5FF 22 Sep 2023 - https://mhwc.co.uk

Watch this Podcast on video here: https://youtube.com/live/lrsgEP5SJ-Y

July 2023 Land Registry HPI up 0.6%

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/july2023

ONS rental prices up 5.5% year on year

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/indexofprivatehousingrentalprices/august2023

CPI inflation down 0.1% to 6.7%

https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/august2023

Boiler Ban Delayed 10 years

https://www.express.co.uk/life-style/property/1814921/gas-boiler-ban-delay-what-it-means-for-you

Mortgage interest component of inflation up 60%

https://x.com/shjfrench/status/1704487008712749382?s=20

Interest Rates: unchanged (yawn)

August Retail Sales: https://www.ons.gov.uk/businessindustryandtrade/retailindustry/bulletins/retailsales/august2023

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🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast here: https://youtube.com/live/WAGC40d-frw

Book a call with me or meet my mortgage, conveyancing guys here: https://mhwc.co.uk

Alex and I discuss a few recent developments including:

Boiler Ban Delay
Rates peaking or not?
Why can't some people understand what TIME LAG means?

Boiler ban delayed 9 years/scrapped
https://www.dailymail.co.uk/news/article-12540973/Rishi-Sunak-gives-major-environmental-speech-amid-furious-Tory-row-green-policy-U-turn-including-delay-petrol-car-gas-boiler-bans.html

Rates held
https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2023/september-2023

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

The 6-9 month reporting lag on the housing market means many people get caught out. https://mhwc.co.uk

Watch the video of this podcast here: https://youtube.com/live/UtP72-wCGT4

The stand-off gap has narrowed slightly.
https://bestagent.news/country/england/

Sellers are underestimating price falls.

Buyers are overestimating budgets. 

Mortgage brokers and estate agents are reporting no autumn bounce.

Few understands how bad this is for the market and it's ability to function normally.

All my links: https://linktr.ee/movinghomewithcharlie

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast her: https://youtube.com/live/t1FEEVIysso

5FF 15th Sep

19% leap in the average Landlord buy-to-let loan

https://thenegotiator.co.uk/landlords-borrowing-more-as-rental-market-pain-hits-home/

Mortgage Arrears Jump 28%

https://www.bloomberg.com/news/articles/2023-09-12/uk-mortgage-arrears-jump-28-as-high-rates-squeeze-borrowers?srnd=premium-uk

Jobs Vacancies down, unemployment up. 

https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/employmentandemployeetypes/bulletins/jobsandvacanciesintheuk/september2023 

GDP Falls 0.5% in July

https://www.ons.gov.uk/economy/grossdomesticproductgdp/bulletins/gdpmonthlyestimateuk/july2023

Worst RICS housing survey results in 14 years. 

https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/8._WEB_August_2023_RICS_UK_Residential_Market_Survey_tp.pdf

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast: https://youtube.com/live/UpSE-JhBKuA

Book a 1 to 1 video call with me: https://buymeacoffee.com/mhwc

The 4 Golden Rules of Choosing an Estate Agent
https://youtu.be/V9klZFpqhtk

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Watch the video of this podcast here: https://youtube.com/live/Jwy5LA_MbU0

Book a 1 to 1 video call with me: https://buymeacoffee.com/mhwc

RICS Monthly Survey
https://www.rics.org/news-insights/market-surveys/uk-residential-market-survey

Turning to house prices, the survey’s headline price
growth gauge posted a net balance of -68% in
August (falling from -55% in July), thereby marking the
most negative reading since February 2009. When
disaggregated, virtually all parts of the UK are now
seeing a relatively steep fall in house prices,

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Charlie and Stig talk. Watch the Video of this podcast here: https://youtube.com/live/E4FE-T8SxhQ

There's a well known expression: "You can't fight stupid."

And I'm not going to try. For people who think they know best, but have nothing to base it on other than their uninformed opinion or "common sense", there is no help, I can only wish them luck. They're fucked.

But for people who are more open minded and cautious, and want to do proper research before making a lifelong commitment, I'm really worried.

Because the media is not talking about what's happening, and what's happening is bad.

If you are one of those people, a truth seeker who can't find any truth, you're in the right place. I won't ask you to believe anything I say, but to at least consider it before you make any big decisions.

https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/employmentandemployeetypes/bulletins/jobsandvacanciesintheuk/september2023

https://www.fca.org.uk/publication/policy/ps23-8.pdf

https://www.bloomberg.com/news/articles/2023-09-12/uk-labor-market-shows-record-wage-growth-and-rising-joblessness

https://truflation.com/

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Alex and I are going to have a lengthy chat about why the establishment doesn't want to spook the flock, even though they know house prices and the economy will be worse than they're saying.

Watch the video of this podcast here: https://youtube.com/live/kxs9YLhD3Ms

https://mhwc.co.uk/mortgage
https://mhwc.co.uk/conveyancing
https://mhwc.co.uk/property-pack

Book a live 1-1 video call with me here: https://buymeacoffee.com/mhwc

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

Alex (Housing Stig) and I discuss the overall shortcoming of media reporting of the housing downturn, arguably caused by the time lag of home move transactions and price reporting. Watch a video of this episode here: https://youtube.com/live/vu0FodVNQB0

Book a 1 to 1 video call with me for 30 or 60 min here: https://buymeacoffee.com/mhwc

https://www.pbctoday.co.uk/news/planning-construction-news/august-2022-halifax-house-price-index-shows-easing-of-growth-as-cost-of-living-crisis-looms/115206/

https://www.halifax.co.uk/assets/pdf/august-2023-house-price-index.pdf

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...

5FF 8 Sep - watch the video of this podcast here: https://youtube.com/live/j8vw6dT-XkQ

Developers fear they are on the brink of new housing slump https://www.thetimes.co.uk/article/2a499998-4a6b-11ee-ae1a-79bb7c14d872 

Halifax August Index: Prices Sliding Faster: https://www.halifax.co.uk/assets/pdf/august-2023-house-price-index.pdf

Peak interest rates “reached”? https://www.thetimes.co.uk/article/peak-interest-rates-reached-says-bank-of-england-governor-andrew-bailey-stbv6vc8t 

UK Job Recruiters Say Demand for Staff Drops to Three-Year Low 

https://www.bloomberg.com/news/articles/2023-09-07/uk-job-recruiters-say-demand-for-staff-drops-to-three-year-low

Flatshare Rents reach £1,000 per room in London 

https://www.standard.co.uk/homesandproperty/renting/revealed-the-explosion-of-the-ps1-000-room-as-swathes-of-london-become-unaffordable-to-renters-b1072776.html

Support the show

Follow me on X for daily updates: https://x.com/moving_charlie

🎥 Charlie's Golden rules videos for

Buyers: https://www.youtube.com/watch?v=h6T-uZ28a80

Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs

Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw

🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe

📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/

📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/

💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/

🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/...