Welcome to "The Main Street Code for Financial Success"!
In this episode, we dive deep into the key differences between electronic and traditional underwriting—and why those differences can make or break your insurance application. Neil shares real-world stories where traditional underwriting made all the difference, including cases involving medical histories, special needs trusts, and even long-lost life insurance policies. If you're applying for life insurance, long-term care, or annuities—or assisting clients who are—you’ll want to understand how underwriting methods impact outcomes.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.
Catch episodes on YouTube, Spotify & Apple Podcasts.
Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, host Neil Himmelstein shares powerful, real-world success stories that demonstrate the life-changing impact of working with a dedicated insurance advisor. From turning an expiring term policy into a $170,000 life settlement to overturning a costly underwriting decision through expert review, Neil walks us through cases where Main Street Planning Group made a critical difference. He also shares the incredible journey of securing life insurance for a 74-year-old client by correcting an eight-year-old MIB error—something no algorithm or online application would have caught.

Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on YouTube, Spotify & Apple Podcasts and visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"!

In today's episode, Neil Himmelstein shares his personal journey navigating Medicare, medical billing, and the critical importance of choosing the right Medicare supplement. Neil highlights the hidden risks of Advantage Plans and emphasizes why having complete, accurate medical records matters more than ever—especially when it comes to life insurance applications and claims.

Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode we sat down with Michael Maloney from Zigzag Solutions. Michael is a cybersecurity expert with decades of experience in law enforcement and technology. He shares vital insights on cyber threats affecting individuals and small businesses—from wire fraud and lookalike domains to ransomware and password breaches. Learn practical steps you can take today to protect your financial data and digital footprint.

Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

The show is available on YouTube, Spotify & Apple Podcasts.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode Neil Himmelstein tackles the turbulent state of the market, emphasizing the importance of diversification and the power—and potential pitfalls—of compound interest. He also dives into the role of the Medical Information Bureau (MIB) in life insurance underwriting, sharing a real case study of how one typo nearly cost a client his coverage.

Don’t miss this informative discussion on how to protect your financial well-being and what to watch out for in your medical records.

Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio.

Catch the show on YouTube, Spotify & Apple Podcasts, and visit www.themainstreetcode.com for more insights.

Welcome to "The Main Street Code for Financial Success"!

In this episode, host Neil Himmelstein walks through the critical financial steps to take when preparing for a divorce. From reviewing credit reports and gathering documents to understanding the real value of assets and protecting your credit, Neil covers the practical side of navigating this emotional and financial process.

He shares real-life stories that highlight the importance of early planning, insurance review, updating beneficiaries, and protecting yourself and your children for the long term. Don’t leave your financial future to chance—plan ahead.

Don’t forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch “The Main Street Code for Financial Success” hosted by Neil Himmelstein of Main Street Planning Group.

The show is available on YouTube, Spotify & Apple Podcasts.

Visit www.themainstreetcode.com for more information.

Welcome to "The Main Street Code for Financial Success"!

In this episode, we sat down with Tom Granata, a seasoned wholesaler with American National and long-time partner of Neil Himmelstein. With over 25 years of collaboration, Tom brings valuable insights into annuities and the importance of strong carrier relationships.

We explore why fixed and index annuities are gaining popularity amidst market volatility, how they compare to CDs, and what consumers should know about surrender charges, withdrawal rules, and service standards.

Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main Street Planning Group.

The show is available on YouTube, Spotify & Apple Podcasts.

Visit www.themainstreetcode.com for more information.

Welcome to The Main Street Code for Financial Success!



In this episode, we discuss the current market downturn and where the big money is moving. With uncertainty on the rise, many investors are shifting toward fixed income products, particularly annuities. We break down the safety of annuities compared to banks and mutual funds, highlighting why they can be a smart option in today’s financial climate.



Join us as we explore strategies to protect and grow your wealth in volatile times.



Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio. Catch our episodes on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more insights!

🎙️ Welcome to The Main Street Code for Financial Success!

In this episode, we sit down with Lisa Rosenthal, expert in women-owned businesses and facilitator of women’s business groups. Lisa shares her journey from commercial real estate to founding her own companies, her insights on the challenges women face in business, and her mission to help more women-owned businesses surpass the $1 million revenue mark.

We discuss gender biases in business, the importance of adaptability in a changing world, and strategies for professional resilience.

Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for The Main Street Code for Financial Success, hosted by Neil Himmelstein of Main Street Planning Group.

Catch our episodes on YouTube, Spotify & Apple Podcasts, and visit www.themainstreetcode.com for more insights.

Welcome to The Main Street Code for Financial Success!



In today’s episode, we discuss the financial challenges facing federal employees and others dealing with job loss. We explore the importance of understanding your benefits, planning for financial security, and ensuring you’re prepared for unexpected career shifts. Are you a pawn in the system, or are you taking control of your financial future? We break down strategies for fixed income, annuities, and the critical need for disability and life insurance.



Join us every Friday at 3 PM EST on 103.9 L.I. News Radio for The Main Street Code for Financial Success hosted by Neil Himmelstein of Main Street Planning Group.



Catch our episodes on YouTube, Spotify & Apple Podcasts. Visit www.themainstreetcode.com for more insights!