5FF - 3rd Nov 2023

Mortgage approvals lowest since 2011
https://www.bankofengland.co.uk/statistics/money-and-credit/2023/september-2023

Alex's Mortgage Approvals Graph: https://x.com/alexgroundwater/status/1719676682133487944/photo/1

Zoopla: house prices falling in 80% of local markets
https://www.zoopla.co.uk/discover/property-news/house-price-index/

Leasehold Reform to be in King’s Speech
https://www.bbc.co.uk/news/uk-politics-67256391

Nationwide October HPI says monthly prices rose, yearly fell -3.3%
https://www.nationwidehousepriceindex.co.uk/reports/house-prices-increase-in-october-but-remain-lower-than-a-year-ago

Charlie and Alex show Discrepancy in Land Reg Indices v Raw Average
https://mhwc.co.uk/blog/house-price-discrepancy

Watch the full episode here: https://youtube.com/live/Grv7Rqgojs4

My website: https://mhwc.co.uk

All my other links: https://linktr.ee/movinghomewithcharlie

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast here: https://youtube.com/live/NqeLDZ9czk4

The Discrepancy in the Government's own House Price Data

Preliminary Land Reg Transactions and Price data for Sep 2023
https://x.com/moving_charlie/status/1719112093264142462?s=20

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Nationwide October HPI - Watch the video of this podcast here: https://youtube.com/live/-fAb2mk-kKc

Nationwide October Index
https://www.nationwidehousepriceindex.co.uk/reports/house-prices-increase-in-october-but-remain-lower-than-a-year-ago

Gov Transactions Data
https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary

Preliminary Land Reg Transactions and Price data for Sep 2023
https://x.com/moving_charlie/status/1719112093264142462?s=20

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Simon David, CEO of Thomas Legal (my conveyancing partners) takes questions on what Leasehold reforms might mean for homebuyers and Freeholders.

Watch thew video of this podcast here: https://youtube.com/live/TFBkYFda6ds

To talk to Simon's firm about doing your conveyancing, pop your details in here and they'll be in touch: https://mhwc.co.uk/conveyancing
 
https://www.bbc.co.uk/news/uk-politics-67256391

https://www.mirror.co.uk/money/everything-you-need-know-leasehold-31312909

https://commonslibrary.parliament.uk/leasehold-reform-in-england-and-wales/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Charlie and Alex ( https://x.com/alexgroundwater ) discuss this week's Moving Market News. Watch the video of this podcast here: https://youtube.com/live/vLoOFjlDgJw

Book a 1 to 1 video with me, or talk to my hand picked mortgage brokers, conveyancers and search pack providers here: https://mhwc.co.uk

Zoopla October House Price Index
https://www.zoopla.co.uk/discover/property-news/house-price-index/

Bank of England Money and Credit September
https://www.bankofengland.co.uk/statistics/money-and-credit/2023/september-2023

Next Bank of England Rate decision: Thursday Nov 2nd

Alex's Graphs showing that Real Wage Growth correlates more strongly than interest rates with house prices: https://x.com/alexgroundwater/status/1641886312285327366?s=20

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

I want to help people in debt default avoid losing their home, if I can.

Watch the video of this here: https://youtube.com/live/5TI9X8Zwkzw

The X Survey question and result, should I help.
https://x.com/moving_charlie/status/1717555403402215486?s=20

Official Arrears and Repossession data: https://www.ukfinance.org.uk/data-and-research/data/arrears-and-possessions

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

5FF - Fri 27th October 2023 with Charlie Lamdin

1. Wealth manager blocks property fund withdrawals
2. Most people are wrong about house prices
3. Lloyds forecast price falls
4. Foxtons reports sales falls
5. Landlord Sellout

Links to all sources here: https://mhwc.co.uk/blog/5ff-fri-27th-october-2023/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast here: https://youtube.com/live/5joDC6iXtMQ

Is the government going to try and rescue the housing market to win votes? And if they do, will it help?

95% Mortgage Guarantee Scheme
https://www.gov.uk/government/publications/the-mortgage-guarantee-scheme

Extended
https://www.gov.uk/government/news/government-extends-mortgage-guarantee-scheme

Extended again? https://www.ft.com/content/bac16aef-47e7-4bbc-85cd-4d1ceebd1059

Lifetime ISA
https://www.gov.uk/lifetime-isa

Sunak "mulls" Stamp Duty
https://www.independent.co.uk/news/uk/politics/rishi-sunak-tax-cuts-byelection-defeats-b2433565.html

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

"What's the housing market doing Charlie?" (or anyone else) Watch the video of this here: https://youtube.com/live/8KDx_rXQe6M

What's the market doing where you live? That depends on:
Location (x3) - Region, City, Suburb
Budget (lo, mid, high)
Borrowing (small, medium, large)
Type - Detached House, Townhouse, Flat
Tenure - Freehold, Leashold, Share
Motivation - Personal, Professional, Financial

https://bestagent.co.uk/diagram-how-lettings-and-estate-agents-move-people/

My website and links https://mhwc.co.uk/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

5FF 20 October 2023 -  Watch this on video here: https://youtube.com/live/VLXrDQv0qIU

Recession warning: the UK is undergoing the steepest rise in unemployment in the developed world

https://www.bloomberg.com/news/articles/2023-10-14/uk-jobs-market-has-one-recession-warning-signal-flashing-red

Rightmove October Index - Asking Prices down -0.8% yoy

https://www.rightmove.co.uk/news/content/uploads/2023/10/Rightmove-HPI-16th-October-Final.pdf

Buy to Let party for 70%+ LTV is DEAD. -Savills

https://x.com/luciancook/status/1713856335337476129?s=46&t=qGtk0CnhZbr405E5nhNA0w

ONS Land Registry House Prices RISE +0.2% yoy 

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/august2023

Inflation stops falling. Stays at 6.3% (OOH up to 5%)

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/latest

Knight Frank to lay off up to 300 UK staff. 

https://www.costar.com/article/687488711/knight-frank-begins-redundancy-consultation-with-uk-staff

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...