God will do what He said He will do. It is imagination put in the harness of faith. It is a willingness to let God do it His way and in His time.*

To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

*Peterson, Eugene. A Long Obedience in the Same Direction. (Illinois: Intervarsity Press, 2021). 138.

The post Hope and Freedom for the New Year first appeared on More Than Enough.

As 2023 comes to an end, Dave shares his process of slowing down after the intensity of the Ottawa real estate market through the pandemic years. On episode #359 of “Let’s Talk Money with Dave and Reb”, the co-hosts tell listeners about their experiences and the rhythms of this past season of their lives, as well as how important it is to follow God’s leading, especially through changing financial seasons. 

“Understanding what we need for the season we find ourselves in is so important,” Dave says. “Are we preparing the fields, planting, harvesting, or taking a rest? In my case, I have been coming down from some busy years of both planting and harvesting and I am learning how to recuperate and rest with God in His presence even while continuing to run the business.”

Dave and Reb also share their favourite podcast episodes of 2023 on this episode, and you don’t want to miss that! So tune in and listen to this show which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Year-end Reflections first appeared on More Than Enough.

God is with us. This is the Christmas message Dave and Reb explore on episode #358 of “Let’s Talk Money with Dave and Reb”. While many of us struggle with stumped hopes at this time of year, listeners are encouraged to remember that the seed of God came at a time of great challenge and despair. Jesus came as a branch of hope.

They remind all of us that we can walk in His peace and contentment as we know He is with us, release our anxiety to Him, and then turn our hearts to thanksgiving.

“How does Jesus’ hope for us translate into our finances?” Reb asks. “It starts with knowing He is near.”

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

You can access the book The Advent Overture: Meditations and Poems for the Christmas Season 

that Dave and Reb mention on today’s show by going here: https://www.amazon.ca/Advent-Overture-Meditations-Christmas-Season/dp/1973610124

The post The Hope of Christmas first appeared on More Than Enough.

Not too many people like to think about tax season during the month of December, but on episode #357 Dave and Reb gently get listeners thinking about CRA and tax time by introducing the More Than Enough tax team. Stephen Tibben, Destiny Johnson, and Bron Vasic share their thoughts on “Let’s Talk Money with Dave and Reb” about their love for numbers and for people, and the need to have a trusted team to help navigate tax responsibilities. 

“The map keeps changing but you have to keep doing what is needed and it is easy to miss things,” Bron says. “Having that trusted team is so important.”

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Meet the MTE Tax Team! first appeared on More Than Enough.

How have our encounters with God impacted our wallets? This is the question that Dave and Reb dig into with Rev. Ray Borg from Financial Discipleship Canada on episode #356 of “Let’s Talk Money with Dave and Reb”. Together they look at the story of Jacob and his encounter with God found in Genesis 28, alongside the generous journey and gifts of the Magi that we celebrate during this Christmas season. 

Jacob’s encounter with God at Bethel reminded Reb of Blaise Pascal’s prayer “Fire”. Out of Pascal’s encounter with God he gave His life wholeheartedly to God, and Reb says that these kinds of encounters fuel our desire to give to others.

FIRE. GOD of Abraham, GOD of Isaac, GOD of Jacob not of the philosophers and of the learned. Certitude. Certitude. Feeling. Joy. Peace. GOD of Jesus Christ. My God and your God. Your GOD will be my God. Forgetfulness of the world and of everything, except GOD. He is only found by the ways taught in the Gospel. Grandeur of the human soul. Righteous Father, the world has not known you, but I have known you. Joy, joy, joy, tears of joy.1

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

Today, Dave and Reb also mention their very first podcast recording from November, 2016. Lots of things have changed since then but if you are interested to re-listen you can find it here.

1 Fusselman, M. (2017). What Blaise Pascal Saw In A November Night Of Fire That Inaugurated A Year Of Grace. The Federalist. https://thefederalist.com/2017/11/23/blaise-pascal-saw-november-night-fire-inaugurated-year-grace/. Accessed December 2, 2023.

The post Giving by Fire and Faithfulness with Rev. Ray Borg first appeared on More Than Enough.

To hunker down means to get yourself comfortable in a place or situation and stay in that position for a while. On “Let’s Talk Money with Dave and Reb” episode #355, the co-hosts suggest re-thinking Christmas spending and making a plan so that you don’t take a year to pay it off. As they share the latest statistics on 2022 Christmas spending that is still seeing one quarter of Canadians paying off that debt a year later, they encourage listeners to hunker down into the plan and stick with it. 

“Making a plan for spending brings clarity and helps you communicate with your family the importance of not going into debt this Christmas season,” Reb says. 

To read the article mentioned in today’s show go to https://globalnews.ca/news/10087745/canadian-holiday-spending-debt/. 

Listen to today’s episode sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.ca.

The post Hunkering Down for Christmas first appeared on More Than Enough.

It’s Black Friday and Dave and Reb aren’t talking shopping! On episode #354 of “Let’s Talk Money with Dave and Reb”, the co-hosts discuss the benefits and drawbacks of reverse mortgages. Started in the U.S. in 1961, today, this borrowing product continues to be an option for people who want to stay in their home as long as they can, or may not have the income to support their current mortgage. 

Dave and Reb look at some of the specific criteria needed to obtain a reverse mortgage on today’s show which is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. 

The post Reverse Mortgages first appeared on More Than Enough.

Did you know that 49 per cent of Canadians have reported being the target of a recent fraud scheme? Today on episode #353 of “Let’s Talk Money with Dave and Reb”, the co-hosts discuss the issue to raise awareness about how prevalent they are. From identity theft and debit-credit card fraud, to online, door-to-door and phone scams, Canadians are being targeted. 

“Fraud comes to us uninvited,” Dave says. “So, we need to learn and prepare ourselves as best we can so we keep ourselves from trouble.”

To learn more about fraud or to report a scam, go to the Canadian Anti-Fraud Centre at https://www.antifraudcentre-centreantifraude.ca/index-eng.htm or call 1-888-495-8501. 

To read more about fraud schemes and a Canadian survey on fraud, go here: https://www.ctvnews.ca/business/nearly-half-of-canadians-targeted-by-fraud-in-first-half-of-2023-transunion-survey-1.6562507. 

This show is sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. 

The post Fraud Awareness first appeared on More Than Enough.

How much is enough? You might find yourself with some financial excess at the close of this year, and Dave and Reb, along with their guest financial planner Tim Jenkins, are encouraging listeners to look at their giving and generosity plan as Canadians head into the last stretch of 2023. Not only are they talking about giving generously of finances, but also time, talent, resources, and expertise.

“The important question is asking: ‘Heavenly Father, what do You want me to do with this money You have given me?’” Tim says. “The margin we have is not for us, but it is for giving to the growth of God’s Kingdom.”

Listen to episode #352 to learn more on this show sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. To connect with Tim go to https://trinityfamilywealth.ca/. To read the blogs related to the topics on today’s show, go to https://trinityfamilywealth.ca/blog-page/, and find this one at

The post Year-End Generosity with Tim Jenkins first appeared on More Than Enough.

When it comes to taxes, planning, and the Canada Revenue Agency (CRA), there is a great need for understanding and awareness when it comes to end-of-life estate planning. So to help navigate how taxation affects Canadians after death, financial planner Tim Jenkins joins Dave and Reb on episode #351 of “Let’s Talk Money with Dave and Reb”. They uncover the issues and offer some alternatives to paying a potentially large tax bill. 

One way to build awareness, even before death, is asking a tax specialist to create a “terminal tax return” so that individuals know an approximate number of how much CRA will take from the estate.

“It is important to crunch the numbers so that you are aware of the liability,” Tim Jenkins says.

Listen in to learn more on this show sponsored by More Than Enough Financial—a financial coaching, tax, and mortgage company empowering people to find hope and freedom as they effectively manage their finances one day at a time. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com or email [email protected], to arrange a pick-up from their Ottawa office. To connect with Tim go to https://trinityfamilywealth.ca/. To read the blog related to the topic go to 

https://trinityfamilywealth.ca/how-to-eliminate-cra-from-your-estate/.

The post How to Eliminate CRA from Your Estate with Tim Jenkins first appeared on More Than Enough.