In this episode, The Annuity Man and Mr. FIA-X discuss:

• Don't sign up for "free" stuff
• Upfront bonuses are not real money
• What good advisors do
• There's never an urgency to buy an annuity

Key Takeaways:

• If you're signing up for a free report, a free gift, or free whatever, then expect that you have to give up your personal information and therefore your most valuable asset which is time. They will sell you as leads to companies who will not stop calling you until they get their value for their money.
• Don't fall for upfront bonuses! That bonus will go to your income value, which essentially means that it's not real money. Also, they'll charge a fee so that they can invade your principal, which will be taken out of your real money.
• Annuities are great, but they're not a cure-all, solve-all- problems product. Not everybody needs an annuity. Not everybody needs a stock market. Everyone has different unique needs. A good advisor will first find out what your need is.
• Don't sign something that you can't understand or the agent can't explain. Especially avoid signing if the agent tries to rush you into doing it. There's never an urgency to buy an annuity, the only urgency is for you to understand fully.

"I'm a big believer that annuities are about safety, security, and eventually to establish an income that your clients cannot outlive." — Mr. FIA-X

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