More Than Enough

Today’s show gives current testimony to the power of applying the tips and tools of the Financial Fitness Seminar.

It only took one More Than Enough financial fitness seminar to bring Karen Ball hope and freedom in her finances. On episode #330 of “Let’s Talk Money with Dave and Reb”, Karen shares her five-year journey of applying the seminar’s practical tips and tools to pay off $18,000 of debt. She also shares how financial freedom is enabling her to do what her heart loves—give! 

“It has been a journey of patience and perseverance, which has led to consistency,” Karen says. “And in facing it all, you find freedom.”

Tune in to hear her story which today is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com. 

Click on these links to watch the financial fitness seminar—Financial Fitness Seminar link or the Debt Snowball Link.

The post Being in the Light with Karen Ball first appeared on More Than Enough.

Today’s show gives current testimony to the power of financial coaching.

What does financial coaching look like for young married couples? On episode #329 of “Let’s Talk Money with Dave and Reb”, the co-hosts speak with Emily and Caleb Gagnier who share about their More Than Enough financial coaching journey, both before they got married and after. Listen to hear how accountability, practical tools, and the one-on-one coaching relationship has been helping them build a strong financial and spiritual foundation with God. 

Both Emily and Caleb say that coaching has helped them understand more fully that their money is God’s money, and how using money is a way to glorify God. With a coach as cheerleader, they have walked step-by-step in paying down debt, and continue to do so.

“It is so nice to be surrounded by people who encourage us,” Caleb says. 

Tune in to hear their discussion sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com. To book a free coaching discovery session, email [email protected].

The post Let’s Talk Money with Emily and Caleb first appeared on More Than Enough.

Today’s show gives current testimony to the power of financial coaching.

If you love stories, Dave and Reb invite you to listen to today’s show. Andrew Galloway and Martha Santanilla are the featured guests today on episode #328 of “Let’s Talk Money with Dave and Reb” and share their journey of financial hope and freedom through coaching.

Both agree that coaching has helped them manage their daily cashflow, but has also helped them get over the shame hurdle that can come with money behaviours.

“Having a coach has been a game changer for us,” Andrew says. “The shame gets lifted because there is no judgement from our coach or the More Than Enough team.”

If you have ever wondered what More Than Enough financial coaching is all about, tune in to today’s episode which is sponsored by Stephen Francispillai—Francispillai Law, an Ottawa law firm specialising in real estate, as well as wills and power of attorneys. Go to https://fclawyers.ca/ for more information. To book your free coaching discovery session email [email protected]. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Financial Hope and Freedom with Andrew and Martha first appeared on More Than Enough.

Financial Joy. Is that even possible? Rev. Ray Borg of notmine.ca and Financial Discipleship Canada joins Dave and Reb on episode #327 of “Let’s Talk Money with Dave and Reb” to explore the possibilities of finding joy in financial stewardship and obedience. This conversation is only the beginning of many, as they dig into what it means to find joy in finances—a joy that starts with a renewed shift in thinking towards God’s Kingdom purposes. 

“The journey of our finances is a journey of discovery because we are being fathered by a loving God,” Rev. Borg says. “It’s the joy of discovery of who I am, and the journey of moving forward in obedience and love.”

This joy is found first in changing our minds towards what God says is important. Listen to the show to hear what God’s heart is for us, others, and His Kingdom. Today’s episode is sponsored by Stephen Francispillai—Francispillai Law, an Ottawa law firm specialising in real estate, as well as wills and power of attorneys. Go to https://fclawyers.ca/ for more information. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Finding Financial Joy with Rev. Ray Borg first appeared on More Than Enough.

What if we taught children that having an emergency cushion is as important as brushing your teeth every day? On episode #326 of “Let’s Talk Money with Dave and Reb”, that’s exactly what the co-hosts are telling listeners. Dave and Reb discuss the importance of good habits that turn to long-term practices, especially in creating an emergency cushion as part of financial health. 

After listening to one of their favourite devotional apps Lectio 365, Dave and Reb were inspired to talk about habits and practices. (See https://www.24-7prayer.com/resource/lectio-365/, May 4 morning devotional.)

“Habits don’t have to be arduous,” Dave says. “But we do want them to lead to good, intentional regular practices, and as Lectio says, we want our practices to lead to our determined financial goals!”

Tune in to listen to the show, which is sponsored by Stephen Francispillai—Francispillai Law, an Ottawa law firm specialising in real estate, as well as wills and power of attorneys. Go to https://fclawyers.ca/ for more information. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Financial Habits and Practices—The Importance of the Emergency Cushion first appeared on More Than Enough.

Dave and Reb don’t know if listeners are getting tired of hearing it, but they want to keep encouraging people to take the five steps to financial health! On episode #325 of “Let’s Talk Money with Dave and Reb”, they review the five steps to financial health: building a small emergency cushion, paying off consumer debt, building a larger three—to—six month emergency fund, investing and paying off the mortgage, and giving generously and growing. 

“Living on less than you make is essential for these five steps,” Dave says. “And it is also important to sit and consider the cost—the cost of carrying the debt—to understand the reasons why we practise these five steps.”

To help you grasp the why and how of finding financial hope and freedom, listen to their conversation which is sponsored by Stephen Francispillai- Francispillai Law, an Ottawa law firm specialising in real estate, as well as wills and power of attorneys. Go to https://fclawyers.ca/ for more information. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Steps to Financial Health first appeared on More Than Enough.

Many people make assumptions about their future. On “Let’s Talk Money with Dave and Reb”, the co-hosts look at the shifting assumptions interest and inflation are generating, and how God’s words found in the book of James warn us that making assumptions about the future is never a good idea. They dig into the topics of “financial modelling assumptions” and how people can prepare in the face of changing economic tides. 

“We make assumptions all the time,” Dave says. “We want the future to be the same as it is now, and we assume that it will be. But these days, normal assumptions around mortgages and home ownership are being questioned.”

To help listeners look to the future in wisdom, Dave and Reb recommend:

“Above all else, keep your eyes on Jesus, and even—if like Peter—you fall, remember and know Jesus will raise you up again and again,” Reb says. 

Tune in to episode #324 to hear their discussion sponsored by Financial Discipleship Canada and notmine.ca – a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Shifting Financial Assumptions first appeared on More Than Enough.

On today’s show, Dave and Reb discuss more heart and treasure issues, as they discuss the words of Christ.

“For where your treasure is, there your heart will be also.” 

Those were the words of Jesus over 2000 years ago, and on episode #323 of “Let’s Talk Money with Dave and Reb”, the co-hosts revisit those words with regular guest Rev. Ray Borg. They discuss the modern day example of Steinbach, Manitoba which leads Canada in charitable giving, and take a look at where the people of Steinbach are putting their treasure. A CBC news article recently described the community as one emulating a culture of giving. See Ian Froese’s article here: https://www.cbc.ca/news/canada/manitoba/steinbach-generosity-giving-charity-leads-country-1.6776319. 

According to the article, “People in Steinbach donate 4.31 per cent of their income to charity, which far exceeds the national average of 0.62 per cent, according to an analysis of tax filing data by Charitable Impact.”

Listen to Dave and Reb’s conversation about heart and treasure and this modern-day example of giving. The show is sponsored by Financial Discipleship Canada and notmine.ca – a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Knowing Where Your Heart Is with Rev. Ray Borg first appeared on More Than Enough.

Dave and Reb dig into the topic of financial coaching and all that it entails.

Many people dismiss the invitation to financial coaching because they simply don’t understand what it is, or the purpose behind it. On today’s episode #322 of “Let’s Talk Money with Dave and Reb”, the co-hosts bring clarity to the topic of financial coaching, and how practical accountability can lead people to find the financial hope and freedom they desire.

“Coaching is about a journey and relationship,” Dave says. “Effective coaching is a journey that involves ongoing discovery not only about your finances but about who you are as a person, including your joys, sorrows, goals, and dreams.”

Financial coaching is not financial advice giving, but accountability, clarity-building interactions, and coming alongside people with good questions and listening skills.

“It’s not only about getting out of debt either,” Dave says. “It’s for anyone who wants to get from point A to point B in their finances, acquiring good skills and habits to reach their goals.”

Listen to this conversation which is sponsored by Financial Discipleship Canada and notmine.ca – a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/.

The book referenced in today’s show—The Coach Model for Christian Leaders—

 is written by Dr. Keith E. Webb. You can learn more about coaching by going to https://keithwebb.com/.

To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post What Is Financial Coaching? first appeared on More Than Enough.

Today’s conversation digs into purpose, discipleship, coaching, and not giving up.

On this Good Friday morning, when Christians around the world are considering the Cross of Jesus Christ, Dave and Reb encourage listeners to “fix their eyes on Jesus” as they run their financial races. On episode #321 of “Let’s Talk Money with Dave and Reb” the co-hosts reflect on the “joy set before” Jesus, as He went through the suffering of the Cross, and how that can inspire us, even as we navigate the strains and pressures of our everyday financial lives. 

“Just as Jesus endured the Cross for the ‘joy set before Him’, we can ask ourselves the question ‘what is the joy set before us’ as we journey,” Dave says. “This speaks to purpose and our understanding of our full identity in Him, which in turn directly affects how we manage money.”

Listen to their conversation which is sponsored today by Financial Discipleship Canada and notmine.ca – a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and our discipleship to Christ. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb’s e-book, audio book, or soft-cover copy of Cultivating Trust: Finding God’s Hope and Freedom for Your Finances, go to www.morethanenoughbooks.com.

The post Running the Race on Good Friday first appeared on More Than Enough.