Dan Ahlstrand and Clinton Wilkins welcome Jim Spitalli, COO of Sagen, to explain how Sagen provides mortgage insurance for those with less than 20% down payment, allowing them to enter the market sooner.

Dan Ahlstrand and Clinton Wilkins discussed the need for Canadians to understand income, assets, and credit, especially amidst economic challenges like recession and high inflation.

Clinton Wilkins and Dan Ahlstrand discuss the importance of financial literacy, focusing on assets. They highlight the significance of home ownership, noting that it's often the largest asset for Canadian families.

Dan Ahlstrand and Clinton Wilkins discuss credit scores and financial literacy, emphasizing the importance of understanding credit usage and management.

Clinton Wilkins and Dan Ahlstrand discuss the impact of self-employment on income and mortgage qualification.

Dan Ahlstrand and Clinton Wilkins discuss the importance of financial literacy, especially during Financial Literacy Month. They emphasize the need for education on credit, income, and assets, noting that schools often lack this instruction.

Clinton Wilkins and his team take to the streets to answer real questions from listeners about homeownership, saving for a down payment, and navigating the ever-changing mortgage landscape.

Clinton Wilkins and guests dive deep into the evolving landscape of mortgage lending in Canada. From the rise in mortgage fraud and the tightening of regulations to the increasing role of family support in helping first-time buyers.

In this special "Best of 2025" episode of Mortgage 101, Clinton Wilkins breaks down the year’s biggest trends in homeownership and mortgage lending. Clinton shares candid advice on the responsible use of home equity lines of credit, emphasizing the importance of not treating your home as an ATM.

Clinton Wilkins recaps this year by diving into topics like: Canadians facing renewals, the decision whether to refinance, consolidate debt, or just extend your amortization.